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Artha Health Options Complaints & Reviews

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Updated: May 7, 2014
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K
Kumar1
from Mumbai, Maharashtra
Jun 12, 2010
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Address: Bangalore, Karnataka

NON PAYMENT OF SALARY TO EMPLOYEE- SAHARSH BY ARTHA HEALTH OPTIONS... YOUNG UNEMPLOYED PEOPLE BEING CHEATED BY JOB OPPORTUNITY, MADE TO WORK HARD & AT LAST THEIR HARD LABOR IS DENIED FOR BEING COMPENSATED BY SALARY.


1. Mr. Saharsh worked with ARTHA HEALTH OPTIONS as an Employee in the position of Customer Sales Representative for the duration 7th Sep2009 to 13th Oct 2009. After he worked for over a month with utmost dedication, vigor and love for the first job, the Compensation & Salary released to him by an Axis Bank Cheque (No. 248139), was stopped by Artha WITHOUT ANY PRIOR INFORMATION - verbal/written/fax/email, leave apart justifiable or valid reasons for doing so. Pls note that this Salary-cheque was stopped for payment which was released to him AFTER he has completed his dedicated labor over the month.
2. Having worked with Artha Health Options for more than a month, Mr. Saharsh kept his Supervisor/Leads- Mr Salim and Jijesh informed in Oct first week - that he has been offered a role by another company & would like to be relieved.

3. Submitted Resignation Letter in person to HR & Supervisors- Miss Lidya Peterson, Mr Salim, Mr Jijesh on 13th Oct09. However, he was made to wait for more than 2hrs just for the submission of a letter. The Resignation Letter was accepted by above Artha Officials.

4. While I took this matter to HR over phone, Artha Reception did not allowed to speak to HR & I was routed to Mr Shaji, and was called upon by him at Artha's Nrupathunga Road Office, along with Mr. Saharsh to discuss on this, despite the fact stated that Saharsh has moved out of Bangalore & no longer stays at Bangalore. As a result, Saharsh had to travel to Bangalore all the way from another city

5. Our visit to Artha Office on invitation by Artha along with Saharsh on 12th Feb turned out to be the worst Experience & Surprise, considering the way Artha treated. First, we were not allowed to meet HR despite the fact I was called upon & invited there by Artha officials. Further, on rejection of Salary release to Mr Saharsh by HR representative Miss Lidya Peterson, my persistent Requests & a mere 10min meeting-time request was turned down by an immature act of banging the phone with comments like- She would not like to discuss Saharsh’s salary issues with me, no matter I am his parent & there is nothing to discuss about. My impressions to this behavior goes as “INHUMAN” and an “AUTOCRACY”. I am also surprised that such sensitive roles are entrusted to people who don’t carry courteousness & care for the people’s emotions, leave apart taking care of their employees.

At the outset, I would like to reiterate that the Salary stopped by Artha was Saharsh’s First Salary out of his first Job. Not sure whether Artha has made an attempt to realize the damage done to Saharsh out of this Incident and whether your HR understands the importance & Emotions attached with the First Salary of an Employee.

Worst- On speaking further to Artha's Head- Mr Anil- he has denied any Payment now. No Reasons stated. He has no reasons as why Artha released the Salary cheque & then stopped. This is going to be taken up further through Labor Laws, if not attended by Artha & Salary not released.

Below complaints showcase the Attitude of Artha & its history of dealing with People:

http://www.consumercomplaints.in/complaints/artha-health-options-c384693.html
http://www.consumercomplaints.in/complaints/artha-health-care-c125473.html

- VijayKumar
[protected]@rediffmail.com
Aug 13, 2020
Complaint marked as Resolved 
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    S
    shreenath.ms
    from Bengaluru, Karnataka
    Jun 3, 2010
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    Address: Bangalore, Karnataka

    REF : ARTHA BASIC - 06 48230



    1. On 1st Dec 09 evening at 5.30pm a Lady officer called me over phone and informed that, Artha Health options has selected 250 members for Travel Vocher ( which has been finalised now )for holidays which will be arranged thru a special courier instead of regular courier service to prevent vochers being misused by third person. She also explained that, the amount which I had paid in the month of July 09 to buy the health plan is going to be credited to Artha now after 21/2 months for which I have to confirm my last 4 digits of credit card ( on which the transaction was made earlier) and the card expiry date to verification department upon which a verification code will be sent thru an SMS which should be used to collect the Travel Vocher.



    2. Within minutes, another Lady officer called and asked me to provide the last 4 digits of my credit card and the card validity period and informed that, Rs. 4991/- has been debited to my credit card account and gave an Authorisation code. But, I told this officer, that, I need not pay any amount and had already been paid earlier. She said that was a differant plan and this offer is a differant one and the amount Rs.4991/- is already debited to my credit card account. I then immediately told the officer that, I am not interested in any new transaction for this travel plan and should not proceed on that. But, she said the amount is already been processed and I should contact the Marketing department for further quieries.



    3. Within another minute the Lady officer who had called me first called me again and wanted to know what is the quiery. I told her what the second lady offier told me about debiting of Rs.4991/- to my credit card. She said, no sir, the lady officer is from Quality department and she is not aware of this. This is only a authourisation for the amount which I had paid and the authourisation code will appear in the next card statement. I once again stressed this lady officer to double sure whether any amount is going to be debited to my credit card account and she affirmed that, no amount will be debited to my card account.



    4. Once again the 2nd Lady offier called me after this and asked me whether my quieries are clarified. At this time this lady officer went back on her words and told me that, no amount is going to be debited to my card account and got only the authourisation for earlier payment made in July 09. and gave me the Authourisation code as 276224.



    5. It looks like both these Lady officers have taken me for a good ride. For the reason a) I have recieved an SMS today from my card issued bank informing me that, an amount of Rs. 4991/- has been debited to my credit account. b) Secondly, another SMS from Artha informing that, my credit card has been swiped for Rs. 2993 /- and the Authourisation code is 276224. The Kit will reach me in next 10 days.



    6. As both these transactions are illegal and hasd got no approval from me, these 2 transactions should have been immediately be cancelled and the amount should have been debited to my credit card which did not happen even after several reminders.



    7. I had clearly told both these 2 Lady offiers that I am not interested in any new plans and inspite of this by giving wrong information 2 transactions have been debited to my card account illegaly. Why this kind of a business by Artha ?



