Dear sir,
This is Sai Kiran, One of the customer of Axis Bank, Due to COVID crisis and loss of Job, I was unable to pay my EMI amount and requested bank to convert the outstanding into EMIs for easy payment method but bank refused everytime and harrased me for 5 months.
On December 2020 bank gave me a settlement offer for Rs.1, 80, 000/- with 5 installments with due date of April 2021 and updated me as 'even if I miss the EMI, I have to clear the entire outstanding by April 2021, However I have to clear the entire amount of Rs.1, 80, 000/- by April 2021.
As per the acceptance I have paid The December and January EMIs of Total Rs.88, 685/-.
From past 2 weeks they started harrasing me to pay another Rs.25, 000/- immediately and visiting my home and asking money to my parents and threatening as they cancel my settlement, if in failure of payment for Rs.25, 000/- before Saturday (20/02/2021)
I explained them as I have a due date to clear the entire settlement amount by April-2021, but still they continuously calling and visiting home and threatening my family every day to make the payment immediately.
in this cases of pressure and harrasments, on Friday (19/02/2021) I lended an amount from local financier and paid Feb Month's minimum EMI of Rs.23, 750/-(As per their Written mail) over online Axis bank credit card portal
But today(20/02/2021) morning their agents again visited my home and stating to my mother as that payment was done online billdesk which takes 2 days and it will be not considered as payment & asking to pay another Rs.25, 000/- immediately in cash and threatening as cancelling the settlement and total amount which I paid Rs.1, 12, 435/- will be calculated as interest.
Even after paying this much of huge amount which equals to 80% of my annual income, these recovery bank agents are continuously harrasing me and my family for the payments.
Because of this issues my parents are highly stressed and their health got affected and increasing mental depression in me also.
I Sincerely requesting you to please find the attached settlement letter and payment details and conversations happening with bank.
I have paid my EMIs on 20th December 2020 and 20th January 2021 & 19th February 2021, But still bank people threatening to pay another Rs.25, 000/- immediately or else my account to be converted into NPA.
I am paying regularly but still bank is Stating as they not received any payment from past 90 Days.
I request you to kindly look into this and do the needful.
Bank Agent Details:
Axis Bank Loan center,
Ranigunj, Secunderabad
Axis Bank customer support has been notified about the posted complaint.