Axis Bank Complaints & Reviews

Hi,
Last month(September 2023)Axis Bank debited money from my amount stating "sf failure loan repayment charges" eventhough money has been debited on the same day.
When I questioned them i was informed when Axis Bank was trying to debit money at the time there was no sufficient funds so bounce charges has been debited.

But the complete EMI amount has been debited on the same day.(September 10 around 10 am) They told it was RBI norms and when there is no enough fund at the first time (sep 10 around early morning )when bank tried to debit the money at that time there is no enough amount so the existing amount was debited at that time and late charges applied for the failure.

When I was checking my account statement I was unable to find any transaction details relevant to this debit transaction instead it was updated debit on Sep 11 2023
When I asked they told me eventhough you have paid complete amount on sep 10 2023 but it was paid twice so as per RBI norms it was updated like that

But Now this month (10th October 2023) I had enough amount in my account and the complete EMI was debited successfully on the same date without any arrears.

Still I was charged sf failure loan repayment charges today (October 11 2023)

I really don't understand why failure charges is getting applied even I pay amount on the same day

Is really RBI follows some standard like that ?

SCG.VISA.POS charge debit from salary debit card wo intimation HOWEVER FROM SALARY DEBIT CARD,
SUCH A TYPE OF INCIDENT NOT HEPPENED NEXT THAT SHOULD BE ASSURE BY THE AGENCY AND RESOLVE THE ISSUE EARLIEST
REGARs
Kapil Soni
[protected]

I am writing to seek urgent assistance regarding my Axis Bank Indian Oil credit card dues. Unfortunately, due to a recent job loss, I am currently unable to make the payment.

I have been receiving threats and abusive calls from a recovery agency, stating that if I do not settle the dues by today end of day, they will send an agent to my house and tarnish my family's reputation in our society. This situation has caused immense distress for me and my loved ones.

I am sincerely requesting your help.
I am going through a tough time and would greatly appreciate any support you can provide.

I have cancelled my product in flipkart application on 2th October, 2023 then they have initiated refund to my payment mode (Flipkart Axis bank - credit card) and completed on 2nd October, 2023

Today when i checked my account but refund amount (1045/-) is not credited in my credit card account.

I have contacted with flipkart customer care and getting the required information regarding transactions which they have done as below:

Payment reference number: [protected]

Refund amount : 1045/-

Can you please help me on this number : [protected]
[[protected]@gmail.com] and my email id

Dear Axis Bank team,
Your team just called and they didn't explain anything about One Assist Service charges. Simply they debit 2599 from my account.plz refund the amount and cancel the plan as well.

On 29th of September 18899/- has been deducted from my savings account for the sake of one assist service without my permission. Even I did not get a call before deduction of the money.So my question is who gave the permission to Axis Bank to deduct such a huge amount of money from my account without my consent? I need my money back... otherwise I will close all my cards and account of Axis Bank.

Without my permission some amount getting debited from my account, It is mentioned in the statement like PTL/SCG.VISA.POS.DT 260923. I asked at the bank they say I used my debit card more then 4 times for refuelling in a month so you are been charged this amount, this isint the first time i am using it, i have been using this past many years and this is happening for the first time..

And secondly I never applied for credit card and its amount(392.92) has also been debited from my account..upon asking in bank they said apne apply kiya hoga and iska refund nahe hoga. First of all i never applied and if at all i have applied it has been over a month i never received such card.
Being a priority account holder this all is happening. Better close the account and open in some other bank.

Without my permission some amount getting debited from my account, don't know why..it is mentioned in the statement

TIPS/SCG/MCC/26.09.23/IRTCC
SMS BLOCKALL Cust ID to [protected], if not you-Axis Bank

Please help me to stop this payment immediately without any delay.
And refund my amount

This is note a this is a provision store

I had an UTI Bank Credit Card ([protected]) in year 2007. UTI Bank later became Axis Bank. Due to unprecedented circumstances, dues of this credit card was not paid. Now this CC has come to Written off status. I want to settle this dues and can pay 25% of due amount in the present situation. Please help me to come out of this debt.