    8. By evening today I got 2 SMS from Artha informing that, my application no. 94598A and application no.94598 have been logged on 2nd Dec. What these application are ? Who has authourised these applications ?

    9. Eleven cases have been filed against Artha and one set of case had come for trial on 21st May 2010. No one represented from Artha for this trial.
    Aug 13, 2020
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      R.SATYANARAYANA
      from Bidar, Karnataka
      May 28, 2010
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      Address: Bangalore, Karnataka

      I have taken ARTHA HEALTH OPTIONS wellness card with card number 06 46716 by paying Rs.1994. This is valid till 4th August 2010. I have been a member after paying required money for last 2 years.
      I received a call from their office on 13/05/2010 informing me that since i have not been utlising the card regularly for full benefits, your card and facilties gets extended by one more year if you pay now Rs.1994. Reluctantly I agreed as I have not been using their slips with the back of a sloppy service when I had a medical check done. An authorisation code of 005856 was provided on 13/05/2010.
      Later on I received a call on 25/05/2010 from Mr.Sameer of their office and telling me to pay Rs.3994 as I have been upgraded to Gold Card. I was not interested in this but he told that the extension will for 2 years with this payment ( Rs.5988 total against a normal Rs. 18,000 package they charge for others). An authorisation code number 003603 was provided. They sent me Standard Chartered credit slip next day for payment of Rs.3994 on 26/05/2010 along with a form their office for signature. Since the courier guy was in hurry, I just signed the form without checking contents of the form.
      On 27/05/2010, I have received a call from them again telling me that I have done a transaction for Rs.11,000 + and hence I need to pay the remaining amount. I told them the transaction committed was for Rs. (1994 + 3994) and the inflated figure of Rs. 11000+ has shocked me. I vehemently dis-approved this transaction. He told me that I will lose all benefits and earlier voice transactions/ recordings are invalid and only the signed form by me will hold in consumer forum. I told him to refund all the amount as I was not interested in the whole fradulent scheme but he threatened me, telling there is no refund. First of all, no mention of Rs. 11000 plus transaction was told to me on 13/05/2010 by their officer or by Mr.Sameer on 25/05/2010. Well, when I was reluctant for Rs.1994 payment on 13/05/2010, how could I commit for Rs. 11,000. I want justice.It is agonising to think how I have been cheated in day light. I want my money back please. Kindly help and check out such fraudulent companies. Artha Health Options is located in Maharshi Aravinda Bhavana, 14/3, Nrupathunga Road, Bengaluru 560 001
      Aug 13, 2020
      Complaint marked as Resolved 
      Agonising experience.
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        saad8118
        from Bengaluru, Karnataka
        May 4, 2010
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        Address: Bangalore, Karnataka

        Artha health options has Duped us by giving us thier health package the response is so pathetic kindly call one of thier number half english spoken lady picks up the call n disconnects without courtesy.
        They have duped me and robbed our money.

        Regards
        Sadath.Delvi
        Aug 13, 2020
        Complaint marked as Resolved 
        Hello Sadath,

        I am Shaji, an employee at Artha Health Options. I understand from your comment that you haven't had a good experience using our services. I regret the inconvenience caused to you, if any.

        You have used extremely strong words like 'robbed' & 'duped' about us. However, you have not exactly mentioned the problems you have actually faced. Neither have you mentioned your contact number and your membership number. Are your problems just limited to speaking to someone here who spoke in 'half-english' and abrupt disconnection of the call?

        You could contact me at[protected].

        Regards,
        Shaji Nambiar
        Dear Mr Shaji Nambiar

        My name is Col Prashant Kumar, My contact no is [protected]. I am a retired Military officer I have taken health options coupons for 8100/ They are yet to issue me coupons for Dia care and Female supplement.The marketing executive told us that the best hospitals have been empaneled and that the medical treatment/ check up will be provided to the nearest hospital from where we stay, especially Apollo clinic at HBR layput. Now they tell me My wife and I have to go different hospitals as far as Malleshwaram & Sadashivnagar for our check up.Now they say that they have no tie up with Apollo clinic for Dia care and Female supplement. All this is said after the cheque has been collected by the company why cant the executive speak to Apollo clinic and ensure I get my check up done there.

        All I request is they cancel my Dia care & Female supplement and return Rs 2010/ which they have taken extra from me in case they cannot arrange the check up at the nearest hospital.
        the complaint is genuine
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          Vijay
          from Noida, Uttar Pradesh
          Apr 20, 2010
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          Address: Bangalore, Karnataka

          Hi,

          I am a artha member since 2008 and fed up of the transactions made in my credit card. The marketing people will say it is just 3988.00 to upgrade the card to gold card which avail along with vaccation package. After few days they caleld up and said that is for only gold membership and asked for another transaction. I have clearly told them i will not authorize the transaction without the product delivered to me. But they promised that without the charge slip the transactionw ill not complete so no need tow orry. There noly shock came to me when the called up 3rd time stating for lunch and dinner if you pay only eill get complete package. This was the time i woke and asked them to cancel it. They said its not possible, already 7500+ paid and i want it badly the guy thretended me like i have signed in application where the cost of policy is Rs28000 and they have rights to claim . The final transaction also took place. Below are the transaction took place.

          28/01/2010 ARTHA HEALTH OPTIONSBANGALOREIN Rs. 3,988.00(DR)
          03/03/2010 ARTHA HEALTH OPTIONSBANGALOREIN Rs. 3,988.00(DR)
          04/03/2010 ARTHA HEALTH OPTIONSBANGALOREIN Rs. 3,992.00(DR)


          From March 5th i am trying to get the card, they will promise will send in 2 days later no news, i ahve raised the complaint to them on Apr that i don't want the service, they are in the negotiation to state they will offer more validity and ask to keep the product. In the mean time when i refused to sign in soft slip. The another biggest mess is on October already two transaction happened to Artha without my approval of soft slip.


          23/10/2009 ARTHA HEALTH OPTIONSBANGALOREIN Rs. 3,992.00(DR)
          13/11/2009 ARTHA HEALTH OPTIONSBANGALOREIN Rs. 3,992.00(DR)

          I am really fed up of this service and cosult with lawyer too. Since i have some mercey on the employees who working there i have given them a last notification. Else legally i am planning to take action.

