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Vote4Cash Complaints & Reviews

3.2
Updated: Aug 7, 2018
Complaints 16
Resolved
10
Unresolved
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Vote4Cash reviews & complaints(16)

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J
jetvicky
from Mumbai, Maharashtra
Aug 7, 2018
Resolved
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Resolved

Address: Mumbai City, Maharashtra
Website: www.vote4cash.in

Hello, myself vivek from mumbai. I have peronally never obtain a loan from this firm but my family person has taken a loan of 30 thousand in 2013. And they have already repaid the sum of 55 thousands in 2 months. But they were shocked to see the penaly and other charges which was somewhere around 80 thousand that time. They refused to pay and asked them to send a legal notice. But instead of doing this vote4cash cheap employees started to call our all relatives. They have already took all the phone data from mobile company. They have been calling every single person who was in our contact and kept telling them that the loan person have gauranteed their phone number and started to threatening them. It was real illegal. I have filed an fir against it but as per our great indian law keepers it is useless to go with it. Vote4cash company has already been declared scam. Goverment should take the strict action against them. Many people have committed suicide because of suck harrasment. If goverment is unable to do something about such firms then i guess it s a time for change of goverment. I totally stand against vote4cash... Your a scammer and disgusted employees have hired. Those who calls are such a nasty person and im sure they have asked their mother for being born saying becuase of them she is being called #
Sep 7, 2018
Complaint marked as Resolved 
Vote4Cash customer support has been notified about the posted complaint.
Verified Support
Aug 07, 2018
Vote4Cash Customer Care's response
Dear Vivek, the company Vote 4 Cash started in the year 2014 and not in the year 2013, which clearly explicates that a frivolous complaint is being raised by yourself deviating and hiding the actual facts. Would appreciate if you can kindly provide us with the Loan ID along with the facts as calls are only made to the Alternate Numbers that are provided and shared during Registration process.
Verified Support
Aug 07, 2018
Vote4Cash Customer Care's response
Dear Vivek, the company Vote 4 Cash started in the year 2014 and not in the year 2013, which clearly explicates that a frivolous complaint is being raised by yourself deviating and hiding the actual facts. Would appreciate if you can kindly provide us with the Loan ID along with the facts as calls are only made to the Alternate Numbers that are provided and shared during Registration process.
Aug 07, 2018
Updated by jetvicky
mistakenly wrote 2013...the lady is keep calling on every single number whom i am in touch with. Today my long diatance staying uncle got a call and they were sayi g i have taken a loan...but the loan was taken by my family member Mrs Sujata More and she has already pais 55 thousands of 30 thousand loan. but still they are harrasing us every year when the month of march and july ends
Aug 07, 2018
Updated by jetvicky
if you want you can ask the vote4cash if Mrs Sujata More had taken a lot or not and what kind of a hidden charges they put. Currently the outstanding of 30 thousand rupees loan(55 thousand already paid) is being shown more than 7 lakhs rupees by vote4cash...which is ridiculous...who gave them such license to to provide loan on such an intrest rates?
Aug 07, 2018
Updated by jetvicky
also...the last year when you people were calling were already informed that the customer is no more. That customer was suffering from paralysed and clot in brain nerve. Every year we have to give same explanations. They threaten about legal case. We have been yelling to send us a legal notice by customers name, and let us also see if dead persons case is valid or not. stop calling all o[censored]s and send us a legal notice. we will answer you guys in the court.
Verified Support
Aug 07, 2018
Vote4Cash Customer Care's response
Dear Vivek, your comments are contradictory while you have mentioned before your family member has taken a loan and now you are informing that he is no more. Where you receive any call next time, please ask for the representative name and his Mobile Number.

Also, would appreciate if you can kindly provide us with the Loan ID, Death Certificate for us to initiate the neccesary process from our end.
Aug 07, 2018
Updated by jetvicky
sure will do it soon
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    K
    Kishore Babu Yarlapati
    from Hyderabad, Telangana
    May 24, 2018
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    Address: Hyderabad, Andhra Pradesh, 500004
    Website: vote4cash.in

    I took a Loan of Rs.20000 on 17.03.2018. they are asking Rs.66987 to repay. I paid Rs.47000 & I told them I won't pay single rupee. they told me file a legal case & calling to all my contact list. I don't care.This company has called all my friends, relatives, clients and informed them and threaten them saying police complaint, because of this i have lost my reputation from my relatives.
    They call all the people from our contact and harass everyone which is really unethical. So much of mental torture is given to people that they even think.Of committing suicide. I am a live example of it. Borrowing money because of some issues but now into deeper trouble because of this so called cheap company.
    Vote4Cash customer support has been notified about the posted complaint.
    Dear Kishore,

    Having reviewed our records, we could ascertain that you have been our customer since March 2015 where you have availed our services for more than 3 years which involved 23 transactions. This clearly explicates that you were well versed with the intricacies and charges involved.

    It was really unfortunate to learn that numerous attempts made by our Customer Service Team requesting you to disclose the exact nature of the problem that you have been facing and provide us with a concrete repayment plan were always unsuccessful.

    While an acknowledgment was provided by yourself confirming full settlement in April 2018 after your return from Kuwait, even this went in vain. During initial conversations after your return, it was clearly evident that you had no intent to repay while we were patiently awaiting for your response.

    Also, the Mobile Number provided by yourself belonged to someone who resides in Rajasthan making it more evident that you had no intention of repayment. As you started avoiding our calls and blocked all our numbers we had to reach at alternate numbers that were provided by yourself for repayment and we were abiding the law of the land.

    We had informed you regarding the due amount and would appreciate if you can kindly mail us at [protected]@vote4cash.in, alternatively you can also call us. Also, we suggest you to be transparent in dealings than hiding the facts before speaking on any common platform.

