Bajaj Finance — regarding the loan against life insurance policy

Address:

Rohtak, Rohtak, Haryana, 124001

I got a call from bajaj finance stating that they will provide me a loan against an insurance policy and they said they are tied up with some insurance company (Hdfc, excide life, etc). They are providing loan on 0% interest for 10 years for premium of 10% of loan amount, now i was in need for cash i borrow the money and paid through online gateway of of excide life insurance with the proposal number they have given me (Dated[protected], now i am confused after reading all the complaints of such cases, are all such type of calls are fake or there is also some genuine cases too. Please help me with this, before i got into futher documentation.