          Please drop me mail ( [protected]@gmail.com) if you wish to share any info.
          Aug 14, 2020
          Complaint marked as Resolved 
          Hello vijay

          Please contact the customer care Manager Sridhar.AN

          he is working on the issue

          Artha Works with uncompromised integrity
          Dear Artha Card Holders,

          I have been one of the thousands of people who had severe problems with Artha Health Options of Bangalore. Like you all, I too made a big hue and cry about the entire organisation till I met the Manager, Finance and Customer Care of Artha. I must also pen down that I did not go on my own but was invited by the gentleman.

          I must admit that it took just one meeting to change my entire perception of what Artha Health is all about. The Manager not only sorted out my issue but also gave a very detailed briefing about why preventive health care is important. He by no means was trying to cajole me into giving up my fight against them.

          I personally feel that there is no harm in trying out this product. Issues will be there in any organisation. They are trying to help you out with your health and hence you need to give them a chance too.

          If you analyse the other products available in the market, it is mostly Insurance Related and one can claim only if one is admitted in Hospitals. Why get admitted and go through the pain when you have an option to check up at some of the best Hospitals? Maybe we all have to understand the concept and importance of this arrangement.

          I am not in any way trying to sell the product. I am neither an employee or in any way related to the organisation. I am just trying to reason out logic and try to clear certain misnomers that we all carry.

          After analysing your issues, I can only state that before you embark on any hasty action, please reassess the benefits of taking this product. I do agree that we do not have the time to spare for sorting out such issues and hence find it easy to go to the net to get justice. Spare a moment and try to use their products and you will realize that it does make a difference to take preventive care. I have been regularly taking the services and find it very convenient. In case you still feel unsatisfied, please go ahead and claim your dues. REMEMBER "PREVENTION IS BETTER THAN CURE"

          You can mail me on [protected]@rediffmail.com

          After analysing your issues, I can only state that before you embark on any hasty action, please reassess the benefits of taking this product.
          this is a bull , there are sooo many genltlemen in artha without gentleness few of them are A N Shridhar / Irfan / Suresh and so on. No body keep the promise and only sweeps the card and draw the money by threathening the publice in the name of authority from RBI, I dont know which RBI permits to draw and sweep like this, also the CC provider have a customer base like artha

          God only need save mankind and innocent peopel from so called RBI ( if RBI has permitted card provider and Artha), CC provider and Artha
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            ramesh_leo
            from Mumbai, Maharashtra
            Jan 29, 2010
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            'I am one of those hundreds of people who have been duped not once but
            three times. I had opted for Artha Options card last year during Dec 09 through one Mathew Green, I had opted for the basic card which is around 1990 or so. r. Mathew Green asked me for the Credit Card details etc for online payments which I gave without suspecting what problems I would be heading for in the near future.Parting with my credit card details was what they were posibly waiting for.

            Since then and till till 27th Jan 2010, mycredit card has been illegally swiped without my consent for amount to around Rs. 7980/ or so. When I finally went and called on the Artha Health office at Bangalore, the Customer Care Manager met me to clarify my enquiry. However, she was not able to explain the mistake except apologies for the mistake. Thereafter two getlemen came to the cabin and explained that they would look into the matter and again apologized for the mistake. They promised me that Artha would provide me with additional benefit. I had insisted that I get the refund back of all the amount illegally swiped.

            Sir, it is my sincere request to kindly help me out to get refund of my hard earned money. I am a retired army personnel and cannot have someone illegally robbing me of my savings. I would like to book Artha was a refund of my amount and also towards damages caused out of mental agony to the tune of Rs. 25,000/

            Sir, kindly help me out and give me advice on how to proceed in this case. I have also come to know now that Artha has been committing such frauds with a lot of people. In a lot of cases they do not eve bother to respond to ones calls.

            Thanking you
            Aug 13, 2020
            Complaint marked as Resolved 
            without my authorisation Artha Health Options Pvt. Ltd., swiping my credit card no.[protected] for Rs. 6, 012/- on[protected] around 4-00 p.m. and they sent the massage to my mobile NOo.[protected].

            1. Code No. is 034635 for Rs. 6012/-
            2. Code No. is 166634 for Rs. 4000/-
            3. Code No. is 075634 for Rs. 2000/-

            I am already member of Artha Health Options Pvt. Ltd. Bangalore
            My Card No. is 06 33103
            So, I Kindly request you that please cancel todays above cradit card transation.

            Thanking you,

            yours
            VIJAY K. HONNAPPA
            Hi Mr Col Ramesh Raman,
            They have mt credit card illegally, im talking to them from past 3 days, I talked withthere Manager Mr. Aggrawal. I thretened them with consequences if they wont refund my amount. I told them that i will go to Consumer court and alos going to file a criminal complaint for using my card illegally. Ao they told they will refund my amount. But i dont know. I will come to know about it by tomorrow.
            Now they have shifted there office to Seshadripuram.
            Address:
            Artha Health Options
            #24, SIRU Road,
            Seshadripuram
            Near to Nataraj Theater

            One more suggestion, you can callup ur bank and make the transaction as disputed, the bank will take further action on them.
            Sir i am one of the victim of such insidence with ARTHA My suggestions are as below to avoid such insidence in future
            a. Please block your credit card and get new card issue
            b. Put all those transaction done by ARTHA without your authorization under bank dispute cell they will
            investigate
            Artha people are biggest cheater in Bangalore it is not they are cheating only to customer they are also cheating there employees you cant even believe that those people are cheating just for 2000 to 4000 Rs. If you are thinking to be a member of Artha Health Options i will request you to please think twice before that. They will take money and not provide any service for that. And even if you are thinking to work for them dont do that they will offer u good salary and end of the month they will pay only 50 to 60 % of that. I am the live example of that who is cheated by the director of the company named SHIV PRASAD.

            Artha Health Options — Illegal swiping of my credit card

            i'm a victim of their fraudulent activity.

            Previously when they had called me to renew the artha health option membership, i had refused clearly as it is of no use to me. I have not used any of their coupons for 2 years except for 2 ENT coupons.