    Thanks
    Vote4cash Team.
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      M
      Mr. Nikhil Marathe
      from Mumbai, Maharashtra
      Feb 1, 2018
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      Website: Www.vote4cash.in

      *** DO NOT DOWNLOAD THIS APP.. These guys are bloody ###ers, They ###in HACK into your FB, Linkedin, Your personal contact list, Twitter Insta etc, if your phone is not reachable.. I had a due date yesterday and I was not reachable, These ### holes are making senseless blind calls to any random people from my contact list and telling them that 'I have a LOAN and I am not reachable please tell them to make the payment.. Bloody ###ers are calling a last offices friend's mother, a company HR where I went for a interview, What The ###- Are these people out of their mind.. These people has no relation with me and why the ### are they calling people whom I too don't know.. I don't know how many more people they must have called from my contact list.. Be aware of these fraud people and this fraud app.. there are people from my native, friends, managers, some people who should not be called, and many numbers to whom my personal details should not be spoken about.. I don't know how much more people they have called.. Imagine, They calling your native place n telling them any your LOAN.. I am complaining over multiple CONSUMER COMPLAINT FORUMs.. I will make sure this company suffers a lot.. BLOODY ###ERS..
      Vote4Cash customer support has been notified about the posted complaint.
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        M
        mukkannas
        from Chennai, Tamil Nadu
        Aug 11, 2017
        Resolved
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        Address: Hyderabad, Andhra Pradesh, 560068
        Website: vote4cash.in

        We getting loan from vote4cash rs 5000/- on jun and as per vote4cash rules with rs 2000/- for 3 months we are clear all due rs 7000/- on 3 august attached receipt below pls see after clear loan they are calling to my relative's wife and friends. And office harassment to clear the loan 12000/- amount and using bad words all my relative's we mentally disappointed by this company this company working totally illegal pls check and take necessary action and solve my problem and refund the excess paid amount pls call me for detail's [protected] kantesh kumar
        Sep 16, 2017
        Complaint marked as Resolved 
        Vote4Cash customer support has been notified about the posted complaint.
        Aug 11, 2017
        Updated by mukkannas
        Some one people's call to my number and talking like a rowdies behavior and harassment 1 person Mr Gupta from Bombay [protected] 2 person is Mr chandramouli [protected] using very bad word's and back mail the paid 12000/- money to company account
        Aug 11, 2017
        Updated by mukkannas
        Above mentioned Gupta number is wrong right number is [protected]
        Verified Support
        Aug 11, 2017
        Vote4Cash Customer Care's response
        Dear Mr Kantesh, at the outset request not to hide your real identity when you believe you have done a right thing. You would agree that you had taken loans from us in the past also and closed and subsequently last loan you had defaulted and wanted to pressurise us by a written email that you will decide how much you will pay and when you will pay. In no qualified and respectful society, this act is not accepted as professional / ethical approach. To add, you also approached media and tried to pester / threaten us in the anticipation that you can run away with money you owe us. Eventually, basis your brother-in-law request today you made settlement request on hide sign of financial crisis and we empathised with you and subsequently closed your loan account with us. Still, if you / any sensible and responsible person believes your act is justifiable and ethical, we have nothing more to add to this. However, we would request you to be more responsible in life and also ethical in your acts as free medium does not mean one can write anything about anyone. We are equally answerable and responsible to our lenders who believe us and extend loan to you, when you needed it the most and after fulfilling your requirement, don't throw such acts as it only weakens the trust a human can have on another.
        Aug 11, 2017
        Updated by mukkannas
        Who given rights to illegal charges you are paid to me by third party Mr Gupta from 6/6/17 5000/- only within 66 days u take return Rs 8000/- which finance act under u lending to public totally ur made illegal business I want extra paid money to refund my account to respectly That's all pls call me [protected]
        Aug 11, 2017
        Updated by mukkannas
        R u said in ur website 25 column
        Approved open authentication to access customer contact all details access

        Which government given rights to access hack customer contract details without my consent
        Aug 11, 2017
        Updated by mukkannas
        Ur hacked my privacy data without my approval who given rights to you
        Verified Support
        Aug 11, 2017
        Vote4Cash Customer Care's response
        Dear Mr Kantesh, please clarify when you have taken multiple loans earlier from us, why were you not so qualified on legal / illegal. its only when your intentions have gone malign, you resorted to unethical practices. Still, we respected your financial situation and upon your written request we settled your loan account that went into defaulters list. Any grievance, please contact us and we shall be happy to clarify.
        Aug 11, 2017
        Updated by mukkannas
        Ur collected extra money forceful by blackmail and hacked my phone and privacy data this is ur illegal activties or not clarification frist
        Aug 12, 2017
        Updated by mukkannas
        Vote4cash online fraud company pls review and close this company's send jail to all relates fraud presons
        Dear Mr Kantesh, at the outset request not to hide your real identity when you believe you have done a right thing. You would agree that you had taken loans from us in the past also and closed and subsequently last loan you had defaulted and wanted to pressurise us by a written email that you will decide how much you will pay and when you will pay. In no qualified and respectful society, this act is not accepted as professional / ethical approach. To add, you also approached media and tried to pester / threaten us in the anticipation that you can run away with money you owe us. Eventually, basis your brother-in-law request today you made settlement request on hide sign of financial crisis and we empathised with you and subsequently closed your loan account with us. Still, if you / any sensible and responsible person believes your act is justifiable and ethical, we have nothing more to add to this. However, we would request you to be more responsible in life and also ethical in your acts as free medium does not mean one can write anything about anyone and to add also hide ones identity while doing such unethical practices.
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          nitin tekale
          from Pune, Maharashtra
          Apr 5, 2017
          Resolved
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          Address: Pune, Maharashtra, 412208
          Website: Vote4cash

          Respected Sir/Madam,
          I was take loan from vote4cash 3000 rs before 2 month I was postponed 2 month same in this month also, company fine me 500 rs per day and they are call lots of person who is working with me I was requested him I will paid amount same month 31 April but they are continuing call my friends what should I do.

