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Axis Bank Complaints & Reviews

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Updated: Feb 19, 2026
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K
kumarmanikonda
from Bengaluru, Karnataka
Mar 3, 2016
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Address: 560068

Greeting for the Day.

As i am using Axis bank credit card, i found there is one dispute transaction happen to the merchant MOBIKWIK for the amount 2000/-.

per the bank they need to send OTP and transaction confirmation message to my registered mobile but it is not happen this case. This is because i raised compliant to Axis bank support team to cancel the transaction based on the authorization code which axis bank sent to merchant.

But they are saying we will investigate and let you know. Here my question to the bank, As a customer i am requesting to cancel the transaction why they need to do the investigation i am not understanding.

Please help me on this issue and it will help to other who are suffering the same.

Thanks & Regards,
Kumar Manikonda
Aug 9, 2021
Complaint marked as Resolved 
Axis Bank customer support has been notified about the posted complaint.
Hi Kumar,

Please share the reference number which you may have received from the last communication channel approached for us to look into it on priority.

Regards,
Axis Bank
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    SCBNReddy
    from Tirur, Kerala
    Mar 3, 2016
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    Resolved

    Address: Hyderabad, Andhra Pradesh, 500074
    Website: Payumoney

    Dear sir, my accont no.[protected], i transfer 500 rupees money through payumoney on 02.03.2016, i got debitted message from axis bank, but i got transection failed message from payumoney, how i recovery the debitted money to my account.
    Aug 9, 2021
    Complaint marked as Resolved 
    Axis Bank customer support has been notified about the posted complaint.
    Hi,

    Please write to us at customer.[protected]@axisbank.com from your registered email ID along with transaction details and account number for us to look into it.

    Regards,
    Axis Bank
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      D
      Dsrabasti
      from Bengaluru, Karnataka
      Mar 1, 2016
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      Address: New Delhi, Delhi, 110045

      Dear Sir,
      I am a customer of Axis bank my Customer id[protected].
      I found irregularities in my credit card bill and ask few clarification but may be 2 weeks passed no clarification from the bank side.
      Axis bank deducted Rs 63473/- from my account with out my consent and again put lien on around 17835/- .
      My question is I never said I will not pay the amount but was seeking the clarification on my queries. If you check my account there is not showing any credit card details against me but as per the bank they have issued a new credit card to me but I did not receive that so I asked to provide me the receipt of delivery 15 days past no reply from bank
      Even I am not aware what is my pending balance against my credit, Some time I receive mail total due is 63000/, some time 78000/ some time 81000/.
      I am a teacher but I really sad to say this is really a bad experience from a recognized bank.
      Even I requested them that as RBI rules says a consumer can be allowed to pay in installments to all dues. but bank does not listen to that
      now even I don't know how much money Bank is going to deduct I am totally in confused state even I am afraid of this that when salary would be credited this month that also bank may put on lien.
      So my sincere request please look into this issue and please provide me the solution.
      I just need a clear picture. If possible please provide me all the clarification I asked to customer care.
      I have all the mails received from the bank if required can be forwarded to you
      With hope that I would get proper justice from you and looking forward to your cooperation
      Aug 9, 2021
      Complaint marked as Resolved 
      Axis Bank customer support has been notified about the posted complaint.
      Hi,

      Please write to us regarding your concern at [protected]@axisbank.com along with your card details and contact details for us to assist you with the concern.

      Regards,
      Axis Bank
      Dear Sir,
      Till date no solution from the Axis Bank.
      no one contacted . Only replying the same that we will reply with in 2 days...
      Hi,

      Please share the complaint/reference number which you may have received from the last channel approached for us to look into it on priority.

      Regards,
      Axis Bank
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        H
        hemanth87
        from Madanapalle, Andhra Pradesh
        Mar 1, 2016
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        Address: Chennai, Tamil Nadu, 600054
        Website: icici prudential life insurance

        Hi sir,
        i was slept suddenly one sms came rs12218 have been debited in your credit card on 16 feb at 10.43. I called phone baking officer he told to raise the dispute form and transaction was frozen . After two day its was reflected in transaction contacted told to offficer their not responding properly and forced to pay it...
        Aug 9, 2021
        Complaint marked as Resolved 
        Axis Bank customer support has been notified about the posted complaint.
        Hi Hemanth,

        Please write to us regarding your concern at [protected]@axisbank.com along with your card and contact details for us to assist you with the concern. Post writing, please share the reference number which you may receive after writing for us to look into your concerns on priority.