            However, i recently got a call from them telling that i have spent around 27000/- rupees towards their product in 2 years and have been upgraded as a gold member and their person is coming to get the signature on the necessary documents. I was confused because I was like concentrating hard on my work and did not care much. i told them that i have not spent that much amount and send your person to my residence tomorrow so that i can review the previous transactions and then take care of it. but they kept pestering and i said ok send. After some time i got a message from the bank saying that 19999/- has been charged by artha health options. That is when i got shocked and was helpless as i could not call my bank because i could not remember my phone banking pin. I was in a shock to even think properly.

            In such a situation, their person Mr.Zain comes to my place and tells me that you have authorized the transaction and that too in the amount on lakhs. It is because they have no permission to deduct that large amount, they will be charging me every month in the amount of 19999/- because the gold plan is worth lakhs. I got shocked and was not even able to speak properly. This man suddenly came up saying that if you sign and authorize this transaction, he will be able to block the future charge to my card and that he will give all the benefits of this plan, which is of no use to me. He also told me that they will give a vacation package in sterling worth a lakh. All these things blocked me mentally and i was kind of forced to sign the transaction.

            This is like: They raped a girl (illegally swiped my card) and told that if you get pregnant (sign the transaction) they will take care of the girl (all benefits explained) and will not rape the girl in the future (will not charge in the future).

            Now, i was forced to sign and authorize for the product, i want the product. But, since they illegally swiped my card, i want compensation. I also want compensation for the mental agony they caused. I also want to file a criminal case under sec 420 - cheating against Mr.Zain and a file a PIL against the company for fraudulent activity and erroneous marketing methods. Please advice.
            Illegal swiping of my credit card
            i'm a victim of their fraudulent activity.

            Previously when they had called me to renew the artha health option membership, i had refused clearly as it is of no use to me. I have not used any of their coupons for 2 years except for 2 ENT coupons.

            However, i recently got a call from them telling that i have spent around 27000/- rupees towards their product in 2 years and have been upgraded as a gold member and their person is coming to get the signature on the necessary documents. I was confused because I was like concentrating hard on my work and did not care much. i told them that i have not spent that much amount and send your person to my residence tomorrow so that i can review the previous transactions and then take care of it. but they kept pestering and i said ok send. After some time i got a message from the bank saying that 19999/- has been charged by artha health options. That is when i got shocked and was helpless as i could not call my bank because i could not remember my phone banking pin. I was in a shock to even think properly.

            In such a situation, their person Mr.Zain comes to my place and tells me that you have authorized the transaction and that too in the amount on lakhs. It is because they have no permission to deduct that large amount, they will be charging me every month in the amount of 19999/- because the gold plan is worth lakhs. I got shocked and was not even able to speak properly. This man suddenly came up saying that if you sign and authorize this transaction, he will be able to block the future charge to my card and that he will give all the benefits of this plan, which is of no use to me. He also told me that they will give a vacation package in sterling worth a lakh. All these things blocked me mentally and i was kind of forced to sign the transaction.

            This is like: They raped a girl (illegally swiped my card) and told that if you get pregnant (sign the transaction) they will take care of the girl (all benefits explained) and will not rape the girl in the future (will not charge in the future).

            Now, i was forced to sign and authorize for the product, i want the product. But, since they illegally swiped my card, i want compensation. I also want compensation for the mental agony they caused. I also want to file a criminal case under sec 420 - cheating against Mr.Zain and a file a PIL against the company for fraudulent activity and erroneous marketing methods. Please advice.
            I understand the mental agony you are going through .please contact the director he should be sought out things for you.

            I know they will lot of hurdles mail tehm on [protected]@arthaoptions.com

            They will never do business to Cheat others

            They Decide with confidence towards the objective of loyalty

            please talk to people who worth it
            Thanks for logging the issues with Artha health. Artha officials tried their best to convince me to become member by paying Rs. 1994.00. I did little research and got to know about their bad services and financial fraud from lots of different sites. Now, strictly told them not to call me for this anymore and pay attention to resolve all customer’s complains. Otherwise, they will loose prospective customer.
            Raja
            I went through a similar ordeal at the end of march, 2010, they swiped my card without asking me for 'upgrading' my holiday package..Before that a guy used to pester me for some gold card as I was a member for last 2 years (which never arrived even after paying money).I've called them numerous no. of times without any proper response, everytime I call them they would tell me that the concerned guy is not available & would call me back .They are super thugs & somebody needs to do something about them really fast .

            Rgds
            Ashish
            Hi Samething happened to be as i have blocked and closed all my CCards they cannot even to anything but they have done the same for about 27k they have swiped on my CC 6 month back today the call up to update me that i have agreed for the gold membership.. I am getting mad with these guys .. I am now having lot of Financal issue and i am mentelly stressed .. I need help ... I agree with naaninag who has gone with the same issue.

            Kindly suggest the process to file a case on Artha ..
            <b>ARTHA: BE CAREFUL OF ARTHA SALES PEOPLE</b>

            I am an Artha card holder since last 2 years. As of now, I do not have any problem with it.
            My card has expired and yesterday I received a phone call from one of their executives.
            He told me that because I am a card holder since last 2 years, they have a gold membership which costs Rs 3992 that covers 2 master health check ups and unlimited number of visits for one year.
            I agreed to go for it and paid Rs 3992.

            Today again I received a call from their office telling me that the remaining payment needs to be made. What remaining payment ???

            Then they told me that the gold card costs Rs 9992 with a validity of 2 years.
            But the salesman has not informed me about it.

            This is totally wrong.
            Next time I will find it very difficult to believe an Artha salesman.

            <font style=”font-weight:bold:color:red;”><b>For Artha Management: If you are reading this, please note that this may affect your business. You can not run a business for long by lying to customers.</b></font>
            ARTHA: BE CAREFUL OF ARTHA SALES PEOPLE

            This has reference to my earlier post 4 days back.
            Today they have again called me and told that I need to pay Rs 19000 /- more for the gold membership.

            Earlier whatever I paid (i.e. Rs 9992 /-) was for just the processing fee.

            This is just non sense.
            I immediately blocked my card so that they can not deduct any more money.

            This message needs to be spread to all people.

            - Rajib
            This surely is the tactics, my sincere advice to all is that do not give your credit card details to Artha. Kindly pay only through cheque. They have an tendency to cheat u. I received a call two days back when one Mr Kiran from despatch dept, who said that my card has been upgraded and that that rs 12000 odd has been deducted from my credit card, without my knowledge.

            calls will come to you from finance dept, marketing dept, despatch dept etc etc and each one has a story to say to make you pay.

