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Bajaj Finserv Complaints & Reviews

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B
Bhudo
Mar 23, 2019
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Address: North 24 Parganas, West Bengal, 743145

Purchased a sony tv model number klv40w672ein5 from khosla electronics private limited, baghmore, kanchrapara on 12-10-17, invoice number k4624/1718/02253 through bajaj finance ltd. Actual price was 44300/-, initially paid 10245/- by cash at the time of purchase.
As per the agreement, 34468/- in 14 instalments were to be withdrawn from my bank account. Instead of withdrawing 34468/- as per the agreement, they withdrew 44068/- from my account beyond my knowledge.
After completion of the stipulated instalments when i inquire bajaj finance ltd why they had withdrawn the extra 9600/- from my account living me in dark, they told me that they had invested this amount of money (Inr 9600/-) in an insurance scheme of them on my name. Although they had not taken my consent at any point of time for that insurance scheme and also failed to provide any relevant document regarding the same.

I think that withdrawing money from my account without my permission is a criminal offence. I'm scared that they can repeat this offence when they have access to my bank account. It falls under the purview of cyber crime and immediate assistance is sought from you to refund me the extra amount (Inr 9600/-), also necessary steps should be taken against bajaj finance ltd.

Please see my contact details :

Sourav maitra
30 anil rudra sarani
Kanchrapara
Wb - 743145
Mob :[protected]
Mob :[protected]
Bajaj Finserv customer support has been notified about the posted complaint.
Mar 30, 2019
Updated by Bhudo
Dear Team

I haven't received any communication regarding the same. Please help in addressing the same at the earliest.

Regards
Apr 11, 2019
Updated by Bhudo
Dear Team

I haven't received any communication after many reminder. Please help in addressing the same by tomorrow positively.

Regards
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    Shreekumar N
    Mar 23, 2019
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    Address: C403, NAGARJUNA GREENRIDGE APT, 27th Crs/19TH Mn RD,, Sector 2, HSR LAYOUT,, Bangalore, Karnataka, 560102

    I have a bajaj emi card. I've been charged above and i am not ok with that as this card was free and i don't any requirements of any emi presently.

    Either take away my card and discontinue my membership or tell me how to unsubscribe immediately.

    It's not appropriate to unilaterally levy this fee!! You can ask me whether i want to retain the card or not and based on that charge me.

    Shreekumar nair
    Bajaj Finserv customer support has been notified about the posted complaint.
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      S
      StrongShaina
      from Noida, Uttar Pradesh
      Mar 23, 2019
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      I lost my job because i was bedridden for months but i still managed to pay every emi without any problem from my end but now they have gone too far. Due to their mistake every month the ecs failed, they kept demanding from me payment failure charges. I paid all my emi duly but they kept harassing me every couple of days. I got an overwhelming number of calls from these people during the last 2 years and on each call, i tried to explain everything patiently for hours every day. Nobody helped and now they have started abusing me and threatening me "pese do rh ho ya ni". They are blackmailing me to pay 13000 something in a legal notice for no fault of mine. It's appalling how they are humiliating me with a callous attitude. I have all the email conversations involving a manager called deepak from pitampura who promised to solve my issue but he never did and they kept calling and without any closure of the issue they created, i was harassed and extorted repeatedly.

      I have been a law-abiding citizen my whole life and i have always stood for what is right. I am outraged by the despicable conduct of this company and demand justice.
      Bajaj Finserv customer support has been notified about the posted complaint.
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        V
        vivekmNgp
        from Mumbai, Maharashtra
        Mar 23, 2019
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        Address: Behind R mall, Thane, Maharashtra, 400607

