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Bajaj Finance Complaints & Reviews

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Updated: May 2, 2026
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Bajaj Finance reviews & complaints page 2

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P
Pramod@kadam
from Thane, Maharashtra
Sep 6, 2024
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Address: 4/46 Yamuna sadan kisan nagar no 1

Dear sir/ mam I am Pramod Kadam using our bank (IDBI) Bank account no.[protected] (Mulund east branch)
Many times I am informing to My branch and also loan department of bajaj finance in my IDBI BANK ACCOUNT debited 590 Rs charge i. e DIRDB charge 5 time in a month and till month also are as follows.

1) 13 Jan
(IDBI Bank A/C NN02466 debited INR. 590.00 Det:DIRDB*020823*1*BAJAJ FINANCE L. Bal (incl. of chq in clg) INR. 3380.90 as of 13JAN 17:50 hrs.)

2) 16 Jan
(Your IDBI Bk A/c. NNNNN02466 debited Rs 590.00 on 16 JAN. Details: DIRDB*030823*1*BAJAJ FINANCE L. A/c Bal Rs 1440.90 as of 16 JAN 11:45 hrs)

3) 18 Jan
(IDBI Bank A/C NN02466 debited INR. 590.00 Det:DIRDB*100823*1*BAJAJ FINANCE L. Bal (incl. of chq in clg) INR. 850.90 as of 18JAN 21:42 hrs.)

4) 16 March
(IDBI Bank A/C NN02466 debited INR. 49.15 Det:DIRDB*060923*1*BAJAJ FINANCE L. Bal (incl. of chq in clg) INR..00 as of 16MAR 11:27 hrs.)
5) Your IDBI Bk A/c. NNNNN02466 debited Rs 540.85 on 04 SEP. Details: DIRDB*060923*1*BAJAJ FINANCE L. A/c Bal Rs.15 as of 04 SEP 19:15 hrs

There is no any dues for my side then whay debited the amount in my account
How can I trust your bank is safe for me kindly seen the matter and solved it.
Hope you
sir/mam you reply my mail
And take the action against the digital channel why generated charges again and again.
And clarify the amount where is gows and refund this amount as soon as possible.
Here with attached Bajaj finance no due letter.
Thanks and regards.
([protected])
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    M
    mac040889
    from Thane, Maharashtra
    Aug 22, 2024
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    Overdraft Loan converted to Personal Loan

    Address: Thane

    I am writing this with a heavy heart, burdened by financial hardships that have become overwhelming. I recently received a second reminder for EMI payment from Bajaj Finance Limited (BFL), and I am at a point where I can no longer continue making these payments.

    After losing my job in June 2022, my financial situation severely deteriorated. Here’s an overview of the measures I’ve taken to manage my debt since then:
    br...
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    R
    Ramkumar Kumaresan
    Aug 1, 2024
    Aug 1, 2024
    This thread was updated on Aug 1, 2024
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    Below mentioned Messge coming to my mobile no: +91 [protected]
    With out my submission and Permisission

    Dear Sir/Mam, Yout OTP is 374836 Caringly Yours -BAGIC

    Dear Sir/Mam, Yout OTP is 066231 Caringly Yours -BAGIC
    Aug 01, 2024
    Updated by Ramkumar Kumaresan
    Kindly resolve this complaint...
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      S
      shreenath255
      Jun 22, 2024
      Feb 1, 2025
      This thread was updated on Feb 1, 2025
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      Noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. Without my concern how did they deducted the money from my account. I have no dues with them and Clear all the EMI long time back.