I had FK Axis Card. I applied it at launch (FYF). In an year I realized, it didn't even use it much. Primarily, I'm more comfortable using Amazon,
Why because dear flipkart you avoided free delivery from flipkart plus members so closed if I buy something from FK (during sales) most card like SBI/ICICI/HDFC have discount. As, I wasn't using it much, so closed it (requested them for LTF, but they denied), but still shows as active card in FK app.
"After I closed now your Started FLIPKART PREMIUM PLUS FOR FREE DELIVERY WHAT A FUNNY INCIDENT 😄 " IAM ALSO A FLIPKART PREMIUM PLUS MEMBER

I have called FK team times and every time they reverted, it's showing Active from AXIS, and they fetch info from Axis. On the other hand, Axis has clearly saying that your card is totally closed. What's going who the responsible for it DEAR FLIPKART AXIS BANK CREDIT CARD YOUR TWO COMBINED WITH BUT NOT TAKING FOR YOUR RESPONSE FOR THE ISSUE VERY BAD THINNG YOUR DOING IT
PLEASE RESOLVE THE ISSUE ASS SOON AS POSSIBLE
I totally losted my credit card benefits for your Delivery Chargers FOR flipkart PLUS Members
What I do tell me dear flipkart And Axis bank

Hello Team,

I am Mohammed Uzair Dawalji

I have made a merchant payment via UPI from my KARNATAKA VIKAS GRAMEENA BANK ACCOUNT and money is not credited into merchant's account. I have checked all the payment proof of debited amount it was debited from my bank.

The transaction I have made for 1, 000 via Gpay app to GPay merchant account.

Amount - 3000 /-
upi - gpay-[protected]@okbizaxis
Transaction ID[protected]

The transaction supposed to credit into merchant account linked with GPAY that is Maharashtra bank.

I have got the below details about the transaction. The amount has been transferred to the below UPI ID.
UPI id Transaction:[protected]
gpay-[protected]@okbizaxis
Debited From: Mohammed Uzair DAwalji
Karnataka Vikas Grameena Bank
[protected]@okaxis
Google Transaction Id: CICAgNDFurzsdg

Could you please help me in getting the refund to my HDFC Bank account?

I have attached all the proof of the transaction. please revert back to me at [protected]@gmail.com
Register Mob - [protected]

I unfortunately took a credit card in 2007, now I'm getting calls regarding my overdue bill of a credit card which was already paid in 2007 and the caller is harrassing me and my family to pay due amount,
is this a scam ?

Hi Sir On 04 08 23 Am Sending[protected] Two Transaction of 30000 To the Beneficiary That Transaction Debited To my Account But Not Credited yo the Beneficiary TheBeneficiary UPI I'd [protected]@okbizaxi And UPI Transaction Is[protected] [protected] Pls Verify The Amount Of 30000 AM asking Our Service Bank BankOfBaroda This Amount Was Credited to Google Pay Account You Can Ask The Google Pay Of Axis Bank But The Bankers Not Responding to me pls Respond and Re Credited The Amount sir

Hi Sir On 04 08 23 Am Sending[protected] Two Transaction of 30000 To the Beneficiary That Transaction Debited To my Account But Not Credited yo the Beneficiary TheBeneficiary UPI I'd [protected]at okbizaxi And UPI Transaction Is[protected] [protected] Pls Verify The Amount Of 30000 AM asking Our Service Bank BankOfBaroda This Amount Was Credited to Google Pay Account You Can Ask The Google Pay Of Axis Bank But The Bankers Not Responding to me pls Respond and Re Credited The Amount sir

Dear sir, my name is Bhanu Pratap. I have an account in Axis Bank, which is in zero balance due to my being unemployed for the last two years. Sir, I have got a job now, so that account was activated and as soon as it was started, Rs 1434 was deducted from it. Dear sir, I have never asked for a single rupee loan from anyone in my life and this is being done to me, so how will I survive?

