Bajaj Finance Complaints & Reviews

Loan Account Number : 5770CDFZ216186, Purchased date:[protected], 1st EMI:[protected]

I purchased washing machine on 15th March, 2020 worth 10400 and paid 4430 down payment. Remaining amount I converted into EMI with an expectation that EMI will be debited from April, where as EMI debited in July for which I haven't received any confirmation. Since there was no debit, I sent multiple email starting from May, where I got initial confirmation from Grievance redressal team that I have not made any transaction with Bajaj finserv. Customer service was not reachable. After some days they suddenly come up saying I have loan which I also agreed and considering the delay I asked them that I will close the loan where they have mentioned after 1st EMI I can close the loan. And suddenly they started debiting the EMI from July for which I haven't received confirmation. And due to insufficient balance in Sep(I was not aware that EMI will be debited) cheque has been produce multiple times which not only impacted my CIBIL but I also charged 2490 in traches. I sent multiple emails to remove CIBIL impact all the charges associated with cheque bounce as there was no proper communication of the EMI. Neither I got any confirmation after 1st debit of EMI in July and 2nd one in Aug. I received threatening calls from Bajaj collection team, for which I write multiple emails but didn't get any proper response. Sunil Pandey from Goregaon branch threatening me to send executive forcefully to collect amount and his behavior in the call was like some terrorist. I need apologize letter from Sunil, remove impact from CIBIL score, reimburse 2490 which was charged due to cheque bounce and forclosure this loan and closing all existing relationship with Bajaj Finserv.

For more details please reach out to me on [protected]

I am not purchased any products on January 2020 to till date on bajaj finserv card. But bajaj finserv team have call or msg me for payment.
If i am not purchased any products then how bajaj company say pay pending EMI

I have purchased a flexi personal loan from bajaj finance customer id[protected], account 528gdfgg056100. I haven't informed about credit vidya fees. And the executive agrued in a bad manner once loan passed and i asked about deductions. I haven't informed and i also don't need credit vidya report & insurance also. But no positive response from bajaj.

I got deductions of rs. 4999/- for credit vidya fees and rs.5001/- for insurance. I need this maney back. As these 2 facilities are not required to me. I need refund for the amount of rs.10, 000/-

Please help me to resolve this issue and get money back.

Maine 26 jan 2020.ko babaj finance ki scheme me samsung mobile liya tha, aur mujhe bataya gaya tha ki aapko 2 EMI bharne ke baad 6000 rupe cashback milega, Laikin aaj 5-6 mahine ke baad bhi mujhe wo cashback nahi mila, ye to sara sar fraud huva na, mujhe nyay chahiye bus.

Hello

I have noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that I didn't take any loan from the said company recently, not to my knowledge but bajaj finance deducted the amount of rs 117/-without any information or notice / email on 15th September, 2020 . Due to loan or business we may provide you all our bank details but that doesn't mean any person or company can make online transaction without contacting me. So I request the bajaj team not to make such type of transaction without informing the consumer by call or email. Now i feel that bajaj finance also not secure for providing bank details.

It is my humble request to bajaj finance to refund my money or to provide me the details why it has been deducted . I won't be tolerating any further un-informed or unauthorised charges and may take legal steps if it happens .

Regards

Sharonyo Banerjee

Rs.117/- has been wrongly deducted on 15 September 2020 through ECS from my ICICI bank Account vide CMS/**************/BAJAJ-AUTO-CD/4020CD08.

As I have made full payment against loan for purchasing home appliances and for closure Bajaj Finance issued NOC on the same in 2015 only.

Now Bajaj Finance has no right to deduct amount through ECS from ICICI Bank.

Kindly refund the amount wrongly debited through ECS from ICICI Bank and cancel old ECS mandates.

Regards,
Amit Chaudhari

There is no running loan with me of bajaj finance. They have deducted 117 rupees without my consent.

I will need to go legal against them.

Drawdowndear customer, we regret to inform that your flexi withdrawable limit has been blocked temporarily basis recent market assessment. Hence we are unable to process your withdrawal request currently. You will be intimated once the facility is opened again for you.

What you mean by this info, when i paid regularly

Dear sir/madam,
I am rupen kalita, i declared that unwanted transaction is carried out in my bank account. I had received sms through sbi that the amount is deducted at rs.295 for debit mandate fail chrg txn dt.[protected]bajaj finance.
So, verify the fact and please refund my deducted amount as earliest.