          Regards,
          Nitin Tekale
          Apr 7, 2017
          Complaint marked as Resolved 
          Compliant Resolved
          Vote4Cash customer support has been notified about the posted complaint.
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            G
            GANGARAJU T C
            from Bengaluru, Karnataka
            Mar 11, 2017
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            Address: Hyderabad, Andhra Pradesh
            Website: www.vote4cash.in

            Dear sir,

            My Name is Gangaraju from Bangalore. I took a Loan of Rs.4000 on 27.12.2016. they are asking Rs.23000 to repay. I paid Rs.7000 & I told them I won't pay single rupee. they told me file a legal case & calling to all my contact list. I don't care. I will confirm 1000% sure, They won't put a case.If they put a case, They will get into trouble. they will contact to my contact lists & ask them to intimate me to repay the loan.
            Vote4Cash customer support has been notified about the posted complaint.
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              S
              SamAngeljohn Sam John
              from Bengaluru, Karnataka
              Jan 11, 2017
              Resolved
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              Address: Bangalore, Karnataka, 560047

              Dear all

              My name is John peter and i am from Bangalore i am with Vote4cash for 2 years i am taking loan and repaying them on time if delayed also i have paid more then the amount i have taken, now since i lost the job i have taken a loan of 20K and i have paid a interest of 27K, now i have called them asking can i close the loan since i cant pay right now because i have lost job. This company has called all my friends, relatives, clients and informed them and threaten them saying police complaint, because of this i have lost my reputation from my relatives then by great difficulty i have convinced them and gave me a discount they said kindly pay 5500/- to close this loan then i managed to pay them 3000/- and called them to say close the loan Mr.Bhusan from the company agreed and said OK, and i got a message also saying ur loan is closed i was very happy, again i had a call to pay balance 2500/- and harassment started again.
              Because of this torture i started to have fits problem, my wife also warmed me for a divorce and i have gone to an extreme step to commit suicide.
              My family is in disarray and from kids to elder spiting me on my face since the company tracked all my mobile numbers and called them. iam seriously going mad about this company i am writing this if they call me again for 2500/- i will commit suicide.

              Plz be very careful with this company

              And one lady by name Zaib, ajith also calling and threatening us.
              Sep 16, 2017
              Complaint marked as Resolved 
              Vote4Cash customer support has been notified about the posted complaint.
              Verified Support
              Aug 14, 2017
              Vote4Cash Customer Care's response
              Dear Mr. John,

              You have been utilizing our loan facility for over One and Half years and you have done many transactions and were very well aware of the system. You were never ready to disclose the exact nature of the problem and seek time. You were just trying to postpone without concrete plan of repayment. We suggest you many times tell us the issue so that we can help you accordingly. And after getting into default you have sent emails with commitments many times. Still we were patient to wait, as you started avoiding our calls and block our numbers we had to reach to you for repayment and we were abiding the law of the land. We had informed you regarding the Rs.2500/- earlier and not before the closing. We suggest you to be transparent in dealings that hiding the facts before speaking on any common platform.

              Thanks
              Vote4cash Team.
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                C
                Chakravarthy Rm
                from Bengaluru, Karnataka
                Oct 14, 2016
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                Address: 560035
                Website: vote4cash.in

                Hi, I applied for a loan with vote4cash. In the home page they displayed in bold letters that there will not be any verification. They will call friends or colleagues only if defaulted. But they had called my colleague saying from some where (truecaller displayed it as vote4cash) and had inquired about me. I thought that is fine. But, they had asked whether he knows my leads and managers. My managers came to know about this and are asking who was the one who inquired about them. For confirming employment they could have called my company landline. Those who apply should be ready for embarrassment while applying itself.
                Vote4Cash customer support has been notified about the posted complaint.
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                  kiran1978
                  from Yarada, Andhra Pradesh
                  Sep 15, 2016
                  Resolved
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                  Address: 530016

                  I have seen this website and called them there said to down load the app and after that there asked me to send all the details by scanning them and for reference there asked me two numbers i gave my husband number and my collogue but when i downloaded the app there hacked my mobile and took alll my contact numbers and later there demanded 20000/- for a loan of 5000/- which i took on june 1st when i rejected there made me so bad by calling everyone my friends relatives and my parents my customers and all that it was very embarrassing i really became bad becoz of these people lost my peace of mind and really became a dum in front of the society
                  Sep 16, 2017
                  Complaint marked as Resolved 
                  Vote4Cash customer support has been notified about the posted complaint.
                  Verified Support
                  Aug 14, 2017
                  Vote4Cash Customer Care's response
                  Dear Mr. Kiran,

                  We have clearly stated in FAQ's of our APP and Platform about our process and we have been the most transparent company in Finance who does not hide any information from the Borrower. We request you to go through all Terms and Conditions, Borrower Agreement and FAQ's whenever and wherever you would like to avail any Loan facility, this will enable you to have much clear idea before applying so that any misunderstanding can be avoided.

                  Thanks,
                  Vote4Cash Team.
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                    M
                    mandira30
                    from Jandiala Guru, Punjab
                    Jul 23, 2016
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                    Hi i m mandira chakraborty frm kolkata. This company a very much fraud company. Plz dnt think about it i[censored] r in a great monitory trouble. I applied fr a personal loan amount of rs. 20, 000 and send my all identity details like voter id card, pan card, adhar card, employeemnt id card, my salary slip, six months bank statsment photo and also with 55 personal contact and my facebook id and passwrd as they said the loan is based on social netwrk scoring. After many calls they told me i m eligible fr this loan but no msg came on my registerd mobile no. They also said the money transfrrd my accnt within 5 pm. After 5 pm they said they send my amount but due to bad weather and server problem i counld nt get the money so plz wait. After 8pm i repeatedly call them and they cut my phones and they calld me back and said my loan was sanctiond then for rs. 3, 000. Is it possible? I chargd them, they said my social netwrk is nt too strong so i cnt get much amount.
                    I want to know how to stop this type of fraud company. I really need the money immediatly and they lost my three days effort with my personal document and contacts. Can i take a complain in police from kolkata with all the email copy? Plz dnt go with vote fr cash its really very cheap and bad company indeed.
                    Vote4Cash customer support has been notified about the posted complaint.
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                      mithun ct
                      from Kunnamangalam, Kerala
                      May 16, 2016
                      Resolved
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                      Address: Hyderabad, Andhra Pradesh, 123456
                      Website: VOTE4cash.in

