[Resolved]  CIBIL — Reg. Wrong Information Needed In My CIBIL Account.

I had applied for a personal loan for many banks, but the same was rejected due to CIBIL report. According to CIBIL I am defaulter, as I am defaulter in city financial (Associate Finance as consumer loan) & GE-countrywide (as consumer loan) but still I doesn’t take any loan from City Finance & GE-countrywide. I think CIBIL has not proper information on it. So my loans get rejected. How should I know my credit report scores? I am self employed person. So please correct it as soon as possible.
Name: Ghanshyam Gupta
PAN No. : ADHPG1162H
Address: 75, Kamla nehru colony, new power house road, Jodhpur
#[protected]

Achyut Maheshwarbhai Shukla
"Madhavalaya"7-Mangalmurty
3-Suryodai Society
Opp.Saint Marry's School,
Kalawad Road -Rajkot-360005
Dt. 07/10/2008 - Tuesday
Mo.No. +91-[protected]
e-add:[protected]@hotmail.com

To,
CIBIL
Dear Respected Sir.

I Have Applied For Loan At Rajkot . By Bank They Have Informed That My Housing Loan Of E.M.I. More Then 11, 000 . Reflect In CIBIL Data .
So Please Note That I Have No Such Housing Loan . Kindly Correct Your Data .
My Pan Card No. Is : AGBPS7965F .
Please Replay Me After Correcting My Loan Data .
So Please Replay Me To My E-Mail Data So I Can Show Valid Corrected Data To My Bank That I Have No Such Loan .

Waiting For Your Positive Replay.

Your Sincearly,
Achyut M. Shukla.

Reg. Wrong Information Feeded In My CIBIL Account.
Sir,
My name is patel rakeshkumar, my pan card no. is AGPPP7898C My adress-17, VRAJVAS SOCIETY, COLLEGE ROAD, NADIAD-387001 GUJARAT AND OFF. ADD. ALISHA CONSTRUCTION, 5TH FLOOR, ALISHA CHAMBERS, SANTRAM ROAD, NADIAD-387001. My mobile no. is [protected]. I'm applying CAR loan in corporation bank, nadiad. The are given me a no. " BN 01081010 ". After sometime the bank give us your cibil statement it shows that i am defaulter in credit card. But i m not defaulter in credit card i cross check all belows banks and they told me you are not defaulter in our bank.

my sbi credit card no[protected] patel rakeshkumar

bob card no. is [protected] and patel rakeshkumar

hdfc credi card no.[protected] patel rakesh

i have 3 credit cards actually i m not defaulter in credit card but my name is in cibil
so pl. tell me which credit card i m defaulter.i cross check with my credit card banks.
they also say me you are not defaulter.so why in your cibil shows me as a defaulter.
can you clear that matter to me because its make problem for my loan procedure.

thanking you,
Rakeshkumar Patel

To,
CIBIL
Dear Respected Sir.

I Have Applied For Credit Card from Axis Bank. By Bank They Have Informed That My PL is in Overdue of amount of near to 2700/. Reflect In CIBIL Data .
So Please Note That I Have No Such Personal Loan . Kindly Correct Your Data .I have some personal loans and three credit cards but my payment track is very correct.
My Pan Card No. Is : AEBPV1788F .
Please Replay Me After Correcting My Loan Data .
So Please Replay Me To My E-Mail Data So I Can Show Valid Corrected Data To My Bank That I Have No Such Loan .

Waiting For Your Positive Replay.

Your Sincearly,
Hebin John Varkey.

Complaint looks right.
Like other agencies, CIBIL also run by human beings, so the errors is possible, not intentionally.

I also faced the same problem, when I applied to BOI, N.D. for home loan trf., there official shown me an amount 255810/- is PL EMI 6879/- since year 2005, current o/s around 82000/-, I shown all my bank satment, but Mr. Ashawani not agreet, and hold back the loan.

But by natural law, if the complaints increase, financial institutions stop trusting on CIBIL, as it will affect their business.

All the best for CIBIL
Thanks,

Hi,

I have face wrong report problem of CIBIL.

I have statements from my all credit card companies that their is no overdue on my name but still CIBIL getting credit card overdue on my name. Also I don't how to check my data which CIBIL having. They are not redy to share my own data. In this case, they not having any rights to collect any data without my information (they have to share with me). because of this I am facing problem while appling for loan.