            N K Shyamsunder
            ph [protected]
            [protected]@rediffmail.com

            Artha Health Options Pvt. Ltd. — Beware of your Credit Cards Authorisation

            I was the member of Artha in 2007 and discontinued due their Poor service/Response, againg I have convinced by Artha Rep.and taken Artha Health Card for Master Health Check with payment of 2993/- through credit card and i recieved all the vouchers related to that.

            After enroling to the Artha, i use to get lot calls from their represantatives for other offers, i have completlty rejected all the offers, iam fine wiht the exhisting facility.

            few day later i ihave recived call from exectuive from Artha despatch section saying that, you need authorised for make 4993/- (apprx) towards pending payment, will despatch you the Pending vouchers.

            I have got shocked, since there is no due for payment and I explained him which offer i have opt, and i have escalated other represenative, then i received a call apoloby call from same person.

            and again today I have reiceved the call stating the Iam the Manager of Artha, i have already debited 4993/ amount your card, you are entitled for Gold membership!?

            Again I have got surprised and explained the same, but he is not in postion to listen, simplay he is explaining about the offer, you paid earlier part payment, now we debiting you card full payment.

            This is an embarsing situation iam facing from ARTHA, I have already spoke to my legal Advisor regarding the issue and if anything debit my card, i will file complaint nearest Police station.
            Hi All,
            Am a new victim of ARTHA.
            They had taken Rs.40, 000/- without my authorisation from my credit card.
            Am going to take legal action against these people... Anybody interested can contact me @ [protected]@gmail.com.
            When banks are giving so much care for online transactions buy introducing 3D Secured passwords and all, i dont understand how can they allow these kind of telephonic transactions so carelessly.
            Banks shud help their card holders from these kind of fraud companies by bringing some restrictions in telephone based credit card transactions.

            Thanx & Regards
            Sandeep Nair
            My story goes like this.One rahul called for a basic plan for 2400/-. As I was a member I agreed. After some days One pooja called up and said I need to pay 5000/- more and after lot of argument she told she is giving me discount and and pls pay 3900/- and she will delete all the Credit Card entries and send an executive to get the application form signed. I fell into the trap there. Be careful now on wards. One fellow Sameer called me up after 15 days and informed as per your signature we have deducted 24000/- for your gold member ship. After almost one hour fight, he said he can help to close the gold plan but cant roll back the transaction. I got a written confirmatio. AGain after 15 days one more raj agarwal told Im going to deduct 56000/- as per your signature. Im trying to safe guard my self with various means.

            But gentlemen this is a nexus with no humanity and ethics. We must unearth them. Sandeep I will send separate mail to you.

            regards
            binod
            I'm also victim for the same.. They debited 15000 from my account. I feel there are thousand of victims. Dont know why govt is not taking any action on this fraud org.
            I have been a member of Artha since last 5 years. Though i did not use all their features, i still was making sure i used the travel packages and some discount vouchers etc. I was not very happy with them but neither felt cheated or unhappy of their service.
            I had read about some cheating complaints against them and felt it was a rare or one-off issue.

            Recently, a executive named Sangeetha calls me and asks me to get a Master Health Check for just Rs.2993 along with a travel package. I felt this is worth deal and based on prior experience i agreed to this deal over the phone by giving my credit card details ( as i did over last 5 yrs).
            Though i was told that i will get the vouchers by courier, a sales guy ' Sherriff' comes to my office and collects my sign and credit card front xerox (says banks are very strict now, so we need this to complete the transaction). Very friendly guy, he shows me the document which also contains list of other packages which costs more.
            Next day, 'Preethi' - Manager calls me from Artha and says that its her 'duty' to inform me that 40k will be deducted from my account. I didnt understand her long bhashan and when i heard a '40 something' in her speech, i aksed her to confirm how much i will be charged. 42K she says. .
            I was shocked and just blasted her, and asked her to connect to a higher up guy - Some named 'Moses' (Floor manager) comes on the call. As this entire thing is well planned, he has his own dialogues and he starts giving sermons about, how i didnt read the document i signed, as it 'clearly' mentioned that i am buying the package of 40k. I am too shocked by the same nature of 'planned' responses they were giving. By now i was breathing fire and said i wanted to talk to somebody higher.
            So finally i am said that i am connected to 'Chennai', (i wont be surprised if that connection is not from Chennai but Chorbazaar in Chickpet Bangalore) a Sr. Manager named Raj Aggarwal (biggest h**e) comes on line. By now its 1.5 hrs of talk on the phone and i am getting frustrated. What he says just shocks me again.
            He said 42k is minimum, but they have authorization and actually the package is 1.5 L and that is the amount that will be charged. And if i dont pay I will be blacklisted in all Banks. He goes on to threaten me that infact there will be 3 times the cost of 1.5 L that can be charged by Artha. He asks me to talk to my company HR and get some friends, so somebody from Artha can come and settle the issue and see what can be done. (basically cheat everybody)
            He says i cant take time to think about this and have to give him a confirmation as to what package i should take, because the 'Medical council of India' have deducted the amount.
            When i started getting heated up with him, he just said that Artha is a big company, has other groups like Artha developers, Artha money, etc. So they can go in the legal path if they want.
            I quickly thought fast, disconnected the call. Immediately i called up my bank and asked them about any transaction on my credit card. Yes they said, Artha has tried to do a transaction of 40k & 30k thrice.
            I immeditely asked them to block my card. Luckily, I was saved by these transactions as i had nearly maxed out the limit of my card by some household items .

            I have learnt a lesson and now believe 'Artha' is a worst company/group who cheats people by breaking the faith and charging huge amounts (hard earned money) illegally. I am not going to do any business going on with 'Artha' and will break the bones of any body from that company if they come to me.
            Thanks to Artha, I am 'never ever' going to do a credit card transaction on telephone and am going to read 'Terms & Conditions' and complete documents with anybody before signing any document.

            S
            Yes, I also have experienced & have realized that Artha Health Options is a biggest fraud company in Bangalore. They have tried to cheat me big way. Same stuff happened with me ... I paid initial amount or around 5k for 1 year subscription (with a couple of master health checkups, unlimited consultations etc) and then they contact me to pay over 1lac for the life time membership charges (which I haven't asked for/signed up with them). Later they give options to you saying that if you don't want life time membership, go for gold card by paying around 39k after a heavy discount given by them (bull s**t).