      It is to be noted that I have no EMI Card and I have never applied for any EMI card and even if it is issued I have never received it till now. So, I need my money be refunded.
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        J
        Juli Bharti
        from Kolkata, West Bengal
        Jun 15, 2024
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        Resolved

        My name is Juli Bharti Gupta
        I am exits Bajaj Finance customer. I had completed All loans
        but I come know that my emi card was blocked with out any prior notice. I find out this while i try to apply for next loan.
        I try to conduct customer care by call but no replay Could you plz able to tell me what is reason was the card blocked. and what can i do for reactive my card again.
        Jun 15, 2024
        Complaint marked as Resolved 
        Please unblock my Emi card
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          P
          from Cooch Behar, West Bengal
          Apr 9, 2024
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          Address: Cooch Behar

          Sir, I have recently(on 31.03.2023) paid Rs.605415/- to Bajaj for pre closing my loan account P6W6PGD3996812. Unfortunately, they still deducted Rs 13888/- on 03.04.2024 along with Mandate Fail Charge of Rs 295/-. Although, after contacting with them regarding this matter they have refunded the EMI amount of Rs 13888/- but till date they did not refunded me Rs295 i.e the mandate fail charge.
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            D
            Disdain
            from Hyderabad, Telangana
            Mar 22, 2024
            Mar 22, 2024
            This thread was updated on Mar 22, 2024
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            Address: 1-80 nacharam uppal hydrabad

            I have a no cost emi in bajaj fianace and the EMI deducted 2th of every month. In July 2022 I have sufficient balance in my Account at given EMI date But due to holidays bank didn't deducted EMI at same day. After that Bank of India deducted NACH RTN charges Rs 295 at 2th JULY. This was also happened in june Why Bank deducted these Charges while my account has sufficient balance both time.
            Mar 22, 2024
            Updated by Disdain
            I want refund
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              G
              Geethukrishna k s
              Mar 14, 2024
              Mar 14, 2024
              This thread was updated on Mar 14, 2024
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              Harassment

              I have taken a phone from Bajaj in the month of November and due to sudden job loss I couldn't able to pay my emi and I have informed the Bajaj office manager Mr Anjitha who is the manager of Thrissur branch and he is shouting on the call by that time I was admitted in hospital because of accident and I informed them that once I recover from this I will search for a job the god grace iam ok now but the Bajaj person is sending wrong voice...
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              V
              Vaibhav Kamath
              Feb 16, 2024
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              Fraudulent Deduction of high processing fees for home loan

              BHFL fraudulenty charged me 2lakh processing fees under the guise of selling me a VAS Group Home Loan Insurance. Then they cleverly proceeded to club my actual processing fees of 6000 with the 2L so as to show the "processing fees" of 206000. Hence they sold me a free product and charged an exorbitant processing fees of 2L. They added them together by fooling me saying "They dont have a seperate line item for that 2L they taken for the insurance...
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              D
              Dipikab11
              Feb 12, 2024
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              Address: Maharashtra

              Dear Sir/ Mam,

              I am getting unwanted calls from [protected] &[protected].

              Also they are tired reaching my organization members asking for my details even though I have not taken any loan from them and neither I am guarantor to anyone.

              Also they are giving false information against me to my organisation members and multiple people and trying to get my personal details.

              They are mentally harrassing me and torchering by involving my professional members.
              Multiple times I told them that I don't know the person they are talking about still they are harrassing me and involving my professional career in this.

              Please take strict action against them and ask them to stop calling and my Organisational members as soon as possible.
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                G
                gingeemurugan
                Feb 7, 2024
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                LOAN H404HLP0459432 asking 12000 as switching fee

                Address: Bajaji finance

                Hi they had committed below terms and conditions, but they had converted for last 3 months. But now they are asking 12000 plus for processing which is too much. Purposefully asking more charges to convert flexi to term loan.Please take necessary action on bajaji and reduce to 2100 as switching fee.

                CONVERSION TO TERM LOAN

                LAN NOS
                H404HLP0459432
                CUSTOMER NAME
                MURUGAN VALATHI ELUMALAI
                AMT...
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                M
                moodyboy01
                from Delhi, Delhi
                Jan 31, 2024
                Mar 5, 2025
                This thread was updated on Mar 5, 2025
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                SPAM calls for overdraft facility

                I'm getting calls from Bajaj Fianance on daily basis from different numbers for the same over draft facility for which I never asked for, never signed up for, never searched for.

                I had tried to register for DND with in Bajaj Finance but hard luck.