I don't to whom should I contact to clear this problem.

Thanks

I have applied a personal loan from HDFC Bank during last week & I came to know my loan has been rejected stating "PL bad match". While asking them the details they had explained that there has been a personal loan of Rs.50K taken by me & written-off by the (name not known) bank due to non-payment from my end. I would like to explain that I had applied a PL for Rs.50K in ICICI almost 5 years before & I had cancelled immediately without accepting the cheque as they had overcharged the interest rate (mis-matched between the agent & the bank). Also, I had handed over the cancellation letter of the said PL through the agent after I spoken to the Branch Manager. Subsequently, I had got back my blank PDC (duly cancelled by the bank) alongwith closure letter in due course. For your kind information, I never had applied any PL. Request you to let me know which is the bank & why my name was showing in this list?

To
CIBIL
Respected Sir.

I had applied for a personal loan for HDFC BANK, but the loan rejected due to CIBIL report. According to CIBIL I am defaulter, as I am defaulter in MY driving licance is dublicat but I have no driving licance .Many time I told bank I have no licance but bank replay me CIBIL is not his hand so bank is halp lass this problem is happend one year ago but till now this problem is going on . I think CIBIL is not proper working . So my loans get rejected. Tall me whats the prosess for solving my problem? I am salari A/C holder in HDFC bank. So please correct it as soon as possible.

Name : MINTU MISRA
PAN NO : ARKPM4910C
PH NO: [protected]

City/Pl — wrong information in cibil

Dear Sir,

I have given the application for Pl top up to City bank but there is some problem in there cibil report rating to me. As per them i have the over due on my credit card which is not at all there as per my best information. Please help me on the same to rectify


Regd
Mahendra Sharma
Collection indore
[protected]

InCIBIL there are 2 wrong updates in my profile
When i have applied for a loan in SBT ( STATE BANK OF TRAVENCORE) they informed me that On my name there are 2 loans one is personal loan of 40000 Rs and one consumer loan of 7500 Rs which are unpaid. According to my own Information I have not taken these loans and i am not accountable for these.
The dated mentioned regarding the personal loan of 40000 is 24/04/06 and the consumer loan of 7500 on 27/01/07. As per me, these information's are incorrect and i am not accountable for theses amounts .
I am personally facing problem due to these information wrongly updated in CIBIL and my car loan has been declined.
Please some one guide me how do i go ahead and rectify these information in CIBIL which are not true.
As per the SBT they could not tell me the name of the bank because they cant see the creditors name in CIBIL . If this is the case how do i get to know the name of the bank and how do i go ahead and correct my credit profile? I am really tensed and i had been to banks where i have account but could not get any help . If CIBIL cant give the name of the creditor then how do a person rectify the mistake if there are any . I have taken 50000 as personal loan and cleared the amount also i had so many consumer loan, all are being cleared as on today's date.Then by simple reason why wont i clear these small amount if at all i have taken . Currently i am clearing my personal loan of 200000 as personal loan and already paid 2 years EMI . I don't understand how these wrong information are being updated in CIBIL that too the information are not fact and half heated
Please help because iam facing problem due to these

Hello sir
I am P mohanasundram and my HDFC Bank credit card number is [protected], and my problem is i settle my full amount, The HDCF bank was give the NOC letter now I applied the Reliance Personal loan the and my card status is outstanding balance amount tell the reason as early as possible .

My details in CIBIL are also wrong.

Dear Sirs,

I, Promode Kapoor, was disappointed to learn of my name in CIBIL list.
I do not owe any Credit Card payment as shown in the list as written off and also outstanding.
Request kindly verify the statement from what so ever Bank to seek clarification & delete my Name.

My control No is[protected],
Credit Card date of opening[protected] Value Rs 726557/- written off on[protected]
Credit CArd date[protected]
Credit Card date[protected] Rs 14015/-

Awaiting to hear favourably to enable me get fresh Credit Card and Loans
& with Best Wishes to ensure wrong names are not entered to harress small individuals.

Promode Kapoor

One loan Dtd 18.07.2012 not related to me - Kailash Modi

Please refer cibil control no[protected] dtd 05.08.14 loan a/c dtd 18.07.12 not related to me. You are requested to please delete from my cibil report. Thanks, Kailash Modi S/o Gulab Chand