        Bajaj finserv is deducting 117 rupees from my account every year without any intimation, i had taken emi from bajaj finserv in 2014 to buy lcd tv from kohinoor thane showroom, i paid their emi on time and there is no balance remaining, but still they are deducting money. When i called their customer number ([protected]) few times, they said this is personal loan department and they cannot help on this, this is very disappointing from a brand like bajaj. Could you please help on this asap.
        I get sms messages with below loan numbers informing about some cibil score. I dont know what these loan numbers are.
        Lan5770cd01962749
        Lan5770cd00222270
        Kindly help me resolving this issue and also return of my money deducted as of now.
        Thanks,
        Vivek
        Ph-[protected]
        Bajaj Finserv customer support has been notified about the posted complaint.
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          Panneer Selvam Annadurai
          from Chennai, Tamil Nadu
          Mar 23, 2019
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          I bought a vivo mobile phone through bajaj finserv, the emi amount mentioned to me was 3250rs. But 3678rs was debited as my first month emi. When i enquired about it, they told it was for insurance and i asked them to cancel it. After cancelling it, they are still deitting the same amount and there were no replies for my email. Intentionally, i decided not to maintain balance in my account, as i was not able to contact the customer care. After that collection agent called me and i told the full story. So, for that month he collected only 3250rs. With the return charge not maintaining the balance. Next month again they started to debit 3678rs. Still im not able to customer care. When i enquired the collection agent, he tells that, we dont know how ot happened.
          Bajaj Finserv customer support has been notified about the posted complaint.
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            S
            Safina Anthony
            from Delhi, Delhi
            Mar 23, 2019
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            Address: Hno 5A Phase6 Aya Nagar, New Delhi, Delhi, 110047

            Dear sir /Mam,

            Greetings ! I 'm your genuine customer from past couple of years. I have never missed any EMI's . I have a PL of[protected]PST[protected]
            Which I already paid in your Branch in Lajpat Nagar in the month of January 2019. But still my EMI's have been deducting from my account from past two months . Kindly revert the amount other wise I will file a case against the company .

            I am enclosing the evidence . Kindly find the attachments .

            With Regards
            Safina Anthony
            Bajaj Finserv customer support has been notified about the posted complaint.
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              Nikhil Rathi
              from Allahabad, Uttar Pradesh
              Mar 23, 2019
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              Address: 411009

              I have taken a personal loan on my mother's name of ₹5, 00, 000/- loan account number - 402pht67090916

              Due to some financial situation, sometimes i pay the emi late but in the same month, alongwith all the charges the company issues for the late payment.
              This month i am late to pay the emi. I had informed them that i will be paying the emi by 23/03/19. Yesterday my mother got call from your recovery agents. One caller was very good to speak with.
              Then there is another caller some miss shruti (Mob - [protected]), she calls and mother directly starts insulting. Calling us fraud, telling us our incapability of paying the loan i. E.in hindi "aukad" and then whether my mother has ever seen 5 lakhs in her life and all that rubbish.
              My mother has gone through a heart bypass surgery and a valve replacement surgery 4 months back. Listening and arguing with your recovery agent she had a major chest pain last evening. Thankfully nothing worse happened.
              But then who is responsible for this kind of language and behaviour? Have i taken loan from a legal finance company or a company of goons?

              Can you please tell me the further action to be taken or you are waiting for someone to be seriously hospitalised before any such action is taken?

              I hope that some senior officials take this seriously and give me a call for the feedback of actions taken. My number is [protected]

              If this company deals the same way, the future of company os in danger as many like me wont even take any of your services and wont even recommend any of our known ones.
              Bajaj Finserv customer support has been notified about the posted complaint.
              Mar 23, 2019
              Updated by Nikhil Rathi
              I have taken a personal loan on my mother's name of ₹5, 00, 000/- Loan account number - 402PHT67090916

              Due to some financial situation, sometimes I pay the emi late but in the same month, alongwith all the charges the company issues for the late payment.
              This month I am late to pay the emi. I had informed them that I will be paying the emi by 23/03/19. Yesterday my mother got call from your recovery agents. One caller was very good to speak with.
              Then there is another caller some Miss Shruti (mob - [protected]), she calls my mother and directly starts insulting. Calling us fraud, telling us our incapability of paying the loan i.e. in hindi "Aukad" and then whether my mother has ever seen 5 lakhs in her life and all that rubbish.
              My mother has gone through a heart bypass surgery and a valve replacement surgery 4 months back. Listening and arguing with your recovery agent she had a major chest pain last evening. Thankfully nothing worse happened.
              But then who is responsible for this kind of language and behaviour? Have i taken loan from a legal finance company or a company of goons?

              Can you please tell me the further action to be taken or you are waiting for someone to be seriously hospitalised before any such action is taken?

