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Bajaj Finance Complaints & Reviews

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Updated: Feb 23, 2026
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Bajaj Finance reviews & complaints page 2

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R
Ramkumar Kumaresan
Aug 1, 2024
Aug 1, 2024
This thread was updated on Aug 1, 2024
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Below mentioned Messge coming to my mobile no: +91 [protected]
With out my submission and Permisission

Dear Sir/Mam, Yout OTP is 374836 Caringly Yours -BAGIC

Dear Sir/Mam, Yout OTP is 066231 Caringly Yours -BAGIC
Aug 01, 2024
Updated by Ramkumar Kumaresan
Kindly resolve this complaint...
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    shreenath255
    Jun 22, 2024
    Feb 1, 2025
    This thread was updated on Feb 1, 2025
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    Noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. Without my concern how did they deducted the money from my account. I have no dues with them and Clear all the EMI long time back.

    It is to be noted that I have no EMI Card and I have never applied for any EMI card and even if it is issued I have never received it till now. So, I need my money be refunded.
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      Juli Bharti
      from Kolkata, West Bengal
      Jun 15, 2024
      Resolved
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      Resolved

      My name is Juli Bharti Gupta
      I am exits Bajaj Finance customer. I had completed All loans
      but I come know that my emi card was blocked with out any prior notice. I find out this while i try to apply for next loan.
      I try to conduct customer care by call but no replay Could you plz able to tell me what is reason was the card blocked. and what can i do for reactive my card again.
      Jun 15, 2024
      Complaint marked as Resolved 
      Please unblock my Emi card
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        P
        from Cooch Behar, West Bengal
        Apr 9, 2024
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        Address: Cooch Behar

        Sir, I have recently(on 31.03.2023) paid Rs.605415/- to Bajaj for pre closing my loan account P6W6PGD3996812. Unfortunately, they still deducted Rs 13888/- on 03.04.2024 along with Mandate Fail Charge of Rs 295/-. Although, after contacting with them regarding this matter they have refunded the EMI amount of Rs 13888/- but till date they did not refunded me Rs295 i.e the mandate fail charge.
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          D
          Disdain
          from Hyderabad, Telangana
          Mar 22, 2024
          Mar 22, 2024
          This thread was updated on Mar 22, 2024
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          My amount debited

          Address: 1-80 nacharam uppal hydrabad

          I have a no cost emi in bajaj fianace and the EMI deducted 2th of every month. In July 2022 I have sufficient balance in my Account at given EMI date But due to holidays bank didn't deducted EMI at same day. After that Bank of India deducted NACH RTN charges Rs 295 at 2th JULY. This was also happened in june Why Bank deducted these Charges while my account has sufficient balance both time....
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          Geethukrishna k s
          Mar 14, 2024
          Mar 14, 2024
          This thread was updated on Mar 14, 2024
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          Harassment

          I have taken a phone from Bajaj in the month of November and due to sudden job loss I couldn't able to pay my emi and I have informed the Bajaj office manager Mr Anjitha who is the manager of Thrissur branch and he is shouting on the call by that time I was admitted in hospital because of accident and I informed them that once I recover from this I will search for a job the god grace iam ok now but the Bajaj person is sending wrong voice...
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          V
          Vaibhav Kamath
          Feb 16, 2024
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          Fraudulent Deduction of high processing fees for home loan

          BHFL fraudulenty charged me 2lakh processing fees under the guise of selling me a VAS Group Home Loan Insurance. Then they cleverly proceeded to club my actual processing fees of 6000 with the 2L so as to show the "processing fees" of 206000. Hence they sold me a free product and charged an exorbitant processing fees of 2L. They added them together by fooling me saying "They dont have a seperate line item for that 2L they taken for the insurance...
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          D
          Dipikab11
          Feb 12, 2024
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          Address: Maharashtra

          Dear Sir/ Mam,

          I am getting unwanted calls from [protected] &[protected].

          Also they are tired reaching my organization members asking for my details even though I have not taken any loan from them and neither I am guarantor to anyone.

          Also they are giving false information against me to my organisation members and multiple people and trying to get my personal details.

          They are mentally harrassing me and torchering by involving my professional members.
          Multiple times I told them that I don't know the person they are talking about still they are harrassing me and involving my professional career in this.

          Please take strict action against them and ask them to stop calling and my Organisational members as soon as possible.
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            G
            gingeemurugan
            Feb 7, 2024
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            LOAN H404HLP0459432 asking 12000 as switching fee

            Address: Bajaji finance

            Hi they had committed below terms and conditions, but they had converted for last 3 months. But now they are asking 12000 plus for processing which is too much. Purposefully asking more charges to convert flexi to term loan.Please take necessary action on bajaji and reduce to 2100 as switching fee.