                      People borrow money when they are in trouble but this company puts people into deeper trouble because of their god knows what interest rate. They call all the people from our contact and harass everyone which is really unethical. So much of mental torture is given to people that they even think.Of committing suicide. I am a live example of it. Borrowing money because of some issues but now into deeper trouble because of this so called cheap company. I request anybody who can take up this and put and end to this cheap money making business..
                      Sep 16, 2017
                      Complaint marked as Resolved 
                      Vote4Cash customer support has been notified about the posted complaint.
                      Verified Support
                      Aug 11, 2017
                      Vote4Cash Customer Care's response
                      Dear Mr Mithun, we agree that people take loan when they are in dire need of same and you will also respect that other person who is lending you without even knowing you has also earned / created savings out of his/her hard work and its our responsibility to safeguard their interests also.
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                        Yugandhar Nambala
                        from Visakhapatnam, Andhra Pradesh
                        Apr 29, 2016
                        Resolved
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                        Resolved

                        Address: 530016
                        Website: www.complaintsboard.com/complaints/vote4cashin-fake-loan-programme-c726309.html

                        http://www.complaintsboard.com/complaints/vote4cashin-fake-loan-programme-c72630...

                        Smebank.In, vote4cash, ( cybercrime has to involve seriously in this )

                        Please help and complaint the police station they are embarrassing us through call, and asking to pay, please police pepole take action on this phone numbers,

                        91-[protected]
                        91-[protected]
                        91-[protected]
                        91-[protected]
                        91-[protected]

                        Please take action immediately they are spreading all over india

                        Beware ... Beware ... Beware...
                        Don't fall on their trap... If you already trapped by them and taken loan and being demanded for higher interest rates, just go to your nearby police station and file case against them with the above specified address.

                        This vote4cash will be another call money racket very soon. Without revealing their identity on their site, they are doing this business. If you ask them to tell their address to visit in person, they don't allow you to know further details and simply will cut the call. Instead, they will theft all your personal information from smart phones through their application without knowing you and call the contacts of your friends and relatives which is 100% offense and they will harass you like anything immediate after the due date. They threatens all your contacts which they already theft from your phone book. They never will tell you about their group and address. The operators of this scam is:
                        Address

                        Luharia group
                        Level 1, 4-3-269, giriaj lane, sultan bazar,
                        Hyderabad – 500 095, a.P. India.
                        Contact details

                        Email: [protected]@luhariagroup.com
                        Twitter: @luharia
                        Phone:[protected]
                        Fax:[protected]
                        Kk jain and his party.
                        Their target group to trap and grab upto 45% to 90% interest rate per month are very middle and lower middle class people who are in need of money by that time. They won't think anything while they are approaching vote4cash but will realize in a few days. No nbfcs or banks or pawn brokers in india collects this much interest rate.
                        And these guys also attract investors showing this fake program to get funds into their company offering 30% returns annually. Best of our knowledge, this company couldn't have rbi license to involve monetary operations to collect huge interest from people or to collect investment into their company.
                        So, we are requesting police and responsible lawyers of the state to take action against this company as "smebank.In, vote4cash" and save all innocent people not to trap by them.

                        This is similar to call money scam happened recently in ap.

                        Cyber crime must take action, and also dont pay any money to them.
                        Sep 15, 2017
                        Complaint marked as Resolved 
                        Vote4Cash customer support has been notified about the posted complaint.
                        Verified Support
                        Aug 11, 2017
                        Vote4Cash Customer Care's response
                        Dear Mr Yugandhar, we have found that your application was rejected as we found fake / incorrect information. Further to add, we understand and respect your grievance / frustration for not being able to avail loan from us; but you would also agree that neither we hide any of our charges & / terms; nor we advertise with attractive lines to lure any prospective customer, as claimed by you.

                        Its our constant endeavour to reduce our charges and same is a function of our experience in filtering accurate applications as we are equally responsible to lenders who believe in our ability to assess and filter truthful and genuine customers.
                        Vote4cash.in
                        Vote4cash.in contacts & informations
                        Posted:[protected] by gearwebs

                        Fake loan programme
                        Complaint rating: 75 % with 4 votes
                        Contact information:
                        Vote4cash.in
                        Bangalore, india
                        Vote4cash.in
                        Vote4cash.in is a scam site, fake testimonials, fake reviews, i applied for a personal loan providing all documents required, being an employee of central government, i was eligible for the urgent loan, i also paid rs10/- from my icici netbanking, they said, they approve membership in 72 hours, but no mail came, i called their support 3 times, but they said its under process, lastly i went for online chat with support they said, that your membership have been rejected and it seems like they taken my rs10/- lol, its small amount i know but my all governemnt id's, pan card, voter card, aadhar card, signature all is with them, they not only scamming people for 10 rupees scam but also, betraying them in need. I applied loan for my life saving medicine, but i have to face dissapointment in this situation, which is not at all appreciated. Fake site, scam, hoax beware of vote4cash.in


                        Complaint comments comments (13) complaint country india complaint category loans
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                        11th of sep, 2014 by amit ch das +2 votes

                        Fake loan programme
                        Complaint rating: 0 % with 0 votes
                        Contact information:
                        Vote4cash.in
                        India
                        Vote4cash.in
                        This site is 200% fake site i m already a website owner is ruining before 2 years but i need a some important money emergency but i applied for a loan sign up vote4cash.in 3 days this loan is clear but after is reject is a scam site, fake testimonials, fake reviews, personal loan providing all documents required, being an employee of central government, i was eligible for the urgent loan, i also paid rs10/- from my sbi netbanking, they said, they approve membership in but no mail came, i called their support 3 times, but they said its under process, lastly i went for online chat with support they said, that your membership have been rejected and it seems like they taken my rs10/- lol, its small amount i know but my all web site ids is with them, they not only scamming people for 10 rupees scam but also, betraying them in need. I applied loan for my life saving medicine, but i have to face dissapointment in this situation, which is not at all appreciated. Fake site, scam, hoax beware of vote4cash.in and he is talk to me after 1 month try is clear but me 45 next day is try not apply system lock dear people do not registered and 10/- send.


