Bajaj Finance — calling for home loan | |||
I received one call from Bajaj Contact Centre regarding new scheme that they have launched :- Its goes like this :- They will give you a commitment of INR 35, 00, 000/- (35 lacs) in the form of Insurance. Yes you are right Home Loan in the form Insurance. So called benefits 1. EMI will be interest free 2. Addtl you will be having Insurance as well 3. Tax deduction benefit 4. Post Maturity of the Policy, 35 lacs will be deducted and balance amount will be paid to you. 5. Accidental and Death is also covered 6. Loan will be for 10 Years only with EMI much lesser than your current EMI. After you okay ... they will take you through proper verification and file is passed on Insurance company. They will prepare a plan for you as well Mine was Insurance company :- HDFC Insurance company Policy Name :- Jeevan Bima Policy / Classic Assured plus Propose for buying policy :- Tax Saving and Family Coverage Tenure :- 10 - 15 Yrs Per month Premium :- 87K Per Annum Time Taken to process Loan :- 25 - 35 days *Note :- They will try convenience you to tell lie to Insurance company that this is not for loan purpose. Reason will be - otherwise Insurance Company will charge their commissions which will be almost double of the EMI. My EMI was 29, 000;/- Per month once you pay advance payment of INR 87, 000/- Plot :- Insurance company are really and they will do their sanity checks that why you will get caught under this mesh. Once, you make the payment then after 45 days your policy comes in action and then you are stuck with this policy. 35 Lacs will never come to you but this third party will get their commission and they will abscond. Therefore, your 87 Thousand will also get stuck and EMI will remain as it is. These Fake people are calling from Delhi and will give proper Bajaj's postal address so that Bajaj will get caught and not them. Caller Details :- Mobile :- [protected] / [protected] Name of the callers :- Dhivya and Aarti (might be fake as well) Date of calling :- 8th Jun Place :- Mumbai Was this information helpful? | |||
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4th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, Maharashtra, India - 411014
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