Bajaj Finserv Complaints & Reviews

Dear baja finserv,

My name is brahma and i took salaried personal loan. During the loan processing time i have received confirmation email stating no pre-closure charges.

Loan number: 404spl[protected] amount - 170000
Loan number: 404spl[protected] amount - 700000
Loan number: 404spl[protected] amount - 300000

Now when i tried to pre-close my loan mentioned above number is showing 4.6% pre-closure charges. Kindly rectify as soon as possible so that i can initiate pre-closer process.

Reach out to me on my registered number

Regards
Brahma

Dear team,

I have applied for emi card online, payment is already done,
But i din't received any reference id, i hv received sms but there is no reference id for track the status of card.

Please note the payment transaction reference no which i have paid rs 349/- for emi card on 26/06/2016 - from idbi bank a/c vide ref no :
Ipay/eshp/bd/93235395/gidb[protected]_bajajfinance
Vz
I have received only the text massage on my mobile no ([protected]) for emi card approval and approval of loan limit of 90000.


Please resolve the matter on priority!

Dear Sir/Madam
I applied personal loan request through bajaj finserv representative. He came in my office and i clearly communicated with him that i need only personalloan of Rs two lakhs only with no loan protection.
He agreed with same and told me that financial fitness report charge of Rs. 1250.00 will be deduct from loan amount. I agreed with him.

At a same day i got loan application reference number from...

At the time when i have taken the loan it was informed to me that the foreclosure charges are Nil.

However few days back i have received a message from that the foreclosure charges has been revised to 4%.

Within 3 months they have arbitrarily changed the terms terming it as market practice and is now harassing their customers who have been stuck with high interest loans.

Over due my account pls my excess amount return my cell [protected] loan no;iam last months one laptop purchace excess amount Bajaj finserv side iam pay another one washing machine excess amount paid pls check my account Bajaj pls slove the problem thanks

Loan acc no-410SOL08370724
I took personal loan on the basis of zero foreclosure charges. I am considering to foreclose the loan now. I came to know that foreclosure charges now levied on it.
Why should I pay foreclosure charge ?
I[censored] have changed it den it should be applied to new customers...


already we are paying interest rate for this flexibility...

pls guide ...
mob [protected]

Hi... This is atmaram thakor here.
I am leaving at ahmedabad.
I had purchased a mobile phone "samsung galaxy s6" financed by bajaj. The total loan amount had been repaid as per norms. I had visited your ahmedabad office & as per instructions from your official, i had send sms to the concerned number before one week. But still today i have not received noc.
So plz send me noc as possible as early, because i have to submit it for my further loan requirement.
Other necessary details are as under:-
-registered mob. No.-[protected]
-registered
Email - [protected]@gmail.com
-purchased
Phone - samsung galaxy s6
Thanks & regards.

Bajaj Finserv Customer ID: 21534719
Loan No: 402SAL17691514

I would really appreciate your help on this matter.

I had borrowed a SALARIED LOAN loan from Bajaj Finserv in Dec-2015. Loan was offered with the terms of NIL foreclosure charges & NIL Prepayment Charges.

I had accepted this loan with those terms, even rate of interest are high compare to other banks and even I can get easily loan from other banks.

Today when I want to close out this loan, Bajaj Finserv is saying that they have modified charges since 1st Jun 2016 and are applicable for existing loans also and now Fore closure charges are 4.6%.

How can already executed agreement terms be changed by company?

With below mentioned evidences clearly stated that Nil Foreclouser Charges, so I request you, be honest and give me foreclouser with 0% charges. PFA.

1. Bajaj representative mail
2. Welcome letter
3. Sanctioned Loan Letter. PFA

LOAN ACCOUNT NO 403SPL05601381
I called many times Bajaj customer care to tell about my pre closure issues on personal loan and consumer loans and also I went to Bajaj office Chennai 3 times and also I mailed couple of times, BUT there were no proper response/guide for my queries.

Yesterday I called bajaj finserv to tell that I am going to cancel ECS from my CITI bank account if you are not responding with in a DAY but I did not get any response on this. So I cancelled it today.

I am going to file a consumer case against Bajaj personal loan department so I need to know the concern person where the consumer case begin on him.

I have taken a loan from bajaj finserv at the fixed interest rate of 14.25% of 7, 25, 000. My loan account no is “PL 402SPL20152748”. As per loan terms and condition there is not supposed to be any charges on foreclosure and prepayment.

I received an email notification on 1st June -2016 stating that -
"Foreclosure charges of 4% (plus applicable taxes) will be applicable if you choose to foreclose your loan post clearance of first EMI. Foreclosure of the loan is only allowed post clearance of the first EMI.

Part prepayment charges* will be applicable if you choose to prepay more than 25% of your current outstanding loan amount. However, no charges will be applicable for part prepayments done up to 25% of the current principal outstanding in last 12 months. This facility is allowed post clearance of your first EMI only."

This is clearly a breach of agreement on the part of Bajaj Finserve and I want to know if I am entitled for legal protection against this arbitrarily made policy change .

I am trying to apply for Bajaj Finserv EMI Card from past 3 weeks and every time i fill my detail including my PAN details the website responds with unable to process your application at this time, if i have any queries i can mail them at [protected]@bajajfinserv.in . I have tried contacting them through mail to know the reason why the application is being denied but all i am receiving are ticket numbers i currently have three unsolved tickets...

The Below mail i have written to the Company, also note the TAG mails also


Dear Sir/ Madam (Mail Dated 20th June 2016)

Greetings!

