Address: | New Delhi, Delhi, 110034 |
Website: | www.bajajfinserv.in/loan-against-life-insurance-policy |
I got a call from sunil agarwal ([protected]) for a personal loan. He offers me a 0% interest loan against insurance policy.in details he told me to buy a insurance and on the behalf of policy bond bajaj finserv will give me the 0% loan.
Then i got a call from rahul ([protected]) he asked me to buy a insurance policy from future generali, total value of 6, 00, 000.00 and to be paid in 10 installment of 60, 000.00, means 10 % + gst i have to pay for 10 years for insurance. Then i have to submit the insurance policy bond to the bajaj finance company and they will provide me the loan of 6lcas. These guy are so much professionals that i agreed to take the insurance policy for 0% loan.
Then mr. Amit patel ([protected]) from future generali insurance company called me for insurance. He visited my place and offers me a policy of 6, 00, 000.00 (6 lacs) i paid the first installment amount of policy and was happy for a 0% loan is coming. Everything was going absolutely fine. But suddenly after paying the insurance policy first installment i found something fishy.
I asked mr. Sunil agarwal to show me the website of bajaj finance where this loan is mentioned or any other document but this man always changes the topic. He always talks about other things. Then i called future generali insurance customer care. I asked about my policy and the cancellation process.
I was lucky that the i have that grace period to cancel the policy. I immediately cancelled the policy. I emailed at amit. [protected]@futuregenerali.in & cc to [protected]@futuregenerali.in and vijay. [protected]@futuregenerali.in (These are the emails i got conversation for insurance) for cancellation. I didn't talked to any one about the cancellation of my policy.
On next day morning i got a call from rahul and his first word was asking about the cancelling the loan as i have requested to cancel the insurance policy. Here i thanked to god. I was thinking how this man rahul came to know about the cancellation of policy.
Now i have mentioned three names, first is sunil, second is rahul and third is amit patel from insurance company. All these group of men are totally fraud.
On giving a 0% loan they attract people and ask to pay the first installment of insurance policy. When a user pays the first installment of policy then these guys get there commission of insurance first installment. No loan then.
Total fraud in the name of bajaj finance limited against insurance policy
Bajaj finance limited loan against insurance ploicy
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