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Axis Bank Complaints & Reviews

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Updated: May 25, 2026
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Axis Bank reviews & complaints page 595

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M
Mayuri Sisodia
from Anand, Gujarat
Jun 30, 2012
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Address: Udaipur, Rajasthan

I have applied for personal loan in the Local branch Udaipur. Have provided all the documents requested by the local branch and also requested that this is very urgent and please do not give any excuse after submitting all the documents. They committed to process the loan in seven working days, inspite o[censored]rgency I have agreed and assured by the axis bank that It will get process as per commitment.I have waited for seven days and was continuously trying to get the details if my loan is under process or not but never gets the feedback. The people does not have atticate to talk also. Now when I lost my patience on them, then they are giving me such stupid excuses that my documents are not complete.

As a loyal customer from past two years, I have first time applied for the loan and got such a disgusting services. I am totally disheartened and will try not be a part of Axis Bank ever.

A word of mouth really works a lot...............

Kind regards,
Mayuri Sisodia
+91-[protected]
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    D
    Devendra _Kandari
    from Gurgaon, Haryana
    Jun 29, 2012
    Resolved
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    Resolved

    Address: Dehradun, Uttarakhand

    Dear Sir,
    I am a customer at Axis Bank Dehradun , in past 2 month I am not able to access my account due to net banking related matter after customer care support finally I approached to the branch and fill the desired format at branch required to get necessary inputs brom bank for net banking but I am noticing a strange approch of employee as they are just pretending to help but past 25 day's I could not det the inputs from bank every time when I contact branch get a fresh promise but these promise without action will not help me out from my issue and I am unable to make the pending vital transactions from my account .
    Kindly look into this and extend your necessary support in this matter .
    Regards
    Devendra Kandari
    M -[protected]
    Aug 13, 2020
    Complaint marked as Resolved 

    Axis Bank — net banking not access

    we have done all the formality still I not able to operate my net banking ,the erroer which is getting while using net banking is attached with this mail kindly look into the matter and revert asap & i ALSO HAD FOLLOWUP FROM AXIS BANK & CUSTOMER CENTER BUT NOBODY GIVE ME POSITIVE ANS WHY I AM SUFFERING.PLEASE LOOK THIS MATTER & GIVE ME REPLY AS SOON POSSIBLE
    MY COMPLAINT NO:-REG NO.. 4914561 complaint date 07/04/2011
    MY A/C NO [protected]


    THANKS & REGARDS

    MANOJ

    [protected]
    Axis Bank Personal Banking forces the user to use a obsolete version of Java. This is extremely dangerous as Java recomends usage of the latest version for security reasons. Therefore, Axis Bank is deliberately exposing customers unauthorized access to their bank accounts. I am an Axis Bank customer Account number[protected] and have emailed Axis Bank customer care many times to rectify this issue but they do not even bother to respond.

    Axis Bank should not understand that none of the new browsers like IE 9, Firefox 6, Chrome work with Java 6 update 21 and customers like me have immense difficulty in accessing their accounts. I have to borrow one of my employee's XP computer to access my account.
    Sub- Labour Contruct
    Sir,
    Regrading you, I notified that I am Sabekadar Shaikh the director of “Re-Life Facility Service”. I provide labours for so many company as a contractor. Also I want to provide labour for your company.
    So, for that reson, if you have the terms and condition about the business perpose I also agree with you.
    There for, I request you that would you like to give me the scope to serve for providing labours for your company I always grateful to you.
    Your’s Faithfully,
    Sabekadar Shaikh
    Pardankuni D.C.C Hooghly
    Pin – 712310
    Ph-(Off[protected]
    Mob -[protected]
    I am having a saving bank account at Axis Bank , after transferring my account from Rishikesh to Dehradun I could not access my account in bank I complained and got new log in ID and password those password and log in ID couldn't work further I approached to the bank for this matter I was told to contact customer care further I was advised to submit a request in Bank for online PIN generation that too I submitted in bank but in last 15 day's no response and mail from bank . I am disappointed with such lethargic service as this process is taking last two month what bank is claiming the professional service which is in fact very poor .
    Bank has to improve the customise service ...
    Last one and half month no action taken by Bank even the PIN delivery charges debited from the account which I never got physically or as on date enclosing a account detail showing the debit from account ?
    Dear Sir,


    My account No. [protected] (Salary account)
    Name: VIVEK GAUTAM
    Customer ID:[protected]


    After so many requests (2 time written application) for net banking initiation on my account number, there is no positive response received from your representative. I have call many times but the results are always same. Please do the needful.
    dear, sir

    name saroj kumari, account no- [protected], net banking user id[protected] . we are unable to transfer the money during submission of online application form for dda flat ..after submitting user id we are getting the error message " system is temporarily unavailable please try after some time" this error is coming since 3 days ..we have contact with costumer care but they dont response properly.

