Bajaj Finance Complaints & Reviews

Hello, My name sumeet Chatterjee, few days back I received an email from bajaj finance stating I am eligible for a personal loan worth 99000 INR, when spoke with a customer service representative I had confirmed multiple times that apart from my cibil score which is extremly good can there be any other reason for the loan getting rejected, the customer service representative assured me stating as it is a pre approved loan it wont get rejected, with this assurance and belief i had submitted all my documents along with 4 signed check of HDFC to a person who collected my documents from my home, next day i was expecting my verification, at around 5pm when no one turned up, I called bajaj and spoke to Vasant Jadhav who stated my loan wont be processed because i am bachelor. Its a real case of fraud and misrepresentation from bajaj finance, what shall I do now?

Dear sir mai rajesh kumar roushan mera personal loan ac no- 5150PL04880067 hai jo ye 37000 ka hai ye loan lene se pehle aapke carporate se mujhe call aaya august 2014 me wo mujhe yearly 25% interest bataya or ye bhi bataya ki bich me kabhi bhi loan close kr skte hai bina koi extra charge diye same bat aapke jamshedpur branch se jo mere pass aaye the wo bhi same bat bataya, to maine unse ek Qus kiye agar mai six month me close karun to kita pay krna hoga to unhone mujhe bataya istarh calculate kr ke. total loan amount - 37000.00 yearly 25% interest -9250.00 total amount ka one year me = one month me 770.83 six months me 770.83 X 6= 4625 total six monts interest mera emi 1799 hai mai six emi me 10794 pay kr chuka hun [protected]=6169 mera principal amount pay hota hai total amount[protected]=30831 pay krna hai . or abhi aapke adhikari ne mujhe 34735.84 pay krne ko bol rha hai. ab aap batao ki istarh se aapki company hm jaisa aadmi ko kuch bhi samjha kr loan dedete hai jb close krne time kuch or amount pay krne ko bola jata hai so please show this problam. Rajesh kumar rushan mobile no- [protected]

Dear Sir/Madam, This is to bring to your notice that I have been a victim of Identity theft and have been harrassed and humiliated by three banks ICICI, Bajaj Finance and Capital First. This case was first reported in 2011 when ICICI issued a fake Credit Card in my name which was used by fraudster in my name (Ref to Complaint Number [protected]) and post investigation ICICI was found to be guilty in this case and my innocence was proved. I agreed to settle this case on the condition that my CIBIL rating will be restored and my name will be removed from defaulter's list. However, ICICI did not restore my rating and also did not raise red alert in the market so that fraudster could have been prevented from further frauds. And this led to fraudster committing two more frauds at Bajaj Finance Services and Capital. He took 4 Consumer loans from Capital First 413549/413545/413542/413554 and also 2 Consumer loans from Capital First 5810CD00013008, 5810CD00013009 While committing these financial crimes he used same address 415 C Naya Khand 3rd Indrapuram 1449 UP 201010 and phone number [protected] and email address [protected]@PATNI.COM which never belonged to me. I spoke with these banks and they say they are trying to solve this problem ASAP. I have following questions from you all 1. I have recieved so many obscene calls by recovery agents of these banks where they used abusive language and also life-threatening calls 2. They downgraded my rating in CIBIL as a result my loan application was rejected by all banks and this led to delay in my important work such as renovation of my house and other important works 3. They brought down my public image in front of my office colleagues and manager and neibours etc. 4. I am tax payer citizen of this country and paying 40000 INR every year to GOI and expect fair treatment, however, I have been denied all benefits by banks due to this fraud. I spoke to these banks regarding compensation for this loss of image, cost incurred due to Internet uses, purchasing of CIBIL Report, humiliation and harassment due to rejection of loan application. However, they refused to pay compensation. Please look into this grievance and initiate diciplinary action againt these banks so that they pay compensation for their crime My Deatails are listed below Mohan Chand I-57, 1st Floor Sector 22 Noida 201301 Mobile [protected]

