Apollo Munich Health Insurance — claim rejection for claim id 782401 of kamlesh misra covered under uhid no. [protected]

Address:Thane, Maharashtra, 401105

The patient was admitted in the thunga hospital by dr. Swami parmar, the senior most g p, because of the reason that the the patient was restless due to severe pains in the entire body, and was not able to stand properly.
Doctor diagonosis was polyneuropathy withpoly arthralgia.
As the patient was unstable doctor advised admission, n the patient was admitted.
Doctor was kind enough to get arrange the pathalogical tests done immidiately along with mri ncv study for both upper n lower limbs.
Because of the results of the reports being normal, n the patient was stable with the medication through out the day n the night, doctor advised discharge from the hospital the very next day.
This seems to be the reason of the rejection of our claim, we should have stayed in the hospital for a couple of days on the expense of apollo n the
Then sent our papers of claim,
Because of the fact that the learned doctor advised discharge immidiately after he found the patient being stable n the pains diminished, your company rejected our claim presuming that the the required tests could have been done without hospitalisation.
How could your doctors sitting miles away from the hospital decide whether the patient required hospitalisation or not is a big mystry.? On what basis they have challenged the decision taken by a doctor of the repute of dr. Swami p armar.
The decision taken by the insurance company is desperate n absolutely prejudiced,
We want justice n ouur claim be passed.
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I want policy no. AA00837608 hard copy and indu dateoff Birth change

My policy no isax00156779has not received last two months and policy date is 1august 2018 please ta ke immidiate action otherwise i will go in consumer Court

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