              I hope that some senior officials take this seriously and give me a call for the feedback of actions taken. My number is [protected]

              If this company deals the same way, the future of company os in danger as many like me wont even take any of your services and wont even recommend any of our known ones.
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                S
                Satyanarayana T
                from Karaikal, Puducherry
                Mar 23, 2019
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                My loan account no 408rem96698969
                I asked emi is not deducting from my account, they told your ecs is bounced with reason invalid account status. I am sure that i written account details 100 percent correct, in case return of that ecs they need to given back that bounced ecs cheque with return memo. They are telling that they can't give back bounced cheque. Even i didn't get any presenting messages also. Atleast they need to provide scanned copy of my ecs mandate and return memo...
                They have not presented the ecs
                Why because i have received message from bajaj fin serv on 2 nd feb 2019 as"

                Greetings! We regret to inform that due to a technical error, first emi due date on charge slip for loan a/c no 408rem96698969 is not correct. Your monthly emi deduction would start from 02-feb-2019. Keep your bank a/c funded to avoid bounce charges. Regards, bajaj finserv"
                Actual due date is 2 nd feb 2019 and 2 nd march 2019 and 2 nd april 2019 for 3 emis.
                They charged return charges and overdue amount from my loan account... I am having sufficient balance in my account.
                Please help me to solve this problem.
                I am ready to pay total amount without any charges... Because mistake is from bajaj fin serve side
                Bajaj Finserv customer support has been notified about the posted complaint.
                They pulled something like that on us too. How do you feel about a class action lawsuit?
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                  Vikrant_A
                  from Kanpur, Uttar Pradesh
                  Mar 23, 2019
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                  Address: Lucknow, Uttar Pradesh, 226015

                  Hi,
                  I am calling in regards to my Consumer Durable Loan number 456MPD87330745;
                  I had been your customer for a long time and never had any issue with my ECS,
                  this is the first time my ECS was bounced, Due to some medical issue I don't have sufficient fund on 2nd Mar'18 and ECS got bounced but How can You can hit multiple time for ECS deduction without any customer confirmation.??
                  I HAVE CHARGED Rs.3540 For Bouncing and the EMI card I try to use for the shopping the dealer said this card is Inactive and the card is useless why u guys Inactive the card and deduct the activation(Service Amount)amount or Because of this 2 ECS bounce my CIBIL rating had been drastically affected.
                  I believe in your bank that is why I had a loan from you guys and I want you to get things sorted out on urgent basis, if you not then I had to forcefully send a complaint letter the RBI Vigilance Wing.

                  Note: I don't want any person calling me or Harassing for recovery and very Important I want my CIBIL to be updated.

                  Be a Gentleman Finance.

                  Thanks and Regards;
                  Vikrant Anand
                  Bajaj Finserv customer support has been notified about the posted complaint.
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                    S
                    shivendra.sinha
                    Mar 22, 2019
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                    Address: 512, sector-31, Chandigarh, Punjab, 160030

                    We have bought two ac in the month of november from sachdeva electronics in month of november and there was a commitment made by bajaj agent that we will get 1 emi waved off after third instalment and the same will be credited to or bank accont atomatically. While checking the statement to our surprise we noticed that nothing is credited to or account and when enquired about the same a diffrent agent came forward and denied any such claim made... It was very dishartening and would call it as cheating and lost all my faith with brand bajaj... Will seriously take it up to the company md and to all the concern goverment athorities... Never expected ot of an a+ rated company
                    Bajaj Finserv customer support has been notified about the posted complaint.
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                      Rajagopal M
                      from Chennai, Tamil Nadu
                      Mar 22, 2019
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                      Address: 179 B3 Visa Avenve, Sri Bhunasshwari Street 2nd Main Road, Chennai, Tamil Nadu, 600042

                      Hi team, i already taken bajaj flexi loan on (August 2018 and application number :[protected] and last month one of bajaj executive was contacted to me stating that you have eligible ~5l top up loan without any fees - name of person : priya ([protected], [protected])& ravi her supervisor ([protected]), the loan was approved on saturday, march 9, 2019 6:52 pm application number[protected] with all fees {insurance premium - rs 3789, flexi fee (Applicable for all flexi loans) rs 4999, financial fitness report disbursal amount rs 4999, emi card rs, 412} during accepting the agreement form i was contact both of them they have been informed process was change, you will get sms and will select no option and then will get waiver for fees, however i haven’t get any single message till now.

                      And also i have reached all of them and they are ignoring my call, even i have escalated to call center - there is no response, find attached proof for the communication.

                      Note: i already have loan and am not utilized 100% why should i go with fees, executive was told me no fees that’s reason i have applied.