            However, I haven't agreed for any of their options/offers and have taken advise from a few lawyers, who have told me to take it up with consumer's forum.

            This is the great fraud company that needs to be black listed and should eventually be closed through a court order. Beware of such frauds.
            Please call the customer care of your credit care and do the following
            1. Block the card and
            2. Mark the transaction as a dispute.

            This is a day light robbery by Artha Health Options.

            Regards
            Srinivasa
            Thanks a lot guys. Just today only I had meeting with his sales executive. Even though I am almost convinced to buy the product, I asked for time to check out if any reviews available. If I did not go throuh these, tomorrow I would have been screwed by them. I will also try to spread the word of this .
            Dear sir I'm a customer of artha health options from past Two and half years I'm very happy with the services which they provided... I'm very happy with the person name called Harsha who is working there. whenever i required an appointment i use to call him and take it
            Dear all

            Pl call me on [protected] and i will file complaint against them

            Srinivasa rao B N
            Advocate
            Artha is a big fraud company i have never seen in Bangalore.I also got duped for Rs.5000 for Artha Helath card and Artha welness package.

            From last 5 months they are not answering the calls also.If they are still operating there business, its high time to give complaint to police or Bangalore mirror about there fraud and let public aware of such frauds.

            My sincere request to public is not to get deceived by such incidents and if any one gets call from Artha make a note of the number and complaint to the police.
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              Rahul Deshmukh
              from Coimbatore, Tamil Nadu
              Dec 17, 2009
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              I am another victim of Artha, they have sent me leisure coupon saying that they offer deluxe room in sterling resorts and it has private swimming pool. Even if the room is in 5th floor you will have the swimming pool. What a claim, and this was made by one Mr. Riyaz and he had sent executive to my home to collect the cheque. I called up travel desk only to confirm that the claim is false. Now I am filing 420 case and will move to the court. They don't know me, they have messed up with a wrong person.
              Aug 14, 2020
              Complaint marked as Resolved 
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                B.Sreenivasa
                from Chennai, Tamil Nadu
                Nov 12, 2009
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                holiday package
                when we purchaserenue 2nd time they told same option or facilities will be provided that is(Holiday package free 2night and 3days in 3star hotal in india) the reason i renuedpurchased 2nd time but now artha people telling only 15% discount on the holiday packge bill). ARTHA PEOPLE telling lie because of sellingmarketing his business.

                Sreenivasa
                Mobile [protected]

                Artha helth insurance — holiday package

                when we purchaserenue 2nd time they told same option or facilities will be provided that is(Holiday package free 2night and 3days in 3star hotal in india) the reason i renuedpurchased 2nd time but now artha people telling only 15% discount on the holiday packge bill). ARTHA PEOPLE telling lie because of sellingmarketing his business.

                Sreenivasa
                Mobile [protected]
                when we purchaserenue 2nd time they told same option or facilities will be provided that is(Holiday package free 2night and 3days in 3star hotal in india) the reason i renuedpurchased 2nd time but now artha people telling only 15% discount on the holiday packge bill). ARTHA PEOPLE telling lie because of sellingmarketing his business.

                Sreenivasa
                Mobile [protected]
                Hi all,

                I believe no company can give 100% Customer satisfaction, but as I know, Artha is not a cheater.Please read rules and regulations to use all the coupons including Holiday pack, everything will be mentioned in the back of coupons.And still if you believe that Artha has cheated you please file a complaint in Consumer court rather than wasting your valuable time for commenting, that to which is not true.
                If anybody have any genuine complaints or problem please contact on[protected] or write them on [protected]@arthahealth.com.
                As everybody know every problem has its readymade solutions only the thing is before asking to solve or getting solve people are hurry to write the things and after problem got solved no one has the courtesy to thank them.
                Can you imagine a life without problem, its really bore na.
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                  Sreenivasulu
                  from Bengaluru, Karnataka
                  Apr 17, 2009
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                  My name is Sreenivasulu and my Artha number is : 27898.

                  Here I am specifying that Artha services is the one of the biggest frauder, because of:

                  1). There is no such a facility / service called ”LEISURE” in the package based on which they (artha) committed to the customer.
                  2). I have called-up several times to fix the travel trip, but 99% of the times I get the response is “NO VACANCIES”.
                  3). Finally when I got the vacancy confirmation for the trip and done for the travel bookings, Artha has not fulfilled the commitment and artha has not intimated the same to the customer.
                  4). Provided services like health checkups are very third class checkups and very nasty treat by the clinics specified by the Artha.

                  So, as a customer I would like inform the same to the lot of persons like me who is cheating by these kind of companies.

                  I have all proofs with me to prove that Artha health options is a one of the cheating company in India.

                  Regards,
                  Sreenivas
                  Aug 14, 2020
                  Complaint marked as Resolved 
                  YES IT IS TRUE and YES ARTHA HELTH OPTIONS IS A FROUD COMPONEY.

                  PLEASE DO NOT BELEVE THESE PEOPLE.

                  NEVER LOSE YOUR HARD EARNED MONY.
                  HI Guys,

                  I absolutely disagree with this false statement, because I have been using Artha card since 2 yrs & I have got all the benefits which they had promised me. I am happy about it.

                  Regards,
                  Prathibha
                  They never do business to cheat people

                  what do you mean by third class please explain

                  A hospital like BGS, Nova, Panacea becomes third class apollo becomes third class

                  then i beleive that you are the doctor of these hospitals superb !