    thanking you
    saroj kumari
    SIR I M GAGANDEEP FROM LUDHIANA Maine 19 march ko aapke bank udhiana me mata rani chowk wali branch me current account ke liye appy kiya tha MR. Sahil sir ne mere sare document liye aur use final kiya tha maine unse pehle hi kha tha ki mujhe net banking bhi sath ke sath apply kar do unhone kha ki sath ki sath hi apply kar dete hai jab aapko welcome kit milegi tab apka account aur net banking sath hi chal jayegi lekin jab mujhe aaj 6 april ko welcome kit mili to usme debit card nahi recieve hua to maine costmer care se baat ki to unhone kaha ki aapki taraf se debit card apply nahi kiya hoga isiliye aapka debit card nahi aaya to sir bina debit card ke net banking kaise chalau aap hi bata dijiye 20 din ho gaye mujhe account ke pichhe bhagte hue batao aab main kya karu ye sab SAHIL SIR KI GALTI HAI agar sath ke sath net banking nahi chalani thi to pehle hi finaal kar dete main account hi na apply karta. ya to mujhe 7 or 8 aprial tak debit card issue hota hai to thik hai nahi to aap mere account band kar dijiye mai kisi aur bank main account open karva loonga thank you
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      A
      Abhi1411
      from New Delhi, Delhi
      Jun 28, 2012
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      Address: Gautam Buddha Nagar, Uttar Pradesh

      Hi,

      This is a complaint which I want to address about Axis bank services. I lost my debit card on 08Apr2012 and I request for a replacement card on 16 Apr 2012 at Noida-63 branch. I got my debit card only after around 1 month and that too after so much follow ups and going to my branch office at Noida-16 personally and till that day I am still waiting for my ATM pin. Its being 2 and half months now and I still didn't get my ATM pin. I have called customer care and below are my request numbers.
      On 24th may : 6378254
      on 31 may : 6401094

      Every time they said that the pin was not delivered because of address issue. I have given my office address for communications and i received all my important mails and courier at this address except for Axis bank(debit cards and pin).


      I also fill up the grievance form 2 times(3631449 and 3616125) given at Axis bank site but my problem isn't resolved yet.
      I don't know what to do now as I can not use my ATM card for my own money and I have to take the money from my friends for my survival.

      I know that instead of this complaint my problem wont be resolved soon or may be never but I am writing it only to notify higher authority of Axis bank and other people about their services. I have no other option left except to close this salaried a/c and open a new a/c to some new bank(hope they dont have services like this bank). Also I will address this issue to my company officials too so that they can know that how their employees are suffering for their own money.

      Hope this complaint will save other people from Axis bank trap and help other customers to resolve their problems.

      Abhishek
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        R
        RAKESH GANGRADE
        from Bhopal, Madhya Pradesh
        Jun 28, 2012
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        Address: Bhopal, Madhya Pradesh

        DEAR SIR,

        I WAS VISITED ON 28/3/2012 AT AXIS BANK, MP NAGAR BRANCH, BHOPAL & ENQUIRE ABOUT MY ACCOUNT BALANCE & ISSUED THE CHEQUES ACCORDIND TO BALANCE AVAILABLE. AS MY ACCOUNTS ARE NOT IN OPERATION SINCE LONG TIME , I ASK THE BANK EXECUTIVE ABOUT MY ACCOUNT STATUS ( ACTIVE OR DE- ACTIVE), AFTER GETTING CONFIRMATION FROM HER THAT THE ACCOUNT IS ACTIVE I ISSUED CHEQUES FOR LIC POLICY & REPAYMENT OF HOUSING LOAN TO GETTING THE TAX BENEFIT, BEFORE ISSUING THE CHEQUE I RE-CONFIRM FROM BANK EXECUTIVE AS THE CHEQUES ARE IMPORTANT, SHE ASSURED ME THAT THE CHEQUES WERE PASSED.

        AFTER ONE MONTH I RECEIVED A LETTER FROM UNION BANK ( FROM WHERE I AM GETTING HOUSING LOAN) THAT THE CHEQUES WHICH WAS DEPOSITED BY ME FOR RE-PAYMENT OF HOUSING LOAN WERE BOUNCED DUE TO INSUFFICIENT BALANCE. I WAS SHOCKED & RUSH TO AXIS BANK. WHEN ENQUIRE ABOUT DISOWNERED CHEQUE, SHE TOLD ME THAT YOUR ACCOUNT IS DORMENT.

        TILL TODAY I HAVE NOT RECEIVED A SINGLE CORRRESPONDANCE FROM BANK & DUE NEGLIGENCE OF BANK I AM NOT ABLE TO GET THE TAX BENEFIT.

        YOU ARE REQUESTED TO PLEASE LOOK INTO THE MATTER & TAKE NECESSORY ACTION REGARDING THE SAME,

        REGARDS,

        RAKESH GANGRADE
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          S
          syedsajads
          from Chandigarh, Chandigarh
          Jun 26, 2012
          Resolved
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          Resolved

          Address: Pune, Maharashtra

          I wanted to open saving bank A/C with axis bank for the same i provided all required documents for KYC on 14.06.12 it has already been almost 15 days i still have nether got my A/C number nor a welcome kit. I was promised by the executives that it would take take hardly 7 days to get welcome kit but i am still waiting for my A/C number & welcome kit when i call to their toll free number and speak to the customer care associates they simply say sorry and tell me to call after two hrs as the system is down i have been calling to their call center but i am yet to get any favorable response
          Aug 13, 2020
          Complaint marked as Resolved 

          welcome kit — no receive my welcome kit

          dear sir,
          i have no recive my welcome kit.pls. note it and send me quicly.i wait for it from 2nd july 09.

          thank you.
          i m not satisfy with hdfc services.its going for bad.
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            B
            bgubbala
            Jun 24, 2012
            Resolved
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            Resolved