Dear Concern, I am Navneet MIshra from Mumbai.My customer id is 19046774. I bought one LG TV from Reliance oulet, Growerl Mall, kandivali. For the products EMI amount is 3590 but my EMI amount deducted (thru ECS) per month is 4259/- which is more than the amount what it supposed to be paid. Initially I overlooked the issue for 1st months but one day when I went through the website of bajajfinservlending, found that an extra amount of 669/- being charged on every month because of BALIC PREMIUM CD LOAN (405BAL[protected]. I do not understand what it actually is? I was not told anything like this when I bought those products. Why this extra cost is being associated with my EMI amount also i have not got any document regarding this as well? Please clarify me why this extra amount is deducted? I want the refund Regards, Navneet [protected]

EVen i have the same issue with Bajaj Finserv. I never done business with those people and now they are showing me as a defualter for 50, 000/-. They have my PAN number and other informations are wrong which does not belong to me. I have contacted they and in the beginning they said they will remove that since it was a wrong update and I have a confirmation number provided by the Bangalore office. Now they are telling me that its my information and they cannot remove. I was about to file a law suit thru consumer court and they said they will have a fraud investigation and now they are like Bangalore office people tried contacting me and I have never responded and they cannot do anything. I am filling a law suit now. Any advice. please. Kushalappa

Hi I am Alex i purchased LG TV from viveks thro bajaj finserv. Even though i have pre-approved loans and been paying my earlier loans for electronic goods purchases and paid all dues on time. For the recent purchase, your mylapore branch staff stalin had unnecces charged dp charges of Rs.500 inspite i told other branch n even at nearest ezone doesnt charge. After i called your customer care and checked, they say its the mistake of local staff and i inturn complained to stalin. Till date he is not giving any details in clear document. On top of that, it seems They have lpst my ecs cheque and now he is threatening that he will take back the tv sending some people to my house. I need a apologise letter stating they had lost the cheque and confirmation that they will refund the dp charges wrongly charged and a fine from your staff whose attitude is wrong Jenson Alex [protected]

Dear Sir, On jan 28th, 2015 I have applied for EMI card through online ( my customer id :[protected] in which for Rs.249/- i got 20% off and in turn I have paid 199 Rs. through SBI netbanking. But till date i did not receive the card and the same I have intimated through mail communication on Feb 5th to [protected]@bajajfinserv.in with the following ticket number: SRN02497437 and after two days they replied that not received the payment. After loggining through my credentials in bajaj fin serv portal i came to know that card is issued and its ending number is with 7198 and expiry is upto 2025. Whats this? whats happening at the bajaj services end.. i dont understand. I even not received any sms regarding the card issue, and even payment not confirmed at your end how come its showing with limit of 35, 000/- Pl give immediate action on this Thanks & Regards, Kishore.A [protected] Customer id: 11544239

w.r.t my loan a/c no. 400SCE04141876 which had been taken in Oct 2014, I had not received the Card till date. Apart, I had been receiving calls from your CC no.[protected]daily 4 times). When the service is poor who will prefer to take the loan from you. I don't want to receive the calls from this no. again. Also I would like to take up with the forum for not sending me the Card & troubling with missed calls even when I have expressed I am not interested in taking any loans from Bajaj on account of poor customer care. No one will respond on the customer care no. or toll free no. This kind of a poor service i have not faced any time.

Hi, My loan account number 5770CD05536311.. which is for the xperia z2 i had taken few months back ( 3EMI deducted) But to my surprise i am seeing another loan account number 577BAL05536496 which is kind of linked to above as insurance. Now i have never applied for it or agreed. for it. Then how is this happening. It seems BAJAJ finance is fraudulently making this loans accounts as insurance. its a foolishness to secure a loan of such small amount with a insurance premium of 6, 564.00... This is a breach of trust we have with BAJAJ and ECS mandate that we sign. I had swiped my EMI card for this. and as far as i remember no one ever told me about such insurance. I have taken a persoanl loan and one time EMI for such insecured loan is 8000 ... This is a cheating/fraud done by BAJAJ .. kindly resolve ..

Dear Customer Care, Please note that as the details of this flexi product was not clarified to me, I want to close this asap. I have mailed in details the reasons. I will require other product where I will be able to re-pay both Principal and Interest. hence requesting to cancell and stop payment of this Loan ASAP. With Regards, Sanjay chatterjee [protected] e-mail - [protected]@hngfloat.com

Dear Team,
Today I went to purchase one tv on emi basis and the shop has tie up with Bajaj finance and they told that I had taken one loan from Durgapur westbengal and they shown me my Pancard number and it was matching with my original one and there was14 cheque bounces in that loan which downgraded my Cibil rating.
I told them that I had never applied for loan in Bajaj but they were not agreed .They had given me one Customer ID please check it and reply me soon with all the details.