Dear Sir/Madam,

My name is Sandip, I have an account in Axis Bank, Hadapsar Pune Branch.
I am coming across from last 3 months Axis bank is incorrectly debiting the amount as saying non maintenance of Average balance even after maintaining balance.

Amount deducted this time as 166.86 and past 3 months they are deducting.

It seems there is some fraud and fraud employees who are doing this. Even in one called I told Bank employee and he has immediately cut the call.

I request to credit my account immediately.

I am pradhuman murdiya my firm name vardhman Enterprises Mandsaur Madhya Pradesh.
In axis Bank opening cc account 1year ago. My bank transaction 3cr aprox
My side limit was take over by Bank of baroda because ur bank staff was bad attitude so I will request u to in mandsaur Avinash ji Verma should be removed from the bank .
I have requested to provid tha lod of modgaje property, Avinash Verma saying in very attitude wait for 40days, he was not interested to give to lod, he was not given answer properly, finally Avinash ji self make lod & given to me after 2month . I am asking to u sir
Avinash ji ko hi LOD CERTIFICATE bana ka Dena tha to 1 first day ho dedete after 2month q chakar katwa ka diya
Axis Bank ka sbse bakar behaviour sirf avinash Verma ji ka hi hai
I have closed my account because Avinash ji was very baad employee. He was not given answer properly

Thanks
Vardhman Enterprises
Mandsaur m.p
[protected]

To,
Manager,
Axis Bank Ltd.
No 1, 2nd Floor, Express Building,
Queens Road, Bengaluru,
Karnataka - 560001.

From;
NAVYA MD.

Acct holder of SBI Bank Basaveshwarnagar, Bangalore 560079
Acct # :[protected]

I went axis bank atm near Kamalanagar Shankarnag Bustand at 10.pm on saturday. I tried to withdraw Rs: 10, 000 but the atm doesnt dispense the cash, even i didnt cash counting sound also. Atlast after 5min atm displayed transaction timeout.
But i received debit message of Rs: 10, 000 to my mobile. Till now i didnt received cash refund. Kindly look into this issue as soon as possible.

AMT WITHDRWA DATE AND TIME :

8TH JULY, 2023 ATM WDL-ATM CASH 2191 AND 2192
SHANKAR NAG BUS STAND
BANGALORE

Regards,
Navya M.D.

[protected]
Laggere Bangalore 560058

I wanted to open a normal account with Axis Bank considering that it was an international bank and as such I tried and then had to go to the bank in person to do so as the online method was not possible as the bank said that I already had a zero balance account there and it was closed after sometime in the last 3 years or so. I wanted to open an account with the 25k initial limit and had begun the proceedings and everything and then they made up some reason saying my year of birth in my Aadhaar was not visible properly and then the agent asked me for e-aadhar with my signature and then without any intimation they initiated third party verification saying my year of birth was not visible. The third party verifier also took photocopies of my aadhaar and driving license. Let it be known for a fact that I already have account in Kotak Mahindra and IDFC and Bank of Baroda with the same documents which was opened without any hassle.
Then they deducted the amount which was presented via a cheque and then the agent came back again asking me to sign exactly as I did in my PAN card. I told him that I don't use that signature anymore and that my aadhaar and driving license and all other documents had the same signature. He brought in a signature change form and was blabbering something about requiring the signature for identity uploading purposes. When clearly none of the other banks have this procedure. So I withdrew my application and asked him to promptly begin proceedings to return my 25k initial deposit to open the account via Demand draft or cheque. It's been 15 days and he still has not returned the money and everytime I call him up, he gives a reason which is of the backend team's responsibilty and something else. Pathetic service Axis bank. Return my money as soon as possible or I'm going to lodge a complaint against the Rajarajeshwari Nagar branch of Axis Bank.