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                        7th of jan, 2015 by cubertonline 0 votes

                        Hello all,
                        I have availed the service from vote4cash last month itself.
                        There is nothing fake about this service.
                        The logic behind the service is very simple. They provide instant loan on the basis of your social status. If you are unable to return the money then they have different measures to get the agreed amount back and which i think is not wrong.
                        Attached is the screenshot of the loan that i had taken and paid back.
                        So definately they are not a scam company.
                        But a friend indeed.!!
                        ! Report spam
                        22nd of apr, 2015 by gokulignite +2 votes

                        Vote 4 cash could be a scam, still unless you are in live or die situation you should not apply for a loan from there. I went to their website to check about the loan. Max loan amount is 20, 000 for a month and interest 9000 ie you will have to pay 45% interest for 1 month.
                        ! Report spam
                        26th of aug, 2015 by abhishek khamrai +1 votes

                        Vote 4 cash is presenting itself as a better alternative to credit card trap. That cannot be true as they are charging 45% interest for 1 month, while for cards payment within a month is free and you pay a meagre interest after 1 month. Charging 45% interest cannot be legal, i am sure they are not even having proper licence. Now, the scam could be 2 ways. Firstly taking 10 rs from each applicant and secondly looking to extract more than 50, 000 rs from business partners (Where they are proposing 10% return per month on the capital). For the investor/ business partner, this is too good to be true. This guy is definitely a fraud. Owners name is keerthi kumar jain (Https://in. Linkedin.com/in/jainkk), who is not only trying to fool people, but also very recently presented the idea in a investor forum & banks (Http://goo. Gl/vuecrc). This is not his first venture he has 2 other scam website www. vote4edu.in, www. machinebank.in. Beware of vote4cash.
                        ! Report spam
                        16th of sep, 2015 by mani123 +2 votes

                        Hi hello every budy lesson don't go to vote 4 cash it's trash hopeless peoples. I wil take 10, 000rs from this vote4cash now they will askeing 17, 000rs for only 1month. Nearley 7, 000rs intrst for the 1month how it's possible. Please allof you don't go for the vote4cassh.
                        ! Report spam
                        19th of dec, 2015 by sethu nair 0 votes

                        Vote4cash is a 100% fake company. Please don't reveal your identity to them through your personal documents or facebook account. I am putting this statement only after experiencing a problem with them...
                        ! Report spam
                        21st of dec, 2015 by sameer tagde +1 votes

                        Hello,
                        Vote 4 cash need to answer the following questions. 1) any company doing lending business in india must be registered company under companies act, as per rbi rules/guidlines. Is vote 4 cash is registered company? 2) if yes, then as per companies act it is mandatory to disclosed its registered office in every official documents/email/web etc of the company. They didn't do this.3) is the vote 4 cash hold any licence of lending business obtained from rbi? If yes then why didn't they publish it an if no then this is completely illegal business!! 4) they says that it lend only on the basis of social status of any indivisual, how can they know about somebody's social status only on the basis of some telephone nos. This is completely illogical and illegal. It's simple, they might lend some selected ppl. And obtained there opinion in its favor but at large it seems to be bogus company prima facie. My advice is to stay away from this. They are playing with emotions of the public.
                        ! Report spam
                        30th of dec, 2015 by kiran kumar123 +2 votes

                        Recently there is a scam in andhra pradesh government called callmoney sex racket. This guy is charging interest more than those callmoney lenders. Someone should take action against vote4cash.in
                        ! Report spam
                        20th of mar, 2016 by ravi dasari +1 votes

                        Dear all,
                        This vote4cash will be another call money racket very soon. Without revealing their identity on their site, they are doing this business. If you ask them to tell their address to visit in person, they don't allow you to know further details and simply will cut the call.instead, they will theft all your personal information from smart phones through their application without knowing you and call the contacts of your friends and relatives which is 100% offense and they will harass you like anything immediate after the due date. They threatens all your contacts which they already theft from your phone book. They never will tell you about their group and address. The operators of this scam is:
                        Address

                        Luharia group
                        Level 1, 4-3-269, giriaj lane, sultan bazar,
                        Hyderabad – 500 095, a. P.india.
                        Contact details

                        Email: [protected]@luhariagroup.com
                        Twitter: @luharia
                        Phone:[protected]
                        Fax:[protected]
                        Kk jain and his party.
                        Their target group to trap and grab upto 45% to 90% interest rate per month are very middle and lower middle class people who are in need of money by that time. They won't think anything while they are approaching vote4cash but will realize in a few days. No nbfcs or banks or pawn brokers in india collects this much interest rate.
                        And these guys also attract investors showing this fake program to get funds into their company offering 30% returns annually. Best of our knowledge, this company couldn't have rbi license to involve monetary operations to collect huge interest from people or to collect investment into their company.
                        So, we are requesting police and responsible lawyers of the state to take action against this company as "suo motto" and save all innocent people not to trap by them. This is similar to call money scam happened recently in ap.
                        The main people behind this scam are: kk jain, bhushan and sashidhar rao.
                        Beware... Beware... Beware...
                        Don't fall on their trap... If you already trapped by them and taken loan and being demanded for higher interest rates, just go to your nearby police station and file case against them with the above specified address.


                        ! Report spam
                        26th of apr, 2016 by yuga +1 votes

                        Fake site, scam, hoax beware of vote4cash.in, smebank.in, these take 10, 000/rs, after they provide loan 30, 000/rs after 2-weeks they ask 70, 000/rs to pay other wise they tell legal issue its complete fraud, the tell to install vote4cash application in mobile they take all contacts, they produce harassing and make issue legal action, (for this please complaint to police station they harassing us and also taking more interest in finance they did not tell any thing, and also complaint to cyber-crime online for this, already so many complaints in police station through cyber crime,, beware... Beware... Beware...
                        Don't fall on their trap... If you already trapped by them and taken loan and being demanded for higher interest rates, just go to your nearby police station and file case against them with the above specified address. And also put in cyber-crime list,
                        Add “smebank” into your payee list (Details as under)