        Regards,
        Axis Bank
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          S
          sujata sinha
          from Guwahati, Assam
          Mar 1, 2016
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          Address: Muzaffarpur, Bihar, 842001
          Website: www.irctc.co.in

          Transaction ID [protected] for Rs. 209.35 rejected from bank on 01/03/2016. However the amount is not refunded /reversed to the a/c [protected]
          Aug 9, 2021
          Complaint marked as Resolved 
          Axis Bank customer support has been notified about the posted complaint.
          Hi Sujata,

          Please elaborate your concerns at customer.[protected]@axisbank.com from your registered email ID along with your account number and transaction details for us to assist you.

          Regards,
          Axis Bank
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            C
            chethan kumar A
            from Bengaluru, Karnataka
            Feb 26, 2016
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            Address: 560100
            Website: www.axisbank.com

            I raised complaint earlier and they said they will credit back the assured amount.
            I just now received the mail saying processing fee is 2%.
            Again I am highlighting this, whatever the axis team executives who discussed with me during discussion was 1.25%, but without any fore information and communication they have deducted 2% as processing fee. Why they are hiding these details. This is cheating the customer and it is against their trust with Axis team.

            This is very disappointing.

            MY LOAN ACCOUNT NUMBER IS PPR[protected]
            Mob: [protected]
            Axis Bank customer support has been notified about the posted complaint.
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              R
              Ritesh Sudani
              from Mumbai, Maharashtra
              Feb 26, 2016
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              Address: 400092

              Dear sir,

              Please find below details for complain.

              Insurance Company - Tata AIG General Insurance Company Ltd.

              Agent - Axis Bank (Yoginagar, Borivali West)
              (Shramik Patil and Dipika Patil)
              Policy No - [protected] 00
              Date of Issue - 28/01/2015
              Claim No - [protected]

              My car Nissan Terrano with no MH02DG9463 had an Accident on Highway on date 27/12/2015.
              As inspected by Nissan Work shop, car came under Total Loss Category.
              So, I claimed for the same.
              But after repeated delays from Axis Bank and Tata AIG Insurance in the end they gave me the letter on 28/01/16 rejecting the claim.
              It stated that you have not reported previous claim during taking the policy and thus policy would stand forfeited.


              During signing the policy as an Agent Axis Bank in a hurry they sent us the policy without confirming any information for policy terms and conditions, as my old policy was expiring by that day itself and they wrongly submitted the form
              I have shown the previous policy paper to the person of Axis Bank while taking the Policy and also he submitted incorrect policy number of my previous Insurer i.e. Bharti Axa General Insurance Company Limited.
              Correct Policy number 89007424
              Incorrect Policy number submitted by Axis bank 59007424
              (As per details given by Tata AIG General Insurance Company Ltd.)
              I have given Hard copy and also mailed the Policy documents of my previous Insurer.
              As an agent it is his duty to guide me about Policy and to inform me that you should add report papers of previous claim but he didn’t.

              And further there was no notice or information given to me about not reporting the previous claim and no intimation was give to revise or to forfeit the policy or about providing incorrect Policy number of previous Insurer
              There was enough time i.e. from 27/01/15 to 28/01/16 almost a year for them to inform me for this error but no steps were taken by both Axis bank and Tata AIG General Insurance Company Ltd.
              When I am demanding for claim at that time they are informing that your policy is forfeit.
              This is no way justice.

              I have also paid the Premium amount of Rs.21833 on 27/01/15 after signing the Policy on same date.
              So now I am left with no way, due to Axis Bank as an agent for Tata AIG Insurance Company.
              I want the claim Amount as i have paid the Premium.
              Axis Bank customer support has been notified about the posted complaint.
              Hi Ritesh,

              We are looking into the concerns you have highlighted and will get back to you shortly.

              Regards,
              Axis Bank
              Hi Ritesh,

              Upon receipt of the complaint, we have taken up the matter for investigation with our concerned department and shall update you shortly. Request your patience in the interim. We regret the inconvenience caused. Thanks for writing in.