                      Regards
                      Rajagopal
                      Bajaj Finserv customer support has been notified about the posted complaint.
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                        sandip07
                        from Idukki, Kerala
                        Mar 21, 2019
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                        I have taken a flexi personal from bajaj finserv, and they have charged an amount of rs.1499/- towards credit vidya fees, which was not at all informed to me at the time of loan sanction or disbursement, i have shared loan approval mail communication details to bajaj finserv customer care team, in which credit fees is not mentioned, still they are telling that the credit vidya fees can not be refunded.
                        Bajaj Finserv customer support has been notified about the posted complaint.
                        I have taken a flexi personal from bajaj finserv, and they have charged an amount of rs.4999/- towards credit vidya fees, which was not at all informed to me at the time of loan sanction or disbursement, i have shared loan approval mail communication details to bajaj finserv customer care team, in which credit fees is not mentioned, still they are telling that the credit vidya fees can not be refunded.
                        My contact number [protected].

                        That loan sales person telling reversal of credit vidya fees after 48 hours of loan sanction buyt still not received .
                        I have taken a flexi personal from bajaj finserv, and they have charged an amount of rs.4999/- towards credit vidya fees, which was not at all informed to me at the time of loan sanction or disbursement, i have shared loan approval mail communication details to bajaj finserv customer care team, in which credit fees is not mentioned, still they are telling that the credit vidya fees can not be refunded.
                        My contact number [protected].

                        That loan sales person telling reversal of credit vidya fees after 48 hours of loan sanction buyt still not received .
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                          Satyanarayana T
                          from Karaikal, Puducherry
                          Mar 21, 2019
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                          Address: Visakhapatnam, Andhra Pradesh

                          I have taken digital emi card of bajaj fin serve... I am always maintaining sufficient balance in my account but they are not deducting amount from my account by using ecs, and also they asking overdue amount to pay and daily they are calling and harassing me.. Now also they can deduct from my account.
                          My loan account no is.
                          408rem96698969
                          And
                          I also requested to complete closure of my emi card as well as loan.
                          Bajaj Finserv customer support has been notified about the posted complaint.
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                            shrijan sapkota
                            from Kolkata, West Bengal
                            Mar 21, 2019
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                            Dear mam/sir, i had applied for a loan with bajaj finance. I checked all customer feedbacks online and had asked all relevant questions with the manager. He explained all terms and conditions on call (Recorded). I was sent the loan offer through sms and was asked to accept the same asap as it was a weekend and disbursal would take time. No agreement was sent or signed. My account was opened within minutes and amount transferred. Over the weekends i found a copy of agreement and other docs uploaded by them. To my surprise the signatures were not mine and forged. Even the t&c was different than commited on call. I mmediately contacted the manager on the t&c he only kept ignoring my calls and making excuses to get back 3 days passed by. After getting in touch with legal expert, i then i happened to tell the manager of the forgery on agreements. He was scared and accepted the wrong doings on call (Recorded). I have used some portion of the loan and dont know how to go forward. I want to keep the loan as per t&c stated on call, get justice on the harassment of 5 days, bajan employees seems to be regulars on cheating and fraud so it need to stop and finally ask bajaj higher management for a written apology as there are numerous complaints on same lines and only growing.
                            Bajaj Finserv customer support has been notified about the posted complaint.
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                              Simarjit921
                              from Delhi, Delhi
                              Mar 20, 2019
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                              Yesterday, i bought a washing machine by bajaj finserv and got emi card in app but whenever i tried to log in cuatomer portal otp was not received and i asked to shopkeeper to gave my experia id or customer id or loan account number etc but he does not gave me any id. Now, my issue was that how i know my emi's details and all detail about my loan. I'm trying to say that how i saw my currently loan amount and transactions and whenever i was send message to bajaj helpline no. I got replied that my number is not registered them. I'm confuge what' going on.
                              Bajaj Finserv customer support has been notified about the posted complaint.
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                                Vasanth436
                                from Mangalore, Karnataka
                                Mar 20, 2019
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                                Address: 500039

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                                LoansBajaj Finserv cheque recvd mandate failed txn
                                Bajaj Finserv — cheque recvd mandate failed txn

                                2 Reviews
                                Uppal Telangana, India
                                Va Vasanth436 on Jan 7, 2019
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                                Hi.

