Amazon India — Refund delay issue

Address:

Amazon delhi

My name is surendhar and i had ordered a sennheisser headphones of rs.649 in amazon on[protected] and after[protected] i returned this product due to personel reasons. And on[protected] amazon initiated the amount to my card but i still didn't get the money. Amazon sent this reference number[protected] and told me to file a charge dispute form but indian overseas bank doesn't have such policy. So please kindly respond to this complaint this is very urgent. My card number is [protected] or leave my amount in my amazon pay balance