              Regards,
              Axis Bank
              To Axis Bank,

              Waiting for your reply, how many more days it is going to take !!!
              10 days have already passed
              Hi Ritesh,

              We understand that our official has contacted you. Also, a communication mail has been sent to you on your registered email ID dated March, 07 addressing your concerns. Please reply us on mail or call us on[protected]. We regret the inconvenience caused. Thanks for writing in.

              Regards,
              Axis Bank
              To Axis Bank,

              Your reply on mail was same as before !!
              You are not admitting your mistake for providing wrong policy number to TATA AIG and asking to talk with them only !!

              As an Agent you must help me out but you are not taking any action.
              Than why are you working as an agent for TATA AIG and misguiding us (customers)
              due to your mistake I m not getting the claim amount of Rs.900000 which is too big for me !!!
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                S
                sasitalla
                from Bengaluru, Karnataka
                Feb 26, 2016
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                Address: 560043

                This is inform you that i have a EDC Machine Verifone vx 520 of Axis bank ltd.
                holding A/c no. is [protected] (PRETTY N PINK BOUTIQUE)

                MID - [protected]
                TID[protected]

                I am getting " Contact VI " error when operated.

                Please rectify the problem as soon as possible.
                Aug 5, 2021
                Complaint marked as Resolved 
                Axis Bank customer support has been notified about the posted complaint.
                Hi,

                We are looking into the concerns you have highlighted and will get in touch with you soon.

                Regards,
                Axis Bank
                Hi,

                We understand that our official from Bangalore Merchant Acquiring Team has contacted you on March 1, 2016 and addressed your concerns pertaining to EDC Machine. We regret the inconvenience caused. Thanks for writing in.

                Regards,
                Axis Bank
                This is inform you that i have a EDC Machine Verifone vx 510 of Axis bank ltd.
                Ladies zone (D.V.G.road, basavanagudi, bangalore )

                MID -[protected]
                TID[protected]

                I am getting " Contact VI " error when operated from 19/03/16.

                Please rectify the problem as soon as possible.
                Hi Mahabal,

                Please write to us at customer.[protected]@axisbank.com from your registered email ID highlighting the issue you are facing along with your account number for us to look into it.

                Regards,
                Axis Bank
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                  A
                  avgha77
                  Feb 26, 2016
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                  Resolved

                  Address: Mumbai City, Maharashtra, 4000 70
                  Website: www.consumercomplaints.in/new_complaint

                  Hi,

                  This is with reference to my recent bills that are unpaid due to your lack of investigation.

                  Of the recent bill that shows payment of more than 3000/- Rs, I’ve only made transactions of 500/- and 170+/- at Big Bazar and Burger King respectively.

                  You state that I’ve made a ATM withdrawal of 1500/- on 4 January 2016. When I’m completely aware of the charges for doing ATM withdrawal with Credit Card (CC), how would I do this unwanted txn. I completely deny that I haven’t done this txn for what you are now incurring charges for it.

                  I’ve raised complaint with the customer care and also on their advise I’ve filled a Dispute Form in Axis bank branch at Kamani (Kurla) – 70. The lady Mrs Fernandes took the form filled by me and said that she’ll contact me herself. It’s been almost a month and I’ve not received any call from her or from you customer care. You people are just worried and interested about incurring unwanted charges and levying the wrong ATM txn on me.

                  You’ll see, since I’ve this CC, I’ve paid all my bills in time. On seeing this wrong bill, I’ve not made the payment for it yet, as I don’t want to pay the unwanted.

                  Please do the investigation at your earliest, It’s you system error about the ATM withdrawal. Please get back to me at your earliest on my registered and this email address too. I’m now available at this email ID for now. Once I’ve your positive response, I’ll make the payment only for the txns made by me. Please don’t get me faulter in Cibil record.

                  I want to be your customer for longer as I could, but it’s now very frustrating that you are levying an incorrect txn on me and lacking behind with investigation. Because of which my CIBIL record is at stake.

                  My CC number is ending with xxxx xxxx xxxx 4705.
                  Aug 5, 2021
                  Complaint marked as Resolved 
                  Axis Bank customer support has been notified about the posted complaint.
                  Hi,

                  Please write to us regarding your concern at [protected]@axisbank.com along with your card number and contact details for us to assist you.