            CONVERSION TO TERM LOAN

            LAN NOS
            H404HLP0459432
            CUSTOMER NAME
            MURUGAN VALATHI ELUMALAI
            AMT...
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            M
            moodyboy01
            from Delhi, Delhi
            Jan 31, 2024
            Mar 5, 2025
            This thread was updated on Mar 5, 2025
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            SPAM calls for overdraft facility

            I'm getting calls from Bajaj Fianance on daily basis from different numbers for the same over draft facility for which I never asked for, never signed up for, never searched for.

            I had tried to register for DND with in Bajaj Finance but hard luck.

            Again today I've received a call from Bajaj Finance, Pitampura branch, Delhi from number +91-[protected].

            Here is the list of the last few calls received.br...
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            I
            Ishanvi88
            Jan 15, 2024
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            I have paid my Bajaj EMI's and left with 3 EMI's. I asked for settlement request since im unable to pay the emi's on time due to some financial crisis. A lady from [protected] started calling me continously and using foul language. i was already going through lot of mental stress and on top of it, this lady is harassing me like 100 times a day. this is strictly unethical and not at all acceptable. PLEASE TAKE STRICT ACTION AGAINST THEM AS ALOT OF PEOPLE LIKE ME ARE SUFFERING AND COMMITTING SUICIDES
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              S
              sanjaypalv
              Jan 5, 2024
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              Daily I get spam calls from Bajaj finance

              why

              My nos are under do not call category

              still i get calls from bajaj finance

              TODAY spam NOS [protected]
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                S
                saleem741
                Jan 5, 2024
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                Unnecessarily charging Penalty and Bounce charges

                Hi,
                This is Saleem i am having two loan in Bajaj Finance one Loan(Loan Account No. :- T84ERFKA076467) EMI is started from 12th Aug, 2023 with the amount of 1388/- for 9 months without any due i am maintaining the EMI amount in my linked Bank account as per Bajaj executive words (Executive told that you have to maintain money in your bank account from Every month of 1st the amount will be deducted on the 2nd of Every month) and they...
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                A
                Abdul Azeez zuhri
                Dec 31, 2023
                Resolved
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                Deducted from my account

                Address: Bajaj Finance Limited
                Website: 2360 Deducted from my account

                I paid through the App on time. Technical error may cause delay in reaching you!
                Please request again.
                I paid through the App on time. Technical error may cause delay in reaching you!
                Please request again.

                Hello sir i am
                customer Sir, Ach-RTN 590 charge 4times has been deducted
                from my account.
                Sir I have filled the EMl on the right date but still 590
                Ach-Rtn has been deducted...
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                F
                Fous_iya
                from Manjeri, Kerala
                Dec 30, 2023
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                Rs. 590 has been deducted 15 times

                In march of 2019 a loan was taken from bajaj and purchased a phone on my mother's name. It was payable in 8 times later extended as 10 times instalment. It was fully paid in 2020 and the loan was closed.
                After 3 years, now from december 21st of 2023, Rs.590 has been debited by Bajaj Finance 15 times. Total amounted Rs.8850.
                The loan was closed 3 years ago and we have to face loss again after this much time. I request you to...
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                A
                atulmaharashtra
                from Mumbai, Maharashtra
                Nov 1, 2023
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                Multiple Promotional Calls - DND Is activated

                Subject: Complaint about receiving calls despite activating DND

                Dear Sir/Madam,

                I am writing to bring to your attention the issue of receiving calls despite activating the Do Not Disturb (DND) feature on my phone. I have been facing this problem for quite some time now, and it is causing me a lot of inconvenience.

                I have activated the DND feature on my phone to avoid unwanted calls and messages....
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                T
                theprisoneroflove36
                Oct 22, 2023
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                Harassing texts from employee of Bajaj finance

                Address: India

                I have received a promotional call from Bajaj CUSTOMER service agent today at 4.18 pm today selling some product. I was already in a bad mood so I hung up the call saying piece of ### in tamil. So that agent has personally texted me from the same number [protected] which she called and she started to abuse me and therefore I also texted her in frustration. She began to talk about my mother and my family. I informed her that I will raise...
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                J
                jesukaran
                Oct 17, 2023
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                Address: 1/300 north street maruthakulam tirunelveli

                Getting toomany calls from Bajaj Finance please mark my number [protected] as do not disturb
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                  S
                  shankar03161
                  Oct 16, 2023
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                  I noticed a debit of Rs117 from my bank account paid to Bajaj finance decs. I have no due amount pending with Bajaj finance and so I would like immediate action to be taken to refund my money back to my account without fail.Please explain on what ground the payment has been debited from account.In future without my writing permission no further payments should process
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                    S
                    styxbaby
                    from Madurai, Tamil Nadu
                    Oct 16, 2023
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                    Request for refund for unrecognized debit entry

                    I am writing to bring to your attention an unrecognized debit entry on my SBI bank account.

                    On 12 Oct 2023, I observed a debit transaction of Rs. 117 with the description "DEBIT CMP MANDATE DEBIT Bajaj Finance Ltd. - DD." However, I have no recollection of making any purchase or transaction with Bajaj Finance Ltd. any time, and this deduction has left me perplexed.

                    I kindly request your assistance in...
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