            Address: East Godavari, Andhra Pradesh

            I am an army officer presently serving in Nashik applied for housing loan of Rs 10 lac in axis bank, Kumari Talkies, RK Plaza, T Nagar, Rajhmundry. I had applied for the same loan in the month of Apr 1st week but so far there has been no response from their office. On asking the present status, they are always coming up with the excuse that it is under process. After a long wait and frustration, somewhere on 25 or 26 May 2012, when I asked the concerned loan executive, he said the sanction of loan is not possible because you are serving in Nashik and there is no RAC bank within the radius of 60 kms from your office and residence and hence we are unable to verify your residential and office address. When I asked them strongly that, 'if such a hindrance was there you shouldn't have accepted the documents of loan initially, why have you taken so much of time to come up with the reason for not sanctioning. it is ridiculous that Axis bank, Rajhmundry is unable to verify the office and residential address of govt officer serving anywhere in india'. I gave them each and every document what they asked for alongwith the cheque in advance for processing fee.

            After this incident, the executive suddenly called me and said your documents are correct and complete in every manner and is likely to be sanctioned now as we have located one RAC bank nearby your location. Again they asked for self attested latest pay slip and a copy of bank statement. I had submitted that also. Whereas, they have not shown interest in sanctioning the loan so far. Now, when, I am asking the reasons for delay, the executive is always assuring me that it will be sanctioned within 3 or 4 days and giving contradictory statements and replies. On the other hand he is telling my agent who helped me in purchasing the plot in suvarnabhoomi venture that, the sanction of loan is not possible as he is serving in Nashik. They have wasted my time and money as well. Had they told me initially that the above loan cannot be sanctioned as you are serving in Nashik, I would have had looked for some other source. This bank may have to compensate my time and money if loan is not sanctioned end of the day.
            Aug 13, 2020
            Complaint marked as Resolved 
            my above grievance has to be redressed upon at the earliest.
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              B
              BHADRAS123
              from Harihar, Karnataka
              Jun 23, 2012
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              Address: Hyderabad, Andhra Pradesh

              Dear sir,
              Namaste ,
              Sub: My account is Debit Freeze WITHOUT NOTICE
              Sir i open the account for Hetero Company, Hyderabad for salary account but i am not working company present, but account continue to saving for my personal ,My Aixs bank tell my account freeze for Police / CID department , with out any reason , no notice for me please tell hel me sir, i am common men not a criminal . but freeze my account for bank. bank tell police / CID DEPARTMENT LETTER MY ACCOUNT FREEZE PLEASE TELL Reason or notice give me sir,
              My name: S.VEERABHADRA
              MY bank name: AXIS BANK
              MY BANK ADDRESS: HYDERABAD MAIN BRANCH
              6-3-879/B, First Floor, Green Land Road, Begumpet ,
              Hyderabad- 500016 , Andhra Pradesh
              Landmark: Opposite Blue Moon Hotel
              TEL:[protected] ,[protected]
              PLEASE HELP ME SIR , UN FREEZE LETTER TO TRANSFETR TO OUR AXIS BANK OR TELL REASON SIR PLEASE SIR
              THANKING YOU
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                riyanka_20
                from Amritsar, Punjab
                Jun 22, 2012
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                Address: Bangalore, Karnataka

                We had taken a car loan from Axis Bank for an amount of Rs. 3 lakhs and have paid all thee EMIs on time. We decided to foreclose thee loan and we paid a penalty of 5% on thee foreclosure amount. The cheque got cleared on 17the of April,2012. However till date we have not received thee NOC as well as thee balance blank cheques instead of sending theem repeated mails, notheing has happened. Please do not associate withe theis bank anyone.
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                  S
                  satyajit4ever
                  Jun 22, 2012
                  Resolved
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                  Resolved

                  Address: Maharashtra

                  I have been receiving marketing calls from below numbers almost daily.

                  Inspite telling them to remove my number from the list, they reply back saying that we have this new data. They dont even check if the number is in DND or not.

                  These are the details :

                  Marketing calls from below numbers for credit cards and personal loans under the name of various banks like HSBC, HDFC, Axis Bank etc.

                  The numbers are
                  [protected] 18/06/2012 12:18 pm
                  [protected] 18/06/2012 2:52 pm
                  [protected] 18/06/2012 4:26 pm
                  [protected] 21/06/2012 12:14 pm Axis Bank personal Loan
                  [protected] 21/06/2012 15:47 pm Axis Bank personal Loan
                  [protected] 22/06/2012 11:40 am Axis Bank personal Loan

                  Will share my number on email. Its idea service provider.

                  Regards,
                  Satyajit
                  Aug 13, 2020
                  Complaint marked as Resolved 
                  Rate of interest offered at the time of applying for the loan was 15% with 1% cash back.However, now when want to close the loan amount, committed rate of interest policy is not taken into considerated.Also due to the bank fault EMI was not debited on monthly bases.Representative (Antim) from collection department called up giving this information verbally, No offical mail send. Branch Manager : Manish Gupta
                  Axis Bank Pune
                  Tel no:[protected]
                  We would like to informe you that we had given a request for top up against our running P/L but axis bank has informed us that ther is some problem in one of another bank which bank even they don"t know

                  anyways thanks for sending the cheque of Rs.3220/-cashback against our above mentioned P/L .

                  we will be greatful if you kindly send us our file A.S.A.P

                  Thanks/ regards

                  narinder singh
                  Hi
                  I applied for personal loan in your bank 20 days back.
                  I got enquiry calls thrice and twice to my home, I had submitted the documents required by your personnel but till now i didnt get any update about that.
                  when I call u r personnel they are not giving any proper reply and now they are not even attending the call.Can you update on that as soon as possible so that i can apply in any other banks.