                        Account name: luharia e solutions private limited
                        Account type: current account
                        Account number:[protected]
                        Bank name: ratnakar bank ltd
                        Branch address: ground floor, my home jupally, opp: green park, green lands, ameerpet, hyderabad – 500016, telangana.
                        Ifsc code: ratn0000112

                        (Or)

                        Account name: luharia e solutions private limited
                        Account type: current account
                        Account number: [protected]
                        Bank name: hdfc bank
                        Branch address: ground floor, kalpavruksha, adj. Laxmi hyundai show room, himayat nagar main road, hyderabad - 500029, telangana
                        Ifsc code: hdfc0000081

                        Please tell police station take action through bank close the account everyone is falling in this please help them
                        ! Report spam
                        26th of apr, 2016 by yuga +1 votes

                        Dear all,
                        This smebank.in will be another call money racket very soon. Without revealing their identity on their site, they are doing this business. If you ask them to tell their address to visit in person, they don't allow you to know further details and simply will cut the call.instead, they will theft all your personal information from smart phones through their application without knowing you and call the contacts of your friends and relatives which is 100% offense and they will harass you like anything immediate after the due date. They threatens all your contacts which they already theft from your phone book. They never will tell you about their group and address. The operators of this scam is:
                        Address

                        Luharia group
                        Level 1, 4-3-269, giriaj lane, sultan bazar,
                        Hyderabad – 500 095, a. P.india.
                        Contact details

                        Email: [protected]@luhariagroup.com
                        Twitter: @luharia
                        Phone:[protected]
                        Fax:[protected]
                        Kk jain and his party.
                        Their target group to trap and grab upto 45% to 90% interest rate per month are very middle and lower middle class people who are in need of money by that time. They won't think anything while they are approaching vote4cash but will realize in a few days. No nbfcs or banks or pawn brokers in india collects this much interest rate.
                        And these guys also attract investors showing this fake program to get funds into their company offering 30% returns annually. Best of our knowledge, this company couldn't have rbi license to involve monetary operations to collect huge interest from people or to collect investment into their company.
                        So, we are requesting police and responsible lawyers of the state to take action against this company as "suo motto" and save all innocent people not to trap by them. This is similar to call money scam happened recently in ap.
                        Add “smebank” into your payee list (Details as under)

                        Account name: luharia e solutions private limited
                        Account type: current account
                        Account number:[protected]
                        Bank name: ratnakar bank ltd
                        Branch address: ground floor, my home jupally, opp: green park, green lands, ameerpet, hyderabad – 500016, telangana.
                        Ifsc code: ratn0000112

                        (Or)

                        Account name: luharia e solutions private limited
                        Account type: current account
                        Account number: [protected]
                        Bank name: hdfc bank
                        Branch address: ground floor, kalpavruksha, adj. Laxmi hyundai show room, himayat nagar main road, hyderabad - 500029, telangana
                        Ifsc code: hdfc0000081


                        Beware... Beware... Beware...
                        Don't fall on their trap... If you already trapped by them and taken loan and being demanded for higher interest rates, just go to your nearby police station and file case against them with the above specified address. And also put cyber-crime,
                        ! Report spam
                        26th of apr, 2016 by yuga +1 votes

                        Smebank.in, vote4cash, (cybercrime has to involve seriously in this)
                        ! Report spam
                        27th of apr, 2016 by yuga +1 votes

                        Smebank.in, vote4cash, (cybercrime has to involve seriously in this)

                        Please help and complaint the police station they are embarrassing us through call, and asking to pay, please police pepole take action on this phone numbers,

                        91-[protected]
                        91-[protected]
                        91-[protected]
                        91-[protected]
                        91-[protected]

                        Please take action immediately they are spreading all over india

                        Beware... Beware... Beware...
                        Don't fall on their trap... If you already trapped by them and taken loan and being demanded for higher interest rates, just go to your nearby police station and file case against them with the above specified address.

                        This vote4cash will be another call money racket very soon. Without revealing their identity on their site, they are doing this business. If you ask them to tell their address to visit in person, they don't allow you to know further details and simply will cut the call.instead, they will theft all your personal information from smart phones through their application without knowing you and call the contacts of your friends and relatives which is 100% offense and they will harass you like anything immediate after the due date. They threatens all your contacts which they already theft from your phone book. They never will tell you about their group and address. The operators of this scam is:
                        Address

                        Luharia group
                        Level 1, 4-3-269, giriaj lane, sultan bazar,
                        Hyderabad – 500 095, a. P.india.
                        Contact details

                        Email: [protected]@luhariagroup.com
                        Twitter: @luharia
                        Phone:[protected]
                        Fax:[protected]
                        Kk jain and his party.
                        Their target group to trap and grab upto 45% to 90% interest rate per month are very middle and lower middle class people who are in need of money by that time. They won't think anything while they are approaching vote4cash but will realize in a few days. No nbfcs or banks or pawn brokers in india collects this much interest rate.
                        And these guys also attract investors showing this fake program to get funds into their company offering 30% returns annually. Best of our knowledge, this company couldn't have rbi license to involve monetary operations to collect huge interest from people or to collect investment into their company.
                        So, we are requesting police and responsible lawyers of the state to take action against this company as "smebank.in, vote4cash" and save all innocent people not to trap by them.

                        This is similar to call money scam happened recently in ap.

