Bajaj Finserv Complaints & Reviews

Dear sir/madam

My name is Aswathy Vijayan coustomer id[protected] my card was blocked 5 months before still not get unblock i don't have any dues, have cibil score of 750+ but stil the customer Care executives telling their mystery credit policy they don't know actual reason me too. The company website saying it's an easy process, and m overcome
The facts they saying in the bajaj website... But why my card is still blocked?

Dear sir/ madam

My name is Aswathy Vijayan coustomer id[protected] my card was blocked 5 months before still not blocked coustomer care executives telling a mystery credit policy i have 750+ cibil, no dues in any lender. but still my card is blocked

Dear sir/madam kindly resolve my complaint that I have paid emi twice in my account. First emi paid on 1st June 2022 through online payment. 2nd emi deducted from my account on 2nd June 2022 by ecs. Name: MONORAMA MUKHERJEE loan account no: 410DPFIF629308 Product: HP PAVILION GAMING LAPTOP

Dear sir/madam kindly resolve my complaint that I have paid emi twice in my account. First emi paid on 1st June 2022 through online payment. 2nd emi deducted from my account on 2nd June 2022 by ecs. Name: MONORAMA MUKHERJEE loan account no: 410DPFIF629308 Product: HP PAVILION GAMING LAPTOP contact no: [protected]

Hi,

I am raising this complaint on behalf of my house hold worker.
She had been given a personal loan from Bajaj Finserv
Loan Acc. no - 402PSTFE274313 of about 1 Lakh, at a interest rate of 33.92%,
She is regularly paying her EMIs on time for almost 3 years now,
She had applied the loan through some agent, who did not tell her the rate of interest and did not share any documents related to the loan to her.
Since she is less educated, she has no understanding of loan products and its terms.
She has been told that she still has to pay EMIs for 15 more months.
I have not seen personal loans of interest more then 13 or 15%. Only credit cards have this kind of interest,

Kindly take a note of this matter and suggest if a fraud has been done with her and should we further raise this matter with Consumer court for a possible fraud with a unaware person.

Had enquired for a loan from one of their loan lending apps. I always used the correct address in all of my applications.

I'm pretty sure I haven't taken any loan from them. Despite that, they've added wrong address in my CIBIL which is affecting my score.

I request the concerned authorities to take proper measures.

Thank you
Vishnu P P

Bajaj Finserv sales persons are the guys who provide False promises just to complete their target.
My personal experience has been very poor with Bajaj Finserv.
The sales guy named **Vijay** has provided all the False promises over the Whatapp call and my mistake was not to ask for any written email communication as he kept on insisting me that sir you need to not to worry, whatever I have promised you will get delivered.
Also because he used to call me on whatsapp I was not able to record any calls and later on I noticed (after I got cheated) that he was smart and didn’t mentioned anything on chat and always kept on calling on whatsapp.
And once his target was completed the guy was not picking up my call and I got completely reverse of what he promised on call.
Leasons learned:
1. Always ask for written communication from Bajaj Finserv guys no matter how much they insist you and never accept any calls from any mobile number instead ask them to call from Bajaj Finserv landline number.
2. Never ever take any scheme from Bajaj Finserv.

Hello sir i had bought a mobile i had taken it on emi from bajaj finserv mobile had 6 emi sir i have paid all emi still ecs mandate charges are being levied on my bank account i talked to bajaj customer care he was speaking Your loan has been closed, you have no loan, I said ecs charges are going on, said sir you will get full amount refund, I have called head 5.8 times but every time they say you will get refund but I am not refund got so far still seems to be charging

My name is incorrect in bajaj emi card. Branch employ did not solve my problem.

I have opted for their emi card which I paid an amount of 530 rupees for it and they have a policy of refund incase we are not interested in the card. I actually tried signing for their e-mandate but my bank IFSC code was not showing there hence i couldn't complete the e-mandate and the emi card was of no use so I asked for a refund and they have been going on and on about the refund initiation for almost a month but not refunded any money...

Have already paid Rs. 22, 800 for Oneplus Nord 5G (Blue Marble, 8Gb Ram, 128Gb Storage) online to add me cart. The promised delivery date has passed. I'm not able to contact them. Their phone nos are not working and they're not replying to my emails. I'm afraid I've list this big amount of money. I'm very distressed.

My emi card has been blocked by permanently. Is there any option to unblock or re apply ?

My dad got a call from bajaj finserv CPP department they have said something to my dad my dad said we dnt want anything they said like sir kindly respond with YES OR NO my dad said in confusion YES they have activated CPP plane and now emi is autodebiting from my dad's acc this is fraud things they are dng they have to recrute some quality and genuine agents

I have been getting 2-3 calls every day to get a loan and I never signed up for it. Stop spamming me else I am taking legal action for harassment. Take me off your marketing list and delete any data Bajaj has on me.

My number is [protected] .

This is a simple request, do not ask me to email you about it.

So recently I got a message from them about a pre-approval EMI Card offer. And I liked it and so opted in. And I got the card with 100000 INR credit limit. After KYC, ECS Mandate and everything, they are not letting me to do any transaction with that card. So I contacted their customer care through E-mail. And they said it's due to some inline credit policy or something and told me to wait for some months. Which in itself is hilarious to me, I don't know what to say. Now my point is if they think that I don't deserve any credit or loan from them, then why did they even give me that card. And my second point is, why didn't they clearly mention it before they gave the card? And that is also with a pre-approved amount. And it was okay if the card was free, but they charged for that card. Which turned out to be useless. I think it's scam that they are running. By the way, it's not like since then my credit score dropped or something. It was/is above 750.

I given a request to customer about my outstanding convert to EMI option.
They stupid people still not respond.

Collection department person told to pay balance amount then we will convert to Emi.
I paid balance amount but they are also not responding properly.

Because they waiting for monthly statements generating they again I have to pay extra balance amount that’s income to bank only.
This is all excecutive plans for there collection amount increased monthly
They getting incentive.
This is really illegal business from Bajaj RBL credit card department.
I hated really this kind of service.

Complaint about RBL CREDit card payment collection department and backed support team.
Last few months I can’t able to pay minimum amount due to business losses.
They are calling daily 120 to 150 times continuously.
They are sending some messages like a illegally.
They are sending words like’ GANDU, ###. And stupid still
Many more words.
Collection persons coming to our home like ROWDYS No proper dresses.
No proper communication with family members.
I think Bank as giving a salary to few rowdy’s only.

Dear consumer complaints,

I have taken bajaj finserv flexi loan. but at the loan time bajaj executive never told me about credit vidhya fees but after disbersement loan then they have deduction my 4999 fees in my loan
So please cancel this credit vidhya fees and refund my amount 4999. They already charged 5600 towards processing fee, 5000 towards flexi fees, 2000 for hdfc insurance...they are unnecessarily charging in the name of charges .kindly take action on this

Please solve my request and complaints

Loan account no P572PGD4435191.

Regards,
Imran.

Bajaj finserv/finance deducted rs.117 from my account without my permission. It stated that it has been been deducted for annual emi card which i never applied for.

Ecs Charge Mere Account Se cut Hogya hai.. Nahi Abhi Tak Koi Loan Bouse Kiye Hai..mere Account 590 cut Hogya Jo paisa Maine aapne Kuch Kam ke liye Rakhe tha ...mere loan ka date Har month 2 tarik ko aata hai... Ye log binna koi loan bouse kiye paisa cut kr liye