Date (Value date) debit amount

26-aug[protected]aug-2020 debit
Mandate fail chrg txn dt.[protected]bajaj finance 295.00

My aminut extra charge charge clamp not arjest no respond office and problem cereate bill loan emi all payment final pay but noc no resposnd not my emi duse but 1170 bill okkk problem silip bill office not respond manager utwam kumar office manager my detail sanawar alam ph.[protected] emi i. D... U12dpffw730410 1 fast 2scd.. I. D.. U12gplfu324524

I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance on 15/09/2020. I purchased sumsung microwoven from capital electronics, ultadanga, kolkata on 09/08/2018 with 10 month emi scheme and and i paid last emi on 2nd june -2019 after 10 months of settling the emis and all. The emi amount was rs. 1390 per month. Again bajaj finance deducted the amount of rs 117/-without any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So i request with bajaj team not make such type of transaction with informing to customer by call or email. Now i feel that bajaj finance also not secure for providing bank details.
At the time of loan processing your representative need to inform all the details and they deducted the money for bajaj emi card also almost a year completed still i didn't get the emi card also.
My humble request with bajaj finance customer keep hopes and faith in you. So kindly dont loose your customer for this kind of mistakes. You are requested to refund me back this rs. 117 to my bank account. Otherwise i will move to consumer forum.

Regards,
Suman goswami
Central govt. Servant
Kestopur
North 24 parganas
West bengal
[protected]

I lost my card last year and i called customer care for closing this card. I was told about the same, however, i don't have any confirmation mail regarding that. Today i got an annual bill for a credit card which is lost last year and not issued after.
The credit card is joint venture of bajaj and rbl bank. Now i am trying to connect with customer care and i am not able to do it.

Bajaj finance is coming up with new ways to deduct amount from customers taking the mandate as an advantage. They have deducted 600₹ from my account in may which i thought was due to late payment (For the first time as salaries got delayed) but they have deducted another ~300₹ in september stating that i haven't paid the loan amount in may on time. Given the situation, every penny is important to us. Kindly refund back the amounts that have been deducted incorrectly. I can only assure you that it was the only time and i’ve not skipped payment deliberately.

Hello sir actually due to this covid 19 i was unable to pay the loan nd due to which the sbi bank charges me 295×7 times nd i want refund of that.
Cuz this pandemic has make everything hodgepodge nd i am really sorry that i am unable pay ur loan at the time but in this time every single penny is most important for me.
As i belong to middle class...
So i request to initiate the refund
U can mail me ([protected]@gmail.com)

Today on 10th september 2020 rs.1180.00 is debited from my account as cmp mandate debit. What is this for? I want this money return back as soon as possible. Please soive my problem.

This is regarding my following lans with bhfl.

- 401hsl52441853
- 401hpv56733747
- 401fnwfk737454

I have been requesting bajaj housing finance ltd. For foreclosure letters for the above mentioned loan account numbers for a long time now. During the course of time i did receive multiple foreclosures letters and lods from them however, the reasons behind it are appalling and unacceptable.

Below are the reasons why i had to ask them to issue the foreclosure letters and lod on multiple occasions. The below mentioned errors were noticed on separate occasions. If needed i can present all the letters and lods issued by bhfl to me till now.

1.) they had the wrong loan account number mentioned on my foreclosure letter
2.) in the lod, they missed on listing the "sales deed"
3.) recently i received 2 separate foreclosure letter for the same lan 401fnwfk737454 and they have separate foreclosure charge mentioned on it (I have described the latest issues in short below)

The foreclosure letter i received dated 10th september has charged me an amount of inr 45, 802/- based on "foreclosure charges @4.72% on principal outstanding with applicable taxes". The principal outstanding is inr 9/-.

I also received a foreclosure letter dated 28th august and the same 4.72% foreclosure charges are inr 4, 705/- based on principal outstanding of inr 99, 689/- (Letter attached for your perusal

I have attached the foreclosure letters for your perusal.

Moreover, each time i have asked for foreclosure letters, i have been made to wait for more than 12 days on most of the occasions. Every person i spoke to never got back to me to update me on the complaints i raised. My issues and complaints went unresolved even after following up on multiple occasions.

My email is not enough to project the agony i have faced in the past few months from bhfl and it still is going on.

I am in complete dismay with the way things have been mismanaged on every level.

Today on 10th september 2020 amount rs.1180.00 is deducted from my account. Why this amount is debited from my accounts. Please credit that amount as soon as possible.

I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I bought les tv on emi way back in 2013, but still bajaj finance deducted the amount of rs 117/-without any information. Now i feel that bajaj finance also not secure for providing bank details.

I noticed that in my sbi account statement rs.707/- was debited towards cmp mandate bajaj finance without any information. So i request with bajaj team not to make such type of transaction without informing to the customer by call or email. Now i feel that bajaj finance is also not secure for providing bank details.
Please credit the debited amount asap or else will take serious action on bajaj finance.

I have closed my bajaj finance emi in the year of 2019.But yesterday 05/09/2020 they have taken 295 rupees money from my account for mandatory falure on 24042020.I have already recived the no due certificate on 2019 .I didnt get any loan from bajaj finance .I am going to file a consumer case against bajaj finance .Here i attach my no due certificate and all other deatails