                        Cyber crime must take action, and also dont pay any money to them.
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                          J
                          Jyoti77
                          from Jammu, Jammu and Kashmir
                          Oct 8, 2015
                          Resolved
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                          Resolved

                          Address: Hyderabad, Andhra Pradesh
                          Website: Www.vote4cash.in

                          Sir, www.vote4cash.in collected my all mobile phone privacy data without my permission by their software and verius phone numbers. It is illegal. Please help me and take action against them.k k jain is MD of this website and their phone numbers is [protected], [protected]and [protected].this website from Hyderabad.
                          Complaint marked as Resolved 
                          Vote4Cash customer support has been notified about the posted complaint.
                          Verified Support
                          Oct 08, 2015
                          Vote4Cash Customer Care's response
                          Dear Complainant, we understand your application might have been rejected and hence you are feeling dejected. Please note that we are very transparent and ethical in our conduct and hence when you access our app from play store, it seeks your permission before you download and its your responsibility to read it and then proceed. Hope it clarifies and lastly note that our approval is based on your overall social & other details and if the score is negative (internal process), the application is reject. But, thousands of borrowers by now know that if they get membership approved, they also get instate loan 24x7 without any further documents / collateral / questions. Thanks once again for giving us the opportunity to clarify your doubt and hope we had addressed same with above explanation.
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                            A
                            akshay 1987
                            from Bengaluru, Karnataka
                            Sep 10, 2015
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                            Address: Bangalore, Karnataka

                            I had applied for a loan a few days back in vote4cash. I completed all the formalities i was asked for. I got a call enquiring the same, i gave all the details and i was asked for my facebook password since they said they are giving it on our social status and that they will contact six of them randomly. I said ok. But later i got many calls from my friends, relatives and my office people saying have you applied for a loan and i got a call enquiring about me. I had never given that numbers to vote4cash. They hacked into my mobile and have called people who i have contacted most through messages and calls. They say it is random but i dont think so. It is a serious invasion of my privacy and hacking my mobile without my knowledge is unacceptacble.
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                              S
                              shivaslife
                              Nov 28, 2014
                              Resolved
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                              Resolved

                              Address: Hyderabad, Andhra Pradesh

                              Respected Sir/Madam, I am Sivasubramanian.V, working as a system engineer for Siemens at Bangalore . I happened to borrow through an online loan forum named Vote4Cash for a personal emergency and have been a customer with them for the past 3-4 months. I have totally four accounts with the company under my control for which I stand as the sole responsible person for the repayment of the outstanding dues of all these accounts under my control. This is an email to highlight the fact that the charges imposed by this agency is definitely not in line with the Government norms. Moreover, the agency claims that they are not controlled or regulated by any Government rules and none including the CM of the state can question them on their policies and procedures. It is a fact that people are tortured badly by this agency in case they fail to make a payment on the repayment date. This agency reports to the company where the borrower works without the consent of the borrower and also contacts the peers and relatives of the borrower from his/her facebook profile. The procedure followed to borrow from this agency is as below 1) User logs into www.vote4cash.com or download the vote4cash app from google play store 2) Fill all details online (personal cum professional) 3) Agency verifies and credits the money to the account within few hours The maximum that a person can borrow is 20, 000 and the maximum tenure that he/she can opt for is 30 days and the repayment amount is 29, 250 on the 30th day. If the borrower fails to pay on the 30th day, the loan account gets lapsed and the borrower lands in a miserable state where the penal charges can take the total outstanding even upto a lakh just within a minimal period for just 20K what the person has borrowed. The interest charged by this agency is close to 50% per month for the amount borrowed which is definitely not in accordance to the Government norms. The penalty charged by this company after the loan gets lapsed is as mentioned below Approximately Rs.500 or even more per day + 1.5% of the total outstanding as on date I have not at all denied to repay the money. I have requested for some time to close the due with the nominal interest and late fees charged on the outstanding. The agency claims abruptly that even the CM of the state cannot control them and question on their policies or procedures. I have the company's email stating the above that was sent to me. Requesting an immediate attention and intervention on this as numerous other people are getting affected just as me due to the above issue and end up losing their lives, happiness and families for the above sake. Please treat this as my sincere complaint on this agency and thanking all the respectful officials in our esteemed police department for their continuous efforts in safeguarding the people. I definitely don't have an intention to cheat the company as I work for a respectful company holding a respectable position as systems engineer. This agency is based out of Hyderabad, Himayath Nagar and the contact details of this agency can be found on www.vote4cash.in warm regards, Sivasubramanian.V Siemens Systems Engineer Address : # 15, BDS layout, 1st cross, RK Hegde Nagar, Bangalore 560077 Mob : [protected] / [protected], email : [protected]@yahoo.com
                              Sep 14, 2017
                              Complaint marked as Resolved 
                              Verified Support
                              Aug 11, 2017
                              Vote4Cash Customer Care's response
                              Dear Mr Siva, we noticed that you had availed loan from us by fraudulently creating multiple accounts and defaulted on same. We had still refrained from initiating any process as you stated medical and family issues for such an act and eventually respecting your situation we offered a amicable settlement that was accepted and finally closed your account. Would suggest to avoid such practices.
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                                G
                                Gear Webs
                                from Jaynagar, Bihar
                                Sep 11, 2014
                                Resolved
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                                Resolved

                                Address: Bangalore, Karnataka

                                I applied for loan of rs20000 as stated in the website vote4cash.in, providing, aadhar card, photo, pan card, voter card, and verified the registration by paying Rs10/- through ICICI bank netbanking . 72 hours passed, i called them 3 times, they said its still under processing. I applied for the loan since i have to buy life saving medicines for me and will pay the loan after 30 days (approx 17 days) for me.
                                When after 72 hours I asked their live chat whats happen i didnt get any email, they ssaid your application has been rejected, by your social status . Oh man what a great excuse, but sorry this time they tried to play the trick on 13 years experienced webmaster, since I am active member of many financial, Internet marketing, investment forum, I would like to make this matter concern on highlight, asking all the members, customers and needies thet, don't apply for loan, its a scam, scam testimonial, scam reviews, everything. Don't fall prey to 10 rupees online scam loan programme vote4cash.in.
                                100% fake, scam hoax BEWARE !!!
                                Sep 11, 2017
                                Complaint marked as Resolved 
                                Verified Support
                                Aug 11, 2017
                                Vote4Cash Customer Care's response
                                Dear Gear webs / experienced web master. thanks for giving us the opportunity to serve and know about you and after assessing your application, we regret to inform that same does not meet our criteria and hence got rejected. You would agree & / appreciate that, while we are here to meet your expectations for a loan, but we are also responsible to ensure our lenders money is safe and hence one needs to fulfill set criteria &/ requirement. We are committed to fulfil need for loans to all eligible customers and due to same approach only, we have emerged as India's No.1 P2P platform. Having said that, if you feel you have a strong and valid reason, please place a review request and trust we shall be more than happy to re-assess your application. Thanks once again and wish you all the best in your endeavour.
                                this is not true they already give me three times loan within 1day i agree they take interest is high but they are not scam please dont spread any fake about this site
                                whatever this guy says is wrong, , , even i applied for the same and received the amount by end of the day, , , they are not scammers, , , they are really a friend in need...
                                Hi i am a business person, every month i am taking loan from vote4cash and SME Bank i am very happy with there service only this rate of interest is high in vote4cash, otherwise it is much useful for the people who need money in urgent basis.
                                Dear All,
                                This Vote4Cash will be another CALL MONEY racket very soon. Without revealing their identity on their site, they are doing this business. If you ask them to tell their address to visit in person, they don't allow you to know further details and simply will cut the call. Instead, they will theft all your personal information from smart phones through their application without knowing you and call the contacts of your friends and relatives which is 100% offense and they will harass you like anything immediate after the due date. They threatens all your contacts which they already theft from your phone book. They never will tell you about their group and address. The operators of this scam is:
                                Address