                  This is the worst case i never had in my life.


                  Update about that ASAP to my personnel mail which i mentioned above.
                  I TOOK HOME LOAN FROM AXIX BANK - CHENNAI T.NAGAR BRANCH BEFORE 7 MONTHS. NOW I APPROCHED AXIS BANK FOR TOP UP LOAN BASED ON MY HOME LOAN. MY HOME LOAN AMOUNT IS 9.55 LACKS AND I NEED FURTHER 3 LACKS FOR MY PERSONAL COMMITMENTS. IN THIS 7 MONTH MY SALARY ALSO INCREASED NEARLY 30%
                  I MET AXIS BANK AGENT THEY SAID THAT I AM ELEGIBLE FOR TOP UP LOAN BUT I HAVE TO TAKE LIFE INSURANCE. FOR LIFE INSURANCE I HAVE TO PAY NEARLY 70 THOUSAND RUPEES EXTRA!
                  I EXPLAINED THEM AXIS BANK ALREADY PROVIDED ME ACCIDENT INSURANCE AND FOR EMERGENCY PURPOSE ONLY I AM TAKING LOAN BUT THEY REFUCED TO GIVE LOAN WITHOUT INSURANCE.
                  PLEASE THINK IT IS JUSTICE TO ASK RS.70000 EXTRA TO PROVIDE 3 LACKS LOAN?
                  KINDLY HELP AND PLS SANCTION TOPUP LOAN WITH OUT INSURACE

                  WITH REGARDS,
                  P.SURESH
                  CHENNAI
                  Respected sir,
                  I am a customer of AXIS Bank Kankurgachi Kolkata .I have applied for a personal loan through one of the employee of Axis Bank named Shalini Agrawal of personal section.She send an agent named Arvind to me, he take all the necessary document regarding personal loan from me and ask me the fill the required form .After taking the all the document from me, he told me that he will notify me about the statous of my application.After five days he informed me that the loan is not sactioned even after confirming I submitted all the document.After that I was informed that i will get all the document but more than four month has been spent up till now I have not got the documetns .For this I have made many call to the loan section they only told that we have sent.Please take necessary action please as soon as possible
                  i want personal nolan from axis bank.
                  i have applied for home loan in axis bank, bank is saying that propery insurance is compulsory,

                  you have to pay the premium for that, i want to know is it true/or it is by bank ?
                  Hello,
                  I have applide for the Personel loan 10 days before. I submitted all the documents. As per my knowledge I submitted all correct documents and this is the first time Im applying for the loan. But unfortunately I gat a letter stating that my loan is declined for not meeting the Banking guidelines.. I just want the correct and particular reason why my loan was rejected and kindly please sent back all my documents what ever I submitted. My loan ref no : AXIS/BNG/PP/SHS?28/07/988
                  The same thing happened to me, after 20 days I got the letter that your request is declined for the same reason mentioned above. I have decided to close my account and FDs with Axis Bank and not to give them any business in future under normal circumstances.
                  Dear Sir/Madam,

                  This is to inform you that I Rakesh Ranjan, Had applied for a Personal Loan. I got my Personal Power Sanction Letter (Approval No. AXIS Bank / LNPPG/PAT/12/87/RAC-Patna on 22/12/2009 and the very same day I had signed my Agreements and had handed over all the 11 cheques. I was confirmed by the Executive that My loan amount would be transferred by 24/12/2009 latest by 4:00 PM .
                  Hence, I had promised the other party for the payment of the same. But to my surprise the Loan Amount money was not transferred till 4:22 PM.

                  I just wish know that why do Axis Bank staff made a false commitment. At least be considerate to customers who have opened their salaried account with your bank.

                  Supporting screen shot attached.

                  Thanks and Regards
                  Rakesh Ranjan
                  Account No. [protected]
                  Customer Id.[protected]
                  I am completely agree with the behavior of Axis Bank, unfortunately my salary account is with Axis Bank. But i will say it is the bank you can not ever rely on. I have taken a home loan from Axis bank, at the time of possession i was in need of more money. I requested them for the top-up but they refused then i requested for the Personal loan then again they refused that they are not giving personal loan.
                  So what is the gain of having a long term banking relationship with this kind of bank who cannot help you in need. I have given strong feedback to my company to have salary account with some reliable bank.
                  If any Axis bank authority is reading this complain please consider that people having good banking relationship with you have to suffer and they will never come bank and even dont allow the other to come.

