Adidas — There's no other way to get refunded for ur money except having a bank account

Ordered an Adidas Fleece Hoodie for like Rs.1500 and the size was too big and I asked for a return and placed the same order for the same hoodie for a different size. Since I have no bank account there was no way for me to receive my refund and Adidas is so stupid that they don't even give the option to receive the money in ur Adidas wallet. Now my 1500 is stuck and I have no literal way of getting my money back. I thought instead of trying to get the money back ill just ask the customer service to pay for the second order (which I made for the same hoodie as it is the same price for all sizes) and I won't have to pay the cash on delivery and just get the order as the money for the previous order was taken. It's literally the same order same clothing just a size down and they wont let me pay for that with my refunded money as they are so hesitant on transferring it to my bank account but still to no avail. For clarification the product is the black fleece hoodie for Rs. 1500 as of April 8, 2023. I paid cash on delivery for the 1st order of it but then returned it and since I dont have a bank account I am unable to get my money back. The 1st and 2nd order id are as follows : 1st Order :AIN02941375 and the 2nd Order : AIN02960366 . My only suggestion here is that for cash on delivery orders u should give an option to get refunded in Adidas points/wallet as some people might not have a bank account.