My Name is Jullian Bharat N and I would like to confirm that my loan A/C number 404SPL07339448 is active and i have been paying the EMI regularly without a single bounce payment, today i had visited your office in residency road, Bangalore to pay some part payment,...

I took a commercial loan in Bajaj Finserv to buy a TV for a showroom in Chennai. Post that I had paid the amount in full and have closed the loan amount. Now I have no intention to take any more loan from Bajaj Finserv. But in spite of multiple requests to the customer care people who used to call me earlier, my details are not removed from their caller list. Now I frequently receive calls and SMS from automated numbers. This happens everyday and I am being disturbed during my office hours too. Sometimes when in meeting I get these calls and it annoys me in front of my superiors. Hope Bajaj Finserv takes this up and resolves the issue soon.

My details are as under:
Name: Harish S
Number: [protected]

Dear sir,
I had made a payment of rs. 349/- to purchase an emi card from bajaj. And i am continuosly following for the same from last 16 days. But still i have not receive my emi card.
After following up for 12 days i got a reply from bajaj finserv that
"with reference to your mail we wish to inform you your emi card number [protected], emi card will be issue on 05/06/2016, you will receive the same within 21 working days on your registered mailing address."

And when i try to track this shipment with blue dart, they said my shipment retuned to shipper and i have to contact the bajaj finserv to claim the shipment.

Kindly send my shipment against and do the needful.

I am totally fed up.
And if you will not help me then please refund me my money.

I have a loan in bajaj finance, loan account number = 404sol21080365.

I need to foreclose my loan and i had visited the bajaj finserve office at residency road, bangalore branch.
They said i need to pay an extra amount of 13835.14, i am not sure what this extra foreclosure charge is. As per the prepayment plans you gave me it was nil prepayment charges (As mentioned in the welcome letter attached). So only i accepted to take the loan from bajaj finserv. But now, i am seriously confused, i don't want to loose hopes on bajaj finserve and also i cannot pay that extra foreclose amount just like that since i have financial constraints.

I need to close the loan as early as possible, but these people are neglecting and building up the interest. If i call to customer care it will be busy and there will be no response from them through mails also.

I applied for a loan of 298000 from Bajaj Finserv last year for 5 years @ 13% flat.The EMI charged is 8195 per month.Last month I raise a request for foreclosure, then came to know that they are charging 21% per month interest.I have paid 11 installments out of 60.Now the foreclosure amount they are saying to pay is 278000 including 4% closing charges.I have paid more than 90k in EMI and the balance is coming to 278000 for closer.I want to...

As everyone is complaining here — bajaj is levying a pre-closure and part payment charges and they are not adhering to their own policies where they sell the loans to the customers - claiming 0% pre closure and 0% part payment charges — seriously, is there anything one could do to really take them task??

If we go about not paying the emi's — they will levy the payment missed charges so it will come back on us to really pay that back — and so can the regulatory authority — quickly address this issue as many people are being taken to ride by these "rouge" wrongly selling there policies and changing their own written commitment.

Or is it going to lie around like that as regulatory authority not reacting fast to this issue.

My self gouri sarkar dey, i am buying a 1ton a. C from bombay variety, stores (Nachan road. Benachity, durgapur burdwan, 713213) & finance from bajaj fin on date-16.04.2016, when approved the loan bajaj given the scheme down payment rs-15350/-, emi-1938/- & tenure-8 month. I agree the scheme. For this reason i given the down payment & for ecs i submit a cancel cheque of overseas bank for future installment.

After one month going when my 1st emi is starting dose not credit any amount from my account, after 3 days a collection guys of bajaj fin call me and says my cheque is bounce for no such account in bank.

After then i am going bajaj fin office & i want to know what is the reason for my cheque bounce. I am showing a lot mistake of my loan.1st i am given a cheque of overseas bank for ecs but bajaj send the cheque oriental bank of commerce.2nd i am doing down payment rs-15350/- but bajaj showing down payment is rs-10168/-, 3rd my scheme emi-1938/- & bajaj showing rs-2542/-, 4th my scheme tenure is 8 month but bajaj showing 12 month.
Agrement no-4980cd21745686

I receive a call from some aditya rana from gautam budh nagar police station. He said he is gonna bring a few constable to my place and arrest me. I have paid the complete amount in agreement with the collections agent. No noc was provided. Now suddenly i owe 11000 in cheque bouncing charges! As per the rbi banking ombudsperson scheme 2006, levying of charges without adequate prior notice to the customer is incorrect. I never never never received any notification of 11000 in cheque bounce fee before today. I didn't receive a notification of 11000 in debt for anything ever. I'm sure if. It is 11000 i must have acquired it on a month to month basis. I was never never never informed about i'm getting charged 11000 for something. I was last told that it has been paid. Please solve the matter at your end. I have a good social media presence too and people will definitely know about this bad behaviour. I want to stop this asap. And want confirmation that i don't owe anything at all.
You can contact me at [protected]@gmail.com

Bajaj discover 125 cc service complaint letter
Dear sir/ madam...

My bike service in bajaj discover 125 cc

Reg no :tn 90 a2469 salem swarnambigai bajaj dealers my

1) job card no:rjc[protected] job card date :02.06.2016

2) supervisor name : boobalakarthi

3) bill amount :719

4) repair type :third free service

5) my name : murugiah


Before service my bike conduction is very good. After service my bike conduction very worst. My bike owen sheet cover missing in your show room staff and indicator light problem not checking engine oil not refilling in my bike and i pay in wax amount but not apply the wax oil filter not change in my bike

Swarnambigai bajaj service is very very worst please my all problem resolve immediately please action

My contact number : [protected]