Bajaj Finance — Credit limit decrease without any information | |||
I am using bajaj finserv card for 34 months, my credit limit was 2.5 lakhs, but the bought my limit to about 60000 without even informing me, when they increase the limit they send an sms but now they have decreased my limit, i have maintained a healthy relationship with bajaj finserv, in this three years you will not find a single emi bounce or anything. i went to buy a samsung galaxy s7 cellphone and there my limit was showing just 20000, what's the point in keeping such a card, it's useless for me, when i can't buy a cellphone, please take your card back. Was this information helpful? | |||
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5 Comments | |||
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Even my credit limit got decreased from 60000 to 25000 more than 50 percent .I asked them wrote mail too they said my credit limit will be revised every 20th of every month.Dont understand what they mean to say.I was about to buy a phone and the transaction was rejected twice.I feel like to return the card now after this month completing the one last EMI payment.
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I am using bajaj finserv card for 10 months, my credit limit was 1.25 lakhs, but the bought my limit to about 50000 without even informing me, when they increase the limit they send an sms but now they have decreased my limit, i have maintained a healthy relationship with bajaj finserv, in this 10 months you will 2 emi bounce due to of your network problem, that's not mine.i am properly maintaining the balance in my account, even i have submitted ECS too.Why they decreased my card limit i don't know? what's the point in keeping such a card, it's useless for me. i want to purchase a laptop and mobile. what should i do?
I have the Bajaj finserv card for the past five months, initial limit was 150000, but now with out informing me they have reduced to 20K which does not even allow me buy a cellphone, I pay all EMI on time, there has been no bounce also.
hi
i am bajaj finance card holder for almost 8 years now . i was having healthy relation with bajaj . my limit was 1.30 lakh, but my limit decreased to 35000 only .. why i dont know .. no mail . no msg . no call . i dont need this card for such limit . i was expecting limit will be raised but they decreased it ..
i am bajaj finance card holder for almost 8 years now . i was having healthy relation with bajaj . my limit was 1.30 lakh, but my limit decreased to 35000 only .. why i dont know .. no mail . no msg . no call . i dont need this card for such limit . i was expecting limit will be raised but they decreased it ..
Hi, I am bajaj finserve card holder. I had a credit limit of RS. 50000/- but immediately they have reduced the limit to 30000/- without intimation. I have send a mail regarding this but no reply... I have maintained a healthy relationship with bajaj, I have not missed a single EMI from the date of purchase. Already completed my mobile loan but still I didn't receive my NOC for that.
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