                  Thanx and regards
                  Manish trivedi
                  Dear Sir,

                  I have a salary account [protected] with axis bank.I have been maintaining this account since 3 years now.I applied for a personal loan of 15 lakhs through my nearest axis bank in chennai.They forwarded me to a person called bhupati whose i sthe sales manager for pallavarm region in chennai.i have provided all the required documents required for the processing .After one week i called them for the status enquiry.They have asked me to submit additional documents.i have submited them within an hour of their request.In the second week i again called them for status.They again asked me to submit some more docs and i hv swiftly submitted them too.The representative who has come to collect my docs is Mr arul .He neither knows english nor hindi . So after dealing with him and bhupati for two weeks.there was no response from their side.
                  i tried calling mr bhupati directly but he never responded infact i felt like he was avoiding.
                  My account had no flaws ...The credit cibil was higher than required.Three weeks passed no message no reply ,infact when i applied my loan they promised me a processing period of 1 week.I requested arul to connect to mr.bhupati but he never did..After lots of frustration i applied in hdfc and they processed in 9 days..Because of the bhupati ,the sales manager ,i lost mental peace as i had some commitements to be fulfilled with my loan amount..IN the third week ,mr arul calls me up for my vehivcle loan statement ,which i have submitted initially itself..There was no coordination, there was no co operation at all.When i called them again he is asking me to submit my family data..i felt so sick and had to go thru mental agony..
                  Note: I had a income level of 1.6 lakh per month...


                  Please take appropriate action against Mr. bhupati , otherwise i will have to withdraw my salary account
                  from axis and will take my complaint to the court of justice..

                  SHAHI SHAIK,
                  A/C [protected]
                  CHENNAI.
                  PH#[protected]
                  email: [protected]@hotmail.com
                  hai.
                  iam shaheen taj i had applied mortage loan with take over of my home loan & a chq of RS2800/= was taken stating that this chq will be drawn only in the event of loan approval.But when i checked my account the amount of RS2800/= has been drawn & there is no sign of loan status, my loan application id no is LM AXIS BK 1026074. I ALSO dont know from which branch it iS being operated.when i repeated called the representative Mr.Lalith he said it is still under consideration, when he took the application ha said it will be processed it in a week.i may pl be replied.my mobile.N0 [protected]
                  I took a personal loan recently and have been given false information from AXIS bank regarding:
                  1. Service charge:Over the phone it was communicated 1.5% and when the loan was dispersed Axis bank charged 2%.
                  2. Rate of Interest: Over the phone it was communicated 14% p.a but in actual 15% was charged.

                  I had raised my voice over an email for which I have never got a response in written. I manged to get them on the call(even that was tough) and they ask for a proof(if the same was communicated over an email).
                  Well to be honest,that was never done.They don't do it over an email communication.

                  The proof is even after following up on this issue for so long, I could never get a response in an email!!!
                  To rub salt on injury, there have been two deductions for the FIRST EMI!!

                  Can anyone help me out or suggest as to what can be done?

                  Thanks and Regards,
                  Ankit Mishra
                  I apply for loan in Axis Bank . I need 500000 but they pass only 350000 so i refuse for loan but they not return my document file. After 2 week they send sms on my no-your emi for loan a/c no ppr[protected] is due on 05 feb 2013 but they deduct 500 rs from my account because my account balance 800 rs. they do not send any type of money in my account.Tell me what can i do for this. My phone no is [protected]
                  i apply for loan in axis bank tey take my document. i need 500000 but they pass only 350000 so i refused to take loan. but they not give my document back to me. and after 2 week they send sms on my phone your emi of rs 8511 for loan a/c no PPR[protected] is due on 5th feb 2013 . i do not receive any type off amount from axis bank . they deduct 399 rs from my account . and in future they deduct 8511 rs from my account .look in the matter and help me.
                  This is regarding the interest rate change and EMI failure on personal loan of Rs200000/- taken for a period of 5 years. Initially, the agent from Axis bank has proposed me a loan for 15%interest rate, for which the agreement was made. After processing and approval of loan, the interest rate was changed to 24%. This was the first instance where they ddint keep up their word. The second instance is now about the failure of ECS. I had submitted all the relevant documents required for the loan approval and ECS. After which I got the loan amount of Rs200000/-.. The first EMI of Rs 5754/-was cleared thorugh the post dated cheque which was submitted before the loan approval. Now the loan account statement shows that the ECS has bounced. Now, when this was brought to the notice of axis bank, they are asking me to submit the documents again. What were they doing all this time? This is the worst bank to go for personal loan. Please help me to solve this issue.
                  This is regarding false promises made by axis bank on the interest rate for personal loan and creating issues on the ECS. Intially, the agent from Axis bank promised me to get personal loan of Rs 200000/- at a interest rate of 15%. However, after the processing and approval of loan, the interest rate mentioned in the agreement was 24%. Now, for the EMI, the first EMI of Rs 5754/- was cleared through post dated cheque submitted to them earlier at the time of document submission. They had given me the loan amount after verifying all the documents submitted for the loan and ECS mandate form. Now, the ECS has bounced for the second EMI onwards. This was brought to my notice after going through the loan account statement. They have put penalty of 10% of EMI amount on me for no fault of mine. When this issue was raised to customer care, they are now asking me to submit the documents for ECS again. I dont understand as to why they were quite till all this happened and they didnt inform me till date. The response from them for my mails regarding this issue is poor. This is the worst bank for personal loans. Kindly help me to solve this issue.

                  OPERATOR MISS BEHAVIOR WITH CUSTOMERS

                  CASHIER MAN DID A SHAMEFULL MISSBEHAVE WITH ME... AND THEN WARNING ME BY PULLING COLLARS UP. I M VERY ANGER AND ASHAMED BY HIS ACT. KINDLY TAKE CHARGE AGAINST HIM AT HARD AS YOUR REACH.