Customer id[protected]

I have taken one Loan from Bajaj finance, Corresponding to the same One EMI started from 02Oct2014, however they have started deducted some other EMI (which I have not purchased) from my account. When I spoken with my banker HDFC, he is saying he is nothing to do that. I could not able to speak with right person from BAJAJ. I feel Bajaj going through some FRIADULENT Activities.. My user Name from BAJAJ FIN Service : Username : 15682251, Fake Loan no # 4040CD05894100 Already 3 EMIs fraud EMI deducted from my account, whenever I call, customer care representatives asks me to write complaint by mail..these are time passing tricks. I felt even HDFC banker behaving as irresponsible since he is paying to Bajaj without paper or Check verification. Many thanks, Narasimha Murty

I got loan from bajaj finserv on 26/1/2012 and I am not interested in any kind of insurance of my loan but as the officer from bajaj insist me so many time that you have to pay only 290 rupees one time and your loan will be insured. so i agreed but when i get the loan documents through mail it is clearly mentioned that i have to pay 291 rs per month which is fraud to me and i call the officer back on his number [protected] but he refuses all my arguments and said that i told you per month. now i want to cancel this insurance or premium whatever it is. plz do the needful...

Hi, I got a pre-approved personal loan through e-mail and applied for that one subsequently your agent called me and fixed an appointment so that your agent can collect all the necessary documents but unfortunately none of your agents visited my house for the proceeding. I want exact explanation why your agent did not visit scheduled appointment and wasted my valuable time. Thanks and Regards.

i have bought sony xperia z3 in finance with bajaj finance from raj rishi, raja park jaipur.. the employee of bajaj finance said that the first emi of product will be in 2 march 2015 and after financing my mobile they are giving the first emi in 2 feb 2015 . i said that you were saying first emi will be in 2 feb 2015 and they are saying we are sorry now we cant do anything.. please take action.. i have proof also against them.. my name is mohd saleem.. my contact no. [protected] and [protected]

Dear Sir/Mam, My name is Pradeep long back i took loan in bajaj finance and i cleared all my emi's apart from bajaj i did't take any loan from any company but now if i go somewhere For applying loan or credit card its rejecting saying disapproved. I kindly request you that please let me know if anything i have pay to your company and i don't know my loan account number or any other documents related to my loan.Only below mentioned details are available, PAN : ATWPP1466C Name : PRADEEPA DOB : 08/12/1988 My Contact Number : [protected]

hello i am ahmed dasthageer from tirupathi ( andhra pradesh ) 517 501...i am activate 100000 and 12 years insurance ...but still date i am not receved agrement bond...so please follw up ...nether pls cancel my insurance account...

Dear Sir,

I would like to bring your notice about the fake Pre approved Personnel loan Offer with Reference Proposal No: 4100CD00503622, Dates 16/12/2014 behalf of Bajaj Finance . We have provided all our Original documents XEROX COPY WITH SELF ATTESTED with cancel Cheque with two Passport PHOTO .. of one the agent provided behalf of BAJAJ.

After a week I got information about the decline of Pre-approved of Loan which I have been offered from Bajaj due to my Previous PERSONEL LOAN with ICICI BANK

.. Which has already cleared & NOC is attached with this mail..

Therefore I request you to please return back my documents immediately,


Regards

Javed Nehal
[protected]

Hi, This is to informed you that [protected] this number is registered in bajajfinserv and I lost this number recent time. So I want to replace this number instead of this number [protected]. Actually I didn't received any sms since from 4 months. So please make add my new number as per my requirement. Thanks Shakil Ahmed.

Here I would like to state that I have purchased a LED TV from Kedia at Jabalpur and get 10+0 scheme and the amount was 2750/- and Loan #4650CD5836154 since 27500/- is the amount of total but from first month the amount SMS is 2828/- and I have complaint every month orally but No result yet. So it is my kind request please look into in this matter as they were saying that they were taking extra for extra warranty which I was not required and request, So please do the needful as I hope this will not be continue any more. Thanks