                  i am a memebr of Artha

                  Respect a company and the country

                  you dont know

                  then Foff
                  ARTHA GUYS ARE THE BIGGEST THUGS, GIVING FALSE PROMISES, DUPING PEOPLE OF THEIR HARD-EARNED MONEY, THEIR BOSSES SHOULD BE TRIED & PUNISHED SEVERELY .SOONER OR LATER LAW IS GOING TO CATCH THEM.
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                    Sasikiran
                    from Delhi, Delhi
                    Mar 26, 2009
                    Resolved
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                    This is Sasikiran here. I have been contacted by the Artha health options marketing executive some time in the last week of February and has explained about the product - preventive health care. After a few minutes of discussion, I have opted for the product. The executive has indicated, he will be delivering me 2 accomodation coupons in liue of many other doctor consultant coupons. He has informed it be delivered. in 2-3 days. The amount was taken from my credit card immediately, the starter kit was not delivered to me even after a week. I have sent a note to the helpdesk and they called me the next day indicating they will sending the next day. However, it has not been delivered even after another week. Only after I left the note to the helpdesk again, they called me again indicating it will delivered the same day evening. And the reason they sited for non- delivery was that they could not find the address, which was available in the heart of the city. I have asked for the cancellation of the policy, but I was told it can be cancelled within 5 days of booking. If the kit itself has not been given to me in 12 days, how can cancel it? I told I will not take the kit, however the courier person has delievered it to my office boy. I thought anyways, it has been taken, so i will keep it. When I opened the kit, it does not have the coupons which they have promised to me. When I call them they say, we need to call them and book and they will take care of the dicsount. When I asked them for the accomodation details, they say the concerened person is on leave and they will provide info only after 3 -4 days. When I said, I want to book some accomodation for this weekend, they have no response. They have no clue about where accomodation is available as such and no clue how to respond to customers and help them get the service they need. But they know how to take money from people.
                    Consequences : I have paid Rs 2000/- not just that they give me a master health check which normally also costs Rs 1200/- in outside market, but for the 2 accomodation coupons they said, they are going to arrange for me. Now that I have a planned program for this weekend and I cannot use the coupon which I am entitled to use, even after paying the money. Also it is me who is following up wasting my time and energy and also telephone calls (again loosing money) to know the updates. They never care to do the service. Only When I leave they get back to me. Until then they are not cared whether the serivice promised is doen or not. I want the policy to be cancelled and my money to be returned back asap.
                    Aug 14, 2020
                    Complaint marked as Resolved 
                    Hey there beware of Artha, these guys are fraudsters man. they never keep to to their words, they start lying starting from the point of sale. They can make real fools out o[censored]... holiday package?????? what the [censored] man, u shell out your hard earned money and these guys make good bucks out of it. They barely have 2-3 rooms in each destination and hav 20, 000 customers. So where do they accomodate every one ????????????????????? I have been following up with them for an accomodation to Munnar since Dec 2007 almost every month i call them till today ( Aprl 2009... On my renewal package) they still give me the same reason, rooms not available, rooms not available. I happened to find out from a friend that they say the same crap to every one who calls in... what more ???? Coming to their service of Health.. God save the customers of Artha... I had been to a dentist, one Mr Channakeshava in Malleshwaram cooly got the checkup done, also got my cleaning done and when I proudly remove the crap voucher for consultation with Dentist and cleaning and polishing, to my dismay, the doctor refuses to accept the voucher. After a long fight with the doctor he tells me that I need not hav to pay any money to him... but he wud at any cost not accept the voucher coz these guys (Artha) have not paid him for the vouchers for about an year now and even if he takes the voucher it wud go directly to the dustbin... feeling pitty forr the Dentist who is also been cheated like all o[censored]s, I just handed over 400 Rs and walked out of the clinic cursing these FRAUDSTERS... Artha... Oh wat cheaters man, it is the biggest disaster of my life that i'v had after making the policy with these guys... NEVER EVER LET THESE FRAUDSTERS FOOL U guys... just beware of them...
                    It has been the worst experience for me too. I took this product in July 2008 but till now I have not been able to avail any service till now. I somehow tried and booked the accomodation in Ooty for 3 days and 2 nights. I was told that the booking has been done. When I asked for the details they said they would let me know one day prior to departure. I waited till that time. One day prior to departure no communication from them. I was all set to go to Ooty but there were no accomodation details. I tried calling up the customer care but in vain. Then after two days I again called up the customer care and was told that they had already sent me an email with the accomodation details. How could this be that they have sent the email but I had not received it. I had been receiving emails from other senders but it the email sent by artha was not received. When I spoke to the customer care executive I found out that he was simply bluffing. To make the matter worse, now when I ask for a refund they say there is no such policy where as at time of giving this card they said that it can be cancelled if all the vouchers are intact.
                    Hello sir

                    Sorry to post a negative opinion .but an answer to your question i have been associated with artha as a customer also . However please note the minimal time for the kit to be delivered is 8-10 days. Secondly a MHC will cost[protected] rupess in the market .and also during the welcome call they clearly mention that the time frame as well .Lastly a Travel booking should be done before 60 days if you look at the coupon . I know artha since 5 Years of its existence and they never cheat the customer .Lastly if the service is bad please mail to [protected]@arthaoptions.com .to the fact the director will correct it if at all the service is pathetic .Never blame a company without you knowing true facts of it
                    Hi All,

                    I support all above who say that Artha health options people are frauds actually big time frauds. Malleshwaram office people contacted me and pitched for Master Health Check up plan. I gave them a Post dated cheque but after the cheque got cleared its been 10 days and i haven't received any vouchers and all those sales folks from Artha who use to call me 10 times a day to convince for the plan are now not picking my call. Really please do not believe artha health options they just want to fulfill their targets but they are least bothered about the health of the customers so please change ur company name from artha health options to artha cheating options.
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                      d_dharmarajan
                      from Ernakulam, Kerala
                      Feb 22, 2009
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                      Hi,

                      Membership id: 06 39277 valid till 02-aug-2009

                      I 've became member in Artha Health options last year. I have never used any of their facilities (2007). Last year also (2008, they called me and pressurised me to renew their health options and paid nearly Rs.2000/ for availing medical facilities for 1 year and after some time a person called Naushad, (Asst Manager at Artha health options) and forced me to go for complete master health check up for just Rs.300/- from the best hospitals in Bangalore ( He gave me a list of hospitals, including Wockart). Now, I tried to call their numbers for availing some medical facilities, none of the numbers are working.[protected], [protected] ). I am not sure how I can get my money back.

                      The website mentions the telephone number[protected], but nobody picks up.

                      Can you please help me to recover my money from them?

                      Thanks
                      D.Dharmarajan
                      Aug 13, 2020
                      Complaint marked as Resolved 
                      Hi,

                      Please see above my postings, dated yesterday. I posted my comments yesterday with the wrong conclusions, as the phone numbers given in the membership card and other leaflets were not working. However, I went to the Artha Health Options website and the number mentioned in the website seems to be working. They mentioned that the new phone numbers were communicated to all the members, but I never received it. Today I could call them and arranged for medical appointments. (Although no hospitals are near in my area, where I live.)