                  Not generate internet password

                  When i enter all steps then last time OTP . I Enter my OTP but every time Wrong .8 times try but not work. Not work axis bank Internet facility . What a rubbish. So irritate.

                  Credit card refusal to Government employee

                  Bank says the can not give credit card to policeman although i satisfied all the eligibility criteria

                  about giving loan

                  i have an account on axis bank. I have to study b.e course, so i applied for loan, but they did not receive loan till now .branch DHARAPURAM, tripur dist, tamil nadu

                  Damaged notes in ATM

                  last friday(30/05/2014) i withdraw amount in axis bank atm kanchipuram (Axis Bank Ltd, Kamarajar St, Periya Kanchipuram, Tamil Nadu 631501), but i received damaged notes in atm.
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                    sanjub4u20
                    from Mumbai, Maharashtra
                    Jun 21, 2012
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                    Address: Thane, Maharashtra

                    HI,
                    My name is sanjayMishra. I have a complaint regarding Axis Bank. I have a salary account in axis bank, i got my salary credited in my account on 4th May 2012 amount Rs 7954,but unfortunately amount of Rs 9448 got deducted from my account on 7th May 2012. On enquiring from the HR of the company I came to know that i have used credit card previously due to which amount got deducted to pay the outstanding amount which has not been paid according to the credit card department of the bank. I want to bring to your notice this is actually a fraud from the bank stating somebody's else outstanding amount i am paying from my account. According to the bank i had an previous account with HDFC account and i have been issued a credit card. But in my whole life since i have started working have never
                    used a credit card. On complaining several time in the bank they informed me that they will take strict action on this matter but at the same time my deducted amount will not be reversed back. I want this issue to be taken seriously otherwise every month whenever my salary will be credited in my account it will be debited autometically for nothing.
                    I hope i will get this problem sorted out as soon as possible.
                    Aug 13, 2020
                    Complaint marked as Resolved 

                    Axis Bank — Amount deducted

                    Hi, 750rs has been deducted from my account by Axis bank that too without informing.. This is unbelievable!!!
                    What is the procedure to get back my money??

                    Thanks in Advance!!!
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                      abdullah siddiqui
                      from Bhubaneshwar, Odisha
                      Jun 20, 2012
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                      Address: Uttar Pradesh

                      THIS IS Abdullah siddiqui from meerut.i opened my saving account in axis bank crystal branch last year.from the last 1 year i had not recieved my debit card.many times i complained but no action.and second time complaing online.hope so this time may be action taken.i dont know what king of service they are providing thrice i filled the form of debit card.


                      regards
                      abdullah siddiqui
                      [protected]
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                        A
                        azaz alam
                        from Indore, Madhya Pradesh
                        Jun 16, 2012
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                        Resolved

                        Address: Kutch, Gujarat

                        Dear Sir/Madam,

                        My name is ejaj haroon alam, Account No. [protected], Axis Bank in gandhidham gujrat,. I observed from my statement of account that there are deducted Rs. 280/-( DRCA) on 16/06/2012, kindly clarify it . If the amount of Rs. 280 has been deducted for the master card Card or as charges to draw cash from other banks than please refund it.


                        Thanking you, Sir/Madam.

                        Yours faithfully,
                        ejaj haroon alam
                        Aug 13, 2020
                        Complaint marked as Resolved 
                        Dear Sir,

                        Axis bank has deducted money without information which is no authentic. And axis bank employee misguided us.

                        The Details mail I am attaching here :
                        Dear Sir/Madam

                        I have a savings account with Axis bank Branch Name Udaipur, Central Road, Tripura. The Bank deducted Rs 529.22 on April 01, 2014 and 529.22 on May 26 2014 ( two times ) without any prior information from my Demat account as We have closed our demat A/C last year as last year mail also attached here. but the same incident has happened this year. Executive of the Branch intimated that no charge will be deduct for next time. Whereas this year also they deducted Rs 529.22 on April 2014 and also Rs. 529.22 on May 26 2014 ( total - Rs. 1058.44 ). I think every month they will deducting from my account.

                        They even did not inform me even after deducting the money which I came to know after checking the ATM and also informed them. Now as I have come to know a Bank should inform it's customer before deducting the amount.
                        The concern person of Axis Bank Udaipur, Tripura Branch, is not able to provide me with any satisfactory answer to the deduction.

                        Please look into the matter as urgent with a solution and try to return back money within short time. It is very urgent.

                        Regards
                        Pankaj Kumar Basu
                        Mobile: - [protected]
                        Email - pankaj.[protected]@yahoo.com
                        Bank Account No [protected]


                        Pankaj
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                          santhosh89
                          Jun 13, 2012
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                          Resolved

                          Address: Kerala

                          Dear Sir,

                          I have reserved E-Tickets through IRCTC website online, and cancelled the same because of post ponement of my program.
                          In my IRCTC account it is mentioned that bank has been instructed to refund the ticket amount. Regarding this I have given a complaint to the bank also.

                          But till today I am not able to get the amount credited.

                          Ticket details are attached below.

                          Please help me for the same I have filed a complaint in the bank also.

                          Yours Faithfully,
                          Santhosh
                          Aug 13, 2020
                          Complaint marked as Resolved 

                          IRCTC — Ticket Amount Not refunded

                          Dear Sir,
                          I had filed a TDR on 27th May 09, the details of which are as
                          follows.