                  Regards,
                  Axis Bank
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                    S
                    Sk.Shakhayan Basiruddin
                    from Guskhara, West Bengal
                    Feb 25, 2016
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                    Resolved

                    Address: 742101
                    Website: www.oxigenwallet. & vodafone billdesk & payu

                    I got two sms alert stating Rs 5000 and Rs 2000 debited from my account around12:44:01 am and 12:46:20 am on[protected] as info PUR/VODAFONE-BILLDESK/MUMBAI/VODAFONE-BILLDESK and PUR/PAYU-www.oxigenwallet./GUR/PAYU-www.oxigenwallet. respectively. I have no idea what is going on. I am fully unaware of the transaction and want my money recovered.
                    Aug 9, 2021
                    Complaint marked as Resolved 
                    Axis Bank customer support has been notified about the posted complaint.
                    Hi,

                    Please write to us at customer.[protected]@axisbank.com from your registered email ID along with your account number for us to look into it.

                    Regards,
                    Axis Bank
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                      Triptimanghnani
                      from Gurgaon, Haryana
                      Feb 25, 2016
                      Resolved
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                      Address: ]

                      Have contacted Axis bank in August 2015 to fix the issue of my new mastercard OTP being sent to outdated phone number AND email address. Apart from being a severe security threat, this causes severe inconvenience as a customer.

                      As of 2013, my details on the bank's portal which has been verified by the customer care agent is correctly updated. The agents are clueless and have no idea on how to deal with an customer who critically needs to use their debit card (putting them on hold for twenty minutes is not one of the ways)
                      Aug 6, 2021
                      Complaint marked as Resolved 
                      Axis Bank customer support has been notified about the posted complaint.
                      Hi,

                      Please write to us elaborating your concerns at customer.[protected]@axisbank.com from your registered email ID along with your account number & contact details for us to assist you.

                      Regards,
                      Axis Bank
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                        Tarique3751
                        from Chennai, Tamil Nadu
                        Feb 24, 2016
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                        Address: Howrah, West Bengal, 711103

                        Managers are trying to fool customers with the facilities which are either not providing by company or they don't want us to use.

                        Moreover, after reminding again and again they are not listening to customers and making excuse every time.

                        Axis changed its name from UTI bank to Axis bank but facilities are same that old one.

                        Very bad experience two times.
                        Aug 9, 2021
                        Complaint marked as Resolved 
                        Axis Bank customer support has been notified about the posted complaint.
                        UTI--Axis fraud bank
                        Hi Tarique,

                        We regret the inconvenience caused to you, please write to us from your registered email ID at customer.[protected]@axisbank.com along with your account details for us to assist you.

                        Regards,
                        Axis Bank
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                          tenzin tenzay
                          from Jaipur, Rajasthan
                          Feb 24, 2016
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                          Resolved

                          Address: 110054
                          Website: consumer complaints indian consumer complaints forum

                          On 20/2/16 after withdraw money from axis bank i have noticed while going through balance enquiry, money has deducted..since the place where i stay SBI ATM is very rare. so, i often prefer axis bank because advertising in television of axis bank is worth. i never notice my money is deducting, its been few day i noticed, but i think may be my mistake then later on i have been noting down in my notebook then i realized that its really deducting money, deducting not 10, 15 Rs but 114.86 Rs thats really bad. hope to comeup with good and appropriate reply.
                          Aug 9, 2021
                          Complaint marked as Resolved 
                          Axis Bank customer support has been notified about the posted complaint.
                          Hi Tenzin,

                          Please elaborate your concerns at customer.[protected]@axisbank.com from your registered email ID along with your account number and contact details for us to assist you.

                          Regards,
                          Axis Bank
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                            gauravmendiratta
                            from Gurgaon, Haryana
                            Feb 23, 2016
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                            Resolved

                            Address: Faridabad, Haryana, 121001

                            Taken Auto Loan in Dec15, a/c AUR[protected], 1st & 2nd installment debit in my a/c on 15.01.16 & 15.02.16
                            But till date not updated my loan account and every time call to me for payment;

                            ur local branch file is not submit the right auto loan code;
                            plz correct the loan account code so that customer is not face the problem.
                            gaurav[protected]
                            Aug 9, 2021
                            Complaint marked as Resolved 
                            Axis Bank customer support has been notified about the posted complaint.
                            Hi Gaurav,

                            Please write to us at [protected]@axisbank.com along with your loan account details and contact number for us to assist you.

