Axis Bank Complaints & Reviews

It is natural for the bank to ask for few cheques for their safety ( even though ECS is opted ). But it should not be a blank cheque. Rather it should be in the name of the bank and also, it can be written in the bottom ( in the open space near where you sign ), as "Not more the xxxxx amount " where xxxxx is the principal amount.

Axis Bank — HOUSING LOAN TENURE

I HAVE SIGNED AGREEMENT FOR 20 YEARS HOUSING LOAN. BUT I RECEIVED LOAN
STATEMENT (SOA) BALANCE TENURE IS 700 MONTHS (58 YEARS) AND NET PAYABLE
REF. 47 LACS. (ACTUAL LOAN TAKEN 7.96 LAC)


PLEASE HELP ME.

Dear Camituti

i'll recommend you to highlight this issue by reaching to the local newspapers and getting this matter published so that people like you who may not be able to speak or facing the same problem may come up or you can also take the help of Jaago Grahak Jaago sangathan by mailing them or by calling at the toll free no.

When you had took the loan interest rates must be around 8-8.75% but now interest rates have gone upto 10.25%. so either you need to increase the emi amount or bank will increase the loan tenure.

This is quite common and almost every bank does it. Some banks strictly ask customers to increase the emi amount not tenure.

If interest rates will come down then tenure or emi will also come down.

I do understand the your logic. The interest has increased 8.5 to 10.5 that means just 2%. The 2% will effect from 20 year to 52 year? Something is wrong in the calcualtion. Please provide your calculation.

yes its that 2% which is causing all this problem...check this out..put your approx principal, current emi and
interest rate and see the tenure...then try to increase the emi and see the impact on loan tenure...

enjoy the fun :)

http://www.bankbazaar.com/finance-tools/loan-repayment-tenure-calculator.html

I am not enjoing. Kindly send the new calculation details.

Get a new repayment schedule from axis bank.

when you had initially taken the loan, at that time emi design was like that you will pay interest and over it some 2-3K on principal. if you follow this schedule then loan will be over by 25 years.

Now interest has gone up but you are paying the same emi so each month very less money is going to your principal...may be just some 600-700 rs instead of 2-3k causing tenure to rise.

use simple interest calculation principal * interest * time

remember right now loan amount is huge so by changing interest of 1-2% it increase upto 2% per month.

Let me know if you want more

use this..
http://www.loanwala.com/calculators/amortization.html
first put your loan duration as 25 yrs and old interest rate...then put same interest rate
you will see how it automatically change emi to keep tenure same 25 years...
finally generate for 52 years...

let me know if you have more questions...simple solution of current problem is either increase the emi or do a part payment of 50k or 1L.

I would like to go same duration so please let me know the new EMI. Also kindly send required documentation do for the same.

Dear Sir,
My card is blocked while registering with air india for tickets. While entering it was asked to put CVV2 No. what is the CVV2 number. Kindly activate my card. This is the first time I am using a card for the said purpose

Dear sir,


My card is blocked while taking tickets for movie after that i tride to withdrawn cash from ATM its showing me your card is blocked my card no[protected] and its of sakinaka andheri branch.
Kindly look in to he matter as i can't do my important transactions.
hoping for best results.

Regards,
Peter.

Dear sir,
My card is blocked while doing the transaction, i tride to withdrawn cash from ATM its showing me your card is blocked my a/c no:: - [protected] and its of pune, kalyaninagar axis bank this is the salaried a/c of tata company.
my con no::[protected]

Kindly look in to he matter as i can't do my important transactions.
hoping for best results.


Regards,
amrut limkar

dear sir/madam

my card number is [protected], it has been blocked when i enterd wrong password when i was doing online recharge of my airtel number.

pls do the favour

AXIS Bank Kit — Not received

Dear sir

My name is Inderjeet Singh and my house address is 620, jaroda gate jesico colony jagadhri . I didnot received my Bank tool kit of Axis Bank , My bill no is EM[protected]IN. Bank has dispatched on 10-april -2010. pls look this matter urgently.

Thanks

Inder jeet Singh

[protected]

AXIS BANK IS FRAUD AND THE EMPLOYEES OF THIS BANK ARE CON.

dear sir
i have account with axis bank .also i have internet banking facility. i am trying to register for netsecure. (without net secure can not use any online transections) always coming error page. i informed to all of the banking customer support personnals but no action was taken only this bank is very worst service in the banking sector i advise to everybody dont keep account with axis bank .nobody will response for your problems

have account with axis bank .also i have internet banking facility. i am trying to register for netsecure. (without net secure can not use any online transections) always coming error page

Dear sir,

I have account with axis bank .also i have internet banking facility. i am trying to register my self to change the password but there is a problem ( invalid credentials ). What is that. PLz suggest . My ID is[protected].

I have following account in your bank :-

(a) Salary account (DSP) No - [protected].

(b) NRI Account No - [protected]

(c) Customer ID No[protected]

May I request you for activation of my account for online netbanking. Please send my password and username /ID for net banking, as i have sent a i-connect form lot of time but no action taken by your bank till now. May i again request for action of my bank account for online netbanking at the earliest. I shall be highly appreciated to you for this act of kindness

Hu

I am sarwar shamim I received Axis bank iconect internet banking paassword on 25 aug 2012.Two password are given.Please let me know how to use two password.And register myself or first time.

Thanyou.

REMINDER

Subject: Complain regarding the debit card claim # [protected]

To,
The Branch Head,
Axis Bank,
Dlf Gurgaon Branch

I Pakhee Tyagi is a bereaved widow of Late Shri Ashutosh Tyagi, who was an account holder with your bank having account number
[protected] and holding an Axis Bank priority debit card bearing number [protected].

Ashutosh met with a car crash and lost his life on the 17th of February, 2017, I even lost my father in the same car crash. Ever since that day we have till date not able to come to terms with the sudden loss. Our daughter is just 11 yrs old and everyday is a struggle for me to help her lead a normal life. Financial issues are o[censored]tmost concern, My husband being the only bread earner, the tragedy has hit us both emotionally and financially.

His debit card carries a claim of Rs 5 lacs, which at this juncture is a huge amount for me. I submitted all the required documents to Ms.Sheenam Pahwa who is AVP Operations head with your branch on 9th of May 2017. I was assured that the claim would come soon and the maximum limit is 90 days from the date of the submission of the documents. I started random follow up with her after a month. She directed me to Mr. Gaurav Arora from the same branch. Unending assurances from his side started fading into numerous excuses. He is being way too unprofessional as far as this case is concerned.

Now from last one month he has been saying that the Insurance Company is not responding and is not reverting his phone calls and I should call them, I am really shocked to hear such statements. Why am i supposed to follow up with the Insurance Company. This is what Axis Bank does with the clients. I was not expecting such an unprofessional and unethical attitude from a bank with such high repute. It has left me with only grief and anger. I am helpless as I don't know whom to approach now. I am sending this mail hoping that some ethics and empathy is still left.

Waiting for some response.

Pakhee Tyagi
W/o Late Shri Ashutosh Tyagi
[protected]

Axis bank Cheating their customer.