                          *Reference No* : ekt[protected]
                          *TDR Filing Date* : 27-May-2009
                          *Transaction Details :*
                          *PNR Number*: [protected]
                          *Booked On*: 2-5-2009
                          *Transaction ID*: [protected]
                          *Ticket Type*: eticket
                          *Date Of Journey*: 26/5/2009
                          *Train No*: 1014
                          *From Station*: BANGALORE CY JN(SBC)
                          *To Station*: PUNE JN(PUNE)
                          *IRCTC Zone*: Group General Manager/Western Zone (IRCTC) Mumbai
                          *Quota*: General
                          *Railway Zone* : CR
                          *Passenger Name* : Sandhya Chaturvedi

                          I have sent multiple reminders in last 1 year to [protected]@irctc.co.in, Still there has been no action from their end.
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                            srinivas.saipureddy
                            from Mumbai, Maharashtra
                            Jun 13, 2012
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                            Resolved

                            Address: Bangalore, Karnataka

                            I'm srinivas saipureddy, My Axis Bank Account No. is [protected] .
                            Axis Bank deducted Rs. 550.00 without any reason and showing them as consolidate charges.
                            Previously they have deducted Rs. 311.00 as well. And still showing Rs. -250.31 (-ve balance). without any reason.
                            My account is a salary account and therefore it is supposed to be a ZERO balance account.
                            When I called the customer support, they dint replied me properly. I can't understand that how can a bank set transaction limit into a salary account?

                            Report:
                            [protected]
                            24/12/2010
                            Consolidated Charges for A/c
                            504.40

                            24/12/2010
                            Service Tax @10.30% on Charge
                            51.95


                            I hope someone from Axis Bank will look into this and refund my money so that I'll continue my account, otherwise feel free to close this account. I don't want to waste my money without any reson.

                            Thanks and regards
                            Srinivas saipureddy
                            mobile:[protected]/[protected]
                            email:[protected]@gmail.com
                            Apr 13, 2016
                            Complaint marked as Resolved 
                            thanks
                            Verified Support
                            Sep 17, 2018
                            Axis Bank Customer Care's response
                            Hi, we request you to visit follow link to get clarification on charges levied: https://bit.ly/2o02YoS Regards, Team Axis Bank.
                            Dear Sir,

                            My brother is having savings account in Axis bank which i am operating with his permission as he is in Australia. They have cut consolidation charges Rs.150 + Service tax. I talked with my brother and he told they charged last year also.

                            I want my money back how you can help me.Please let me know.

                            Neel Mistry
                            [protected]
                            Axis Bank Customer Care's response, Sep 17, 2018
                            Verified Support
                            Hi, thanks for writing in. Here is a link that will give you more information on this topic -http://bit.ly/2N8cGCp Regards, Team Axis Bank.
                            Dear Sir,

                            I have savings account with Axis Bank.my A/c no. is [protected] & i have been charged Rs.900 including service tax as an consolidation charges besides maintaining the required quartely balance with the bank.
                            Sir,i need to know the way to retrive by balance back from the bank.


                            Thank You!

                            Regards,
                            Pooja N.
                            Dear Sir,

                            Even me I have faced the same problem, kindly help me to get my money, there is no communication from the bank there is a consolidated charges will be debited., with put notification haw can they debit
                            Hi
                            Iam also facing the problem with axis bank has deducted Rs600 bucks as a consolidated charges for saving account.
                            axis bank just deducted as follows from my account:

                            Consolidated Charges for A/c - 950.00

                            Service Tax @12.36% on Charge - 117.42

                            DrCard Annual Chg - 337.08

                            My New Years plan just got sabotaged due to THIS.

                            Kindly help me in getting my money back.

                            Thank you.
                            I have a Saving account in Axis Bank and Rs 500.00 was deducted from my account. Service tax amounting to 68.91 was also deducted, stating consolidated charges.

                            This was not informed earlier to us, that this amount will be deducted from our account.

                            Can we get clear clarification, about this consolidated charges.

                            What it is?

                            Also this charges varies from account to account.

                            Very frustrating.

                            Need clarification from Banks.
                            AXIS BANK
                            KOMPALLY BRANCH HYDERABAD
                            A/C:-[protected]
                            DAYA KANT
                            MOB:[protected].
                            Email: [protected]@gmail.com
                            I have salary account in axis bank, in which no any charges for any service will applicable but from when i have opened account in this after every 3months they will deduct consolidation charges i ask them why it is ?
                            From starting they deduct consolidation charges 15rs +2.70 GST @18% and the latest consolidation charges will duducted 150rs +27rs GST @18%, I say what is this ?
                            I want clearification about this.

                            Branch:- karol bagh west del
                            Name:- sing vishal ajitsingh
                            A/C NO:-[protected]
                            PHONE NO:-[protected]
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                              mepanku
                              Jun 12, 2012
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                              Address: Uttar Pradesh

                              hello,

                              I have a balance of Rs. 5700 ( approx ) in my credit card and they are doing anything to get that money into my bank account.

                              I already emailed them 2 - 3 times but no reply...also contacted Customer Support but they raised their hands and said...we cant do anything in it.

                              Dont know what to do now...