                                I have bajaj personal loan and will be cleared on 5th of every month where as every alternate month they are deducting amount stating cheque recvd mandate failed on average of rs 1000to 1200. Whe i as them they say they didnt deduct and bank says ask with sbi. Then who is responsible. I have only single loan an no other emi. Bajaj team doesn't respond properly and close the ticket without our concern and response
                                Bajaj Finserv customer support has been notified about the posted complaint.
                                My card is blocked to unblock
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                                  Y
                                  y.s deepakkumarys
                                  Mar 20, 2019
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                                  Address: NO 28, 14TH MAIN2ND CROSS KEMPAPURA, 560023

                                  Dear sir/madam
                                  I get a call from digital fone safe policy. Regarding laptop safe policy.. Till now am not recieved any software or copy of insurance documents. I had given cancellation letter to bajaj finance for cancellation previous cancellation service request no: sr06717580... Am paying emi amount for policy from 2months.. Kindly cancel the policy
                                  My policy no:im1978774
                                  Bajaj Finserv customer support has been notified about the posted complaint.
                                  Sir my emi had paid on time on 2 Mar.without any notice or msg or call they have again debited my money Frm my account which is not safe how we can trust this company by given our account no so pls credit my money to my account back.pls take a strict action about this
                                  Last year I have bought a TV worth 30K and a Mobile worth 26k for EMI it has been almost 6-7 months I didn't receive my card yet. They have told that it will be sent through mail to my home but didn't .The store took Ph no to avail the EMI but still didn't get card .

                                  Ph No : [protected] (Bhimraya)
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                                    Ryava prabhakar reddy
                                    from Hyderabad, Telangana
                                    Mar 20, 2019
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                                    Address: 301 FLATNO,SRI SAI CORNA APARTMENT, VENNALAGADDA, QUTUBULLAPUR, NEAR SUCHITRA CIRCLE, HYDERABAD, Hyderabad, Telangana, 500065

                                    I would like to inform you that, i have taken balance transfer from lic to bajaj in august 2017, at that time my tenure is 120 months and roi is 8.5% after 8 months bajaj is increasing roi every two months present roi is 9.25 and tenure 126 months.
                                    And my signatures are forged in the agreement several times mail to we care and others but not responding properly
                                    Bajaj Finserv customer support has been notified about the posted complaint.
                                    I am Rajesh S[protected], I have an account in bajaj finserv, and I get a loan and I cleared all my loans but my my EMI card is not released and information also not provided clearly my block my card permanently, so this waste of my time to try to resolve my EMI card problem. So please close my bajaj finserv account. Please help
                                    Sir recently i complained this subject but no action. No reply why what can i do for
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                                      J
                                      jayshree kashmirkar
                                      Mar 20, 2019
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                                      Address: 604 Athens panvelkar green city Ambernath east, Thane, Maharashtra, 421501

                                      As if i have my mobile number registered with bajaj finserv my mobile number is protected which is now not in use so bocz of this i cant track any of my accounts so its my request to please change my registered number to new one.
                                      Customer id. 12283685...
                                      My new number is [protected].
                                      I had already sent complaint. Regarding this but my promnblem is not resovled.
                                      Bajaj Finserv customer support has been notified about the posted complaint.
                                      Hi, I didn't receive the refund amount which is initiated by the payment plz help me out in this. Transaction reference number:[protected].

                                      My number:[protected].
                                      I want to change my phone number and I need my loan track I'd also . My previous number [protected].my sim already damaged so I can't get any information from ur side. Now am using mobile no is [protected]. Plz make convert to [protected] this number
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                                        VIVEK TANDIYA
                                        from Mundi, Madhya Pradesh
                                        Mar 19, 2019
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                                        Address: Rest house road Kotma m.p., Rest house road Kotma m.p., Anuppur, Madhya Pradesh, 484334

                                        Sir unblock my card please phone number is [protected] some business problem so i can not timely paid emi but i promise paid emi timely please unblock my emi card. customer name Vivek Tandiya Date of Birth 07.04.1979 PAN AHNPT1154E and Add rest house road kotma distt. anuppur M.P. pin 484334
                                        sir please unblock my emi card and purchase some electronic products
                                        Thanku Sir
                                        Bajaj Finserv customer support has been notified about the posted complaint.
                                        118 MNDT VER CHGS CUT my bank
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