                      Now I believe I can get some benefits from the company, as somebody has responded to my call today.

                      Will keep posting here, if the response is bad from them.

                      Thanks
                      D.Dharmarajan
                      You are right. i am also facing the same situation. If i go to consumer court will it be helpful.

                      Artha Health Options Pvt Ltd — Company vanished after collecting Money

                      I spend Rs 2000 to buy coupons of Artha and when I want to use the coupan, all the number they gave looks wrong. I see a preior complain also against same company, so want to find if any action was taken against the company ?
                      This company looks to be fraud. How can Media help us on this is exposing company like this one. All the people has vanished. This looks to be a big fraud. Can any one provide any help ?
                      Dear all,
                      I[censored] get any calls from Artha blast them nicely, I know about Artha Very Well as i was an Ex-employee of Artha noe persuing my M.B.A.. its a big fraud company.They cheat people and make money out of it.LIke at the end of every month they make calls to customers and tell them that they can avail lots of benefits if thy reg 2day or tomorrow as its artha's anniversary offer.but every thing is rubbish, thy just want to reach their targets.Abdul is a big cheat.
                      and Lidia (who claims 2 b the H.R of Artha)is a , she should b ashamed of being a girl.

                      like i had a colleague he was suffering a lot bcoz of his family and financial problem, it was his first month in Artha, like he had many commitments(his father had expired recently, he had to look after his family)he was working hard in Artha to fulfill his commitments, he worked hard 2 fill his stomach.But later at the end of the month on the salary day thy dint pay him the salary telling that he had done only 2 sales.like he started 2 cry later after seeing this i quit the job, i dont know wat happend to the poor gu.The working environment n the employees of Artha are .Please i[censored] receive the call frm Artha just blast them nicely.They are big Frauds.The people who Are already the members of artha if you have any problem please complain to the consumer court or else many people will become the victims of Artha.(especially senior citizens, poor people who work hard to earn the money for their livelihood become the victim of Artha)..
                      I too had faced many issues with Arthas health options. we need to take some actions againist them.
                      thanks to your massages, bez i had received phone from a job consultancy, but i check the websit this company has register or non register, now i get full informantion thanx to all
                      What is the website of Artha Health Options Pvt. Ltd.
                      ARTHA HEALTH OPTIONS: A FRAUD COMPANY

                      I am an Artha card holder since last 2 years. As of now, I do not have any problem with it.
                      My card has expired and on 7th Sept, 2010, I received a phone call from one of their executives.
                      He told me that because I am a card holder since last 2 years, they have a gold membership which costs Rs 3992 that covers 2 master health check ups and unlimited number of visits for one year.
                      I agreed to go for it and paid Rs 3992.

                      On 8th Sept, 2010, again I received a call from their office telling me that the remaining payment needs to be made. What remaining payment ???

                      Then they told me that the gold card costs Rs 9992 with a validity of 2 years.
                      But the salesman has not informed me about it.
                      This is totally wrong.

                      Anyway, after heated discussions, they extended the validity to 3 years and offered me to give a yearly vacation.
                      I agreed to it.

                      On 13 th Sept, 2010, they again called me and told that I need to pay Rs 19000 /- more for the gold membership.
                      Earlier whatever I paid (i.e. Rs 9992 /-) was for just the processing fee.


                      What is this ??
                      This is just non sense.
                      I immediately blocked my card so that they can not deduct any more money.

                      This message needs to be spread to all people.

                      ARTHA HEALTH OPTIONS IS A FRAUD COMPANY.
                      THEY DO DAYLIGHT ROBBERY.

                      For Artha Management:
                      =================
                      If you are reading this, please note that this will affect your business. You can not run a business for long by lying to customers.

                      - Rajib Sarma
                      ARTHA HEALTH OPTIONS: A FRAUD COMPANY

                      I am an Artha card holder since last 3 years. As of now, I am not utilised single voucher beacuse i am healthy.
                      My card has expired and on 23th June, 2010, I received a phone call from one of their executives.
                      He told me that because I am a card holder since last 3 years, they have a gold membership which costs Rs 2993 that covers 2 master health check ups and unlimited number of visits for one year.
                      I agreed to go for it and paid Rs 2993.

                      On 14th Sept, 2010, again I received a call from their office telling me that the remaining payment needs to be made. What remaining payment ???

                      Then they told me that the gold card costs Rs 12993 with a validity of 2 years.
                      But the salesman has not informed me about it.
                      This is totally wrong.

                      Anyway, after heated discussions, they extended the validity to 2 years and offered me to give a yearly vacation.
                      I agreed to it.and I paid money through my credit card Rs. 10000. Some one sales manager Name Satish he spoken with me his contact no. [protected]

                      On 17 th Sept, 2010, they again called me one of Sales manager her name Roopa and she given a personal contact no. [protected] and told that I need to pay Rs 30000 /- more for the gold membership. She said total gold member ship card value is 42293. She promised for mis handling of our money she will share 50% of money (Rs. 15000) form her pocket for my policy.
                      Earlier whatever I paid (i.e. Rs 12293 /-) was for just the processing fee.


                      What is this ??
                      This is just non sense.
                      I immediately blocked my card so that they can not deduct any more money.

                      This message needs to be spread to all people.

                      ARTHA HEALTH OPTIONS IS A FRAUD COMPANY.
                      THEY DO DAYLIGHT ROBBERY
                      Hello all, I got to know about this fraud by Artha. I'm a trainee journalist at Indian Institute of Journalism and New Media. I want to cover this story. You can contact me at tejaswini.[protected]@iijnm.org.
                      Artha has helped me save lot of money, by giving free consultations and services.
                      Try to register and complaint in consumerdaddy.com
                      they might be of help for u.
                      I agree that Artha Health options is biggest cheaters and a fraud company.
                      Try to register and complaint in consumerdaddy.com
                      they might be of help for u.
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                        chaitanya goud
                        Jan 28, 2009
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                        Have been duped !

                        I'm one of those hundreds of people who have been duped not once but
                        twice ! I had opted for Artha Options card last year and have tried
                        to reach them over a 100 times to avail the facilities that have been boasted while
                        selling the product !

                        One fine day, I suddenly get a call from Mr. Zain in mid Jan 2009
                        claiming to be a floor manager there trying to persuade me a renew the
                        product...
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