                              Azeem
                              +91 - [protected]
                              Aug 13, 2020
                              Complaint marked as Resolved 
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                                nehabh13
                                Jun 9, 2012
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                                Resolved

                                Address: Chennai, Tamil Nadu

                                There was 2 unsuccessful transactions happened last week, 2nd June through the international Travel card. Amount was $60+$113.41. Online Merchant has confirmed that the compnay has not charged as the order got rejected from there Verification department. But Still Bank has not refunded the money to my card. I have send the email to bank but it is over 7 days and the money is still not refunded to my card. I am returning back to India on 13th June and woudl not be able to use this international card in India. My Money would be gone. I need the bank to get the money immediately credited to my card. There is no reponse from the bank. I have called twice to them since yesterday but no confirmation if money would be refunded by 12th june. Travel.[protected]@axisbank.com - Bank customer care email ID
                                Aug 13, 2020
                                Complaint marked as Resolved 
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                                  A
                                  Arvind Kumar
                                  from Delhi, Delhi
                                  Jun 7, 2012
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                                  Address: West Delhi, Delhi

                                  Hi,

                                  I had made two IMT from Axis Bank Internet banking on my mobile, Usually they send an unique code for cash withdrawal from an ATM. but both time I didn't got any SMS from their end so I was not able to withdraw the money but they have credited Rs 25 each transaction as service charges. When I made a complaint about this to their customer support, their response was poor and they denied to revert the service charge amount. How can they charge service amount while they didn't provide any service. Please help.

                                  Here are the tx details

                                  [protected] [protected] 91 - [protected] 1000 [protected]
                                  [protected] [protected] 91 - [protected] 2000 [protected]

                                  regards
                                  Arvind Kumar
                                  [protected]
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                                    amol1982
                                    from Noida, Uttar Pradesh
                                    Jun 6, 2012
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                                    Address: Pune, Maharashtra

                                    Hi,
                                    One of the worst service I am getting from Axis bank for updating my communication address against my Loan account. I already provided all relevant and valid documents at the time of submitting my loan request but the worst/illiterate employees of Axis bank updated incorrect address in the system, because of that I did not received my Welcome Kit for personal loan. I requested several time for correction but no one is helping me. Its been 5 month I did not received my welcome kit. They are regularly deducting the emi from my account but, Axis bank is unable to give service to me .

                                    If Axis bank is providing such service to customer then I will suggest all my friends to not to go with Axis bank.

                                    Thank
                                    Aug 13, 2020
                                    Complaint marked as Resolved 
                                    i just wanted know my personal loan balance amount details, but non of the axis employee is providing the details instead all stupid fellows are giving me one one phone number and asking me to call. And the customer care no whatever given on the web is a fake, non of the donkey will answer to your call. Once i went asked in Vijayanagar branch one of the lady says go and check out in Vijayanagar branch only, we stupid fellows are not responsible for these things and all.
                                    And i request people not to take any loan or anything from Axis bank
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                                      kish6
                                      Jun 6, 2012
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                                      Address: Bangalore, Karnataka

                                      Dear Sir/Madam,

                                      This is regards to withdrawal of money from Axis bank ATM Machine. I am kishore working in private limited. when i tried to withdraw the money from the ATM the machine was hanged there was no one to help, and then tried twice but the money was not withdrawn, later when i checked the my bank statement i saw that 10000 rs money was withdrawn from the same ATM , I COMPLAINT TO MY HOME BANK ICICI BRANCH , BUT THE COMPLAINT WAS NOT TAKEN SERIOUSLY, later even i did second followup with my branch even they checked the statement and said that you have withdrawn the money, and even i have the proof of the statement that atm machine had a problem, in my statement it shows that 1800 rs was withdrawn and even it was reversed back to my account. where i have not tried to withdraw that much of amount in the same atm. finally no one helped me. Kindly i request any can help me on this to get my money back
                                      Aug 13, 2020
                                      Complaint marked as Resolved 
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                                        bsridharkrishna
                                        from Chennai, Tamil Nadu
                                        Jun 3, 2012
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                                        Resolved

                                        Address: Chennai, Tamil Nadu

                                        Dear Sir
                                        I withdraw the cash from the ATM ID: STCC8664 time: 07:58am DT:03-Jun-12 Record No: 8987 for Rs.15000/- from my Account#[protected], one of the Rs.500 note which has come is cut by ATM and come outside to me.
                                        The 500 note Serial Number:8LU 525763, request you to kindly guide me to whom should i contact to get the replacement Rs.500.

                                        Please find the scanned copy of the Note which i received from ATM, the Phone Banking service executive says i need to contact the AXIS Branch phone number mentioned in the ATM but nothing is mentioned in ATM room.
                                        Aug 13, 2020
                                        Complaint marked as Resolved 

                                        AXIS Bank ATM — ACCIDENT AT AXIS BANK ATM, KARKHANA

                                        I have gone to the AXIS BANK ATM located at Kharkhana, Secunderabad om[protected] to draw Cash. But on entering the ATM centre while closing the glass door, the glass door suddenly crashed over me, causing very grievous injuries on me and the security in-charge. When i approached the nodal manager , Begumpet office, they out rightly rejected my plea and said the security agency should compensate for the injury caused to me. I have already spent more than Rs. 12000/- for my medical expenses, but so far i have not received any compensation.

                                        Joseph George Konnully,
                                        Secunderabad
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