                            Regards,
                            Axis Bank
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                              saraphraj
                              from Malegaon, Maharashtra
                              Feb 23, 2016
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                              Address: Pune, Maharashtra, 411033

                              After renewd my credit card not given to me at my requisted addresss.
                              and currently this card is reveresed by bank and not giving to me.
                              i have given 3 CRF forms to bank but till he is not provded me.
                              Aug 9, 2021
                              Complaint marked as Resolved 
                              Axis Bank customer support has been notified about the posted complaint.
                              Hi Saraphraj,

                              We regret the inconvenience caused. Please write to us at [protected]@axisbank.com from your registered email ID along with your card details for us to assist you.

                              Regards,
                              Axis Bank
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                                C
                                chethan kumar A
                                from Bengaluru, Karnataka
                                Feb 23, 2016
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                                Address: 560100

                                I have requested for personal loan for 5 lacks. The Axis bank people promised me 1.25% as processing fee and documentation charges of Rs 200 with 13.99% as ROI.
                                This was on day 1. After processing all formalities they have disbursed Rs 488349 to my account. Now if i speak to customer care they say processing fee as 2%. There was no formal communication on change in processing fees or other deductions. I didn't receive the amount as promised on day 1 .
                                I am very dissatisfied and disappointed about Axis bank.
                                Axis Bank customer support has been notified about the posted complaint.
                                H Chethan,

                                We regret the inconvenience caused. Please write to us at [protected]@axisbank.com along with your account details for us to assist you.

                                Regards,
                                Axis Bank
                                Thanks for the response. Looking forward for solution to this issue at the earliest.
                                Hi Axis team,
                                My complaint status is still open. Nobody is owning the responsibility. Some one called me from axis team and asked about the account details and told they will credit the balance amount that was deducted in my loan. I am expecting early response and solution to this issue.Pls. resolve it.
                                I just now received the mail saying processing fee is 2%.
                                Again I am highlighting this, whatever the axis team executives who discussed with me during discussion was 1.25% and now without any fore information and communication they have deducted 2% as processing fee. Why they are hiding these details. This is cheating the customer and it is against their trust with Axis team.
                                This is very disappointing.
                                MY LOAN ACCOUNT NUMBER IS PPR[protected]
                                Mob: [protected]
                                Hi Chethan,

                                We have responded to concern via service request number: 7430982 on your email ID. Please reply on mail in case of any further assistance. You can follow this link: http://bit.ly/1Hhj7JS for escalation matrix.

                                Regards,
                                Axis Bank
                                I have replied in mail too. You are replying the same what I have asked. I don't find any answers in it.
                                You are replying the same lines what i have mentioned in my complaint.
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                                  Deep@k Tripathy
                                  from Agra, Uttar Pradesh
                                  Feb 23, 2016
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                                  Address: 767001

                                  I spoke to the manager of axis bank balangir branch.he refuse to give loan for msme under cgtsme act.even he didnt tell me the rate of interest and i told him that i have enough secured collaterals.poor manager and poor service.Now i lost hope from AXIS bank forever.
                                  Axis Bank customer support has been notified about the posted complaint.
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                                    bhushan.kotakar
                                    from Mumbai, Maharashtra
                                    Feb 22, 2016
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                                    Address: Thane, Maharashtra, 421301

                                    Myself Bhushan Kotakar, applied for home loan from Kalyan branch. Due to negligence of bank employee, they put it in product Asha even though I'm applicable for the normal product with less interest rate. Paid around 8000 and now for converting it into normal product they are demanding processing fee again. Kindly help.
                                    Axis Bank customer support has been notified about the posted complaint.
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                                      Address: Hyderabad, Andhra Pradesh, 500089

                                      Hi,
                                      I was defaulter to Axis bank CC from 2009. Later I received a legal notice to my mail from bank also I used to receive credit card statement to my mail id for every six months. As per legal notice and CC statement I am supposed to pay 1, 43, 250 and paid same in January 2015. After paying this amount, In CIBIL record the current balance and amount overdue shown as “0” but default status as “Written-off”. Simultaneously,...
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                                      Anish varghese30
                                      from Ranchi, Jharkhand
                                      Feb 22, 2016
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                                      Address: Ranchi, Jharkhand, 834009

                                      My name is anish varghese, my loan ac number ppr[protected]. I dont get any information regarding my personnel loan emi. Already i give complaint to axis bank, bariatu branch, ranchi.
                                      Axis Bank customer support has been notified about the posted complaint.
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