                                Luharia Group
                                Level 1, 4-3-269, Giriaj Lane, Sultan Bazar,
                                Hyderabad – 500 095, A.P. INDIA.
                                Contact details

                                Email: [protected]@luhariagroup.com
                                Twitter: @luharia
                                Phone:[protected]
                                Fax:[protected]
                                KK Jain and his party.
                                Their target group to trap and grab upto 45% to 90% interest rate per month are very middle and lower middle class people who are in need of money by that time. They won't think anything while they are approaching vote4cash but will realize in a few days. No NBFCs or Banks or Pawn brokers in India collects this much interest rate.
                                And these guys also attract investors showing this fake program to get funds into their company offering 30% returns annually. Best of our knowledge, this company couldn't have RBI license to involve monetary operations to collect huge interest from people or to collect investment into their company.
                                So, we are requesting POLICE AND RESPONSIBLE LAWYERS of the State to take action against this company as "Suo motto" and save all innocent people not to trap by them. This is similar to CALL MONEY SCAM happened recently in AP.
                                The main people behind this scam are: KK Jain, Bhushan and Sashidhar Rao.
                                Beware ... Beware ... Beware...
                                Don't fall on their trap... If you already trapped by them and taken loan and being demanded for higher interest rates, just go to your nearby police station and file case against them with the above specified address.
                                Maurya patel's reply, Apr 21, 2017
                                Dear can I know your name and number please.. Would like to make a group of members who trapped for them
                                Another Call Money type Rocket. Middle or lower middle class people are their target. From everybody they theft personal identities of friends and relatives without knowing you from your smart phones. They threaten everybody using the call list. Collecting 45% or even more per Month as interest. Nowhere on this earth like this ROI per month. They know, to keep once self respect, people can manage to repay how much the Vote4cash will charge. It is 100% illegal. It is neither running with Govt.Permission, no license from RBI. They even collect money from other people to invest into them showing your fake testimonials. They grab hard earned money of innocents providing little money and taking almost double sometimes. I request all people don't fall in Vote4Cash trap. Don't download their application on smartphones. They run this site without having proper address too. If you ask, they will question you back, whether you want money or not. They never tell you anything about them.
                                Scam ... Fake ... Illegal business at all.
                                Pls avoid this company, beware of them, their website is "smebank.in. The registered name is " Luharia E Solutions Pvt Ltd. When we applied for loan, they asked for so many details, after giving them all my documents and proofs, they asked me 60 contacts saying that only after which they will offer loans. So we also gave them 60 contacts, then they are asking our bank account user name and password.. Please beware of this fraud company.
                                Company name : Luharia E Solutions Pvt Ltd.
                                website name: http://smebank.in/
                                mobile app name : voteforcash

                                Please beware of all these three . total fraud, waste of time
                                smebank.in, vote4cash, ( Cybercrime has to involve seriously in this )

                                please help and complaint the police station they are embarrassing us through call, and asking to pay, please police pepole take action on this phone numbers,

                                91-[protected]
                                91-[protected]
                                91-[protected]
                                91-[protected]
                                91-[protected]

                                please take action immediately they are spreading all over india

                                Beware ... Beware ... Beware...
                                Don't fall on their trap... If you already trapped by them and taken loan and being demanded for higher interest rates, just go to your nearby police station and file case against them with the above specified address.

                                This Vote4Cash will be another CALL MONEY racket very soon. Without revealing their identity on their site, they are doing this business. If you ask them to tell their address to visit in person, they don't allow you to know further details and simply will cut the call. Instead, they will theft all your personal information from smart phones through their application without knowing you and call the contacts of your friends and relatives which is 100% offense and they will harass you like anything immediate after the due date. They threatens all your contacts which they already theft from your phone book. They never will tell you about their group and address. The operators of this scam is:
                                Address

                                Luharia Group
                                Level 1, 4-3-269, Giriaj Lane, Sultan Bazar,
                                Hyderabad – 500 095, A.P. INDIA.
                                Contact details

                                Email: [protected]@luhariagroup.com
                                Twitter: @luharia
                                Phone:[protected]
                                Fax:[protected]
                                KK Jain and his party.
                                Their target group to trap and grab upto 45% to 90% interest rate per month are very middle and lower middle class people who are in need of money by that time. They won't think anything while they are approaching vote4cash but will realize in a few days. No NBFCs or Banks or Pawn brokers in India collects this much interest rate.
                                And these guys also attract investors showing this fake program to get funds into their company offering 30% returns annually. Best of our knowledge, this company couldn't have RBI license to involve monetary operations to collect huge interest from people or to collect investment into their company.
                                So, we are requesting POLICE AND RESPONSIBLE LAWYERS of the State to take action against this company as "smebank.in, vote4cash" and save all innocent people not to trap by them.

                                This is similar to CALL MONEY SCAM happened recently in AP.

                                cyber crime must take action, and also dont pay any money to them.
                                True that they give money. But then when your late in paying the money back your life is hell .. im going through it as I am writting this. It is really annoying when they call all unknown people from contacts, call people from company and claim that It is their policy. I have lost my job bcs of these ****..
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