                Again today I've received a call from Bajaj Finance, Pitampura branch, Delhi from number +91-[protected].

                Here is the list of the last few calls received.br...
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                I
                Ishanvi88
                Jan 15, 2024
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                I have paid my Bajaj EMI's and left with 3 EMI's. I asked for settlement request since im unable to pay the emi's on time due to some financial crisis. A lady from [protected] started calling me continously and using foul language. i was already going through lot of mental stress and on top of it, this lady is harassing me like 100 times a day. this is strictly unethical and not at all acceptable. PLEASE TAKE STRICT ACTION AGAINST THEM AS ALOT OF PEOPLE LIKE ME ARE SUFFERING AND COMMITTING SUICIDES
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                  S
                  sanjaypalv
                  Jan 5, 2024
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                  Daily I get spam calls from Bajaj finance

                  why

                  My nos are under do not call category

                  still i get calls from bajaj finance

                  TODAY spam NOS [protected]
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                    S
                    saleem741
                    Jan 5, 2024
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                    Unnecessarily charging Penalty and Bounce charges

                    Hi,
                    This is Saleem i am having two loan in Bajaj Finance one Loan(Loan Account No. :- T84ERFKA076467) EMI is started from 12th Aug, 2023 with the amount of 1388/- for 9 months without any due i am maintaining the EMI amount in my linked Bank account as per Bajaj executive words (Executive told that you have to maintain money in your bank account from Every month of 1st the amount will be deducted on the 2nd of Every month) and they...
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                    A
                    Abdul Azeez zuhri
                    Dec 31, 2023
                    Resolved
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                    Resolved

                    Deducted from my account

                    Address: Bajaj Finance Limited
                    Website: 2360 Deducted from my account

                    I paid through the App on time. Technical error may cause delay in reaching you!
                    Please request again.
                    I paid through the App on time. Technical error may cause delay in reaching you!
                    Please request again.

                    Hello sir i am
                    customer Sir, Ach-RTN 590 charge 4times has been deducted
                    from my account.
                    Sir I have filled the EMl on the right date but still 590
                    Ach-Rtn has been deducted...
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                    F
                    Fous_iya
                    from Manjeri, Kerala
                    Dec 30, 2023
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                    In march of 2019 a loan was taken from bajaj and purchased a phone on my mother's name. It was payable in 8 times later extended as 10 times instalment. It was fully paid in 2020 and the loan was closed.
                    After 3 years, now from december 21st of 2023, Rs.590 has been debited by Bajaj Finance 15 times. Total amounted Rs.8850.
                    The loan was closed 3 years ago and we have to face loss again after this much time. I request you to reimburse the amount asap. Don't earn like this by making public a fool. Otherwise we need to go for legal actions to any extent we can. Please stop this kind of fraud.
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                      A
                      atulmaharashtra
                      from Mumbai, Maharashtra
                      Nov 1, 2023
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                      Multiple Promotional Calls - DND Is activated

                      Subject: Complaint about receiving calls despite activating DND

                      Dear Sir/Madam,

                      I am writing to bring to your attention the issue of receiving calls despite activating the Do Not Disturb (DND) feature on my phone. I have been facing this problem for quite some time now, and it is causing me a lot of inconvenience.

                      I have activated the DND feature on my phone to avoid unwanted calls and messages....
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                      T
                      theprisoneroflove36
                      Oct 22, 2023
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                      Harassing texts from employee of Bajaj finance

                      Address: India

                      I have received a promotional call from Bajaj CUSTOMER service agent today at 4.18 pm today selling some product. I was already in a bad mood so I hung up the call saying piece of ### in tamil. So that agent has personally texted me from the same number [protected] which she called and she started to abuse me and therefore I also texted her in frustration. She began to talk about my mother and my family. I informed her that I will raise...
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                      J
                      jesukaran
                      Oct 17, 2023
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                      Address: 1/300 north street maruthakulam tirunelveli

                      Getting toomany calls from Bajaj Finance please mark my number [protected] as do not disturb
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