Bajaj Finserv Complaints & Reviews

Hi, as I am feeling over burden of paying more interest rate charged by Bajaj Finserv 20% looks heavy. I am paying from past 16 months then to My principal amount its not reducing. Kinldy help me in reducing rate of interest. CROSS SELL PERSONAL LOAN account no below. 4040PL03784525 My name is chittibabu [protected] this my contact number

We bought refrigerator in 2009 with bajaj finance hyderabad punjagutta in 9 EMIS and we received NOC also on refrigerator.we don't know about insurance on refrigerator. We did not login into bajaj finance.after 6 years they make a call and arras us as you have to pay 57000 for the loan in bajaj finance .then we login to bajaj finance and check the details, in which they created insurance for 740, for that they received 300 and for remain 440 they charged 57000.financially they received 10000 from us as insurance.bajaj finances company cheated us.public have to know how Baja company cheated public.We want Justice from bajaj finance .they return back my money.

Dear Sir/Madam We have applied for business Loan for Rs 20.00 Lacs as per term & Conditions Rate of Interest 10.50% PA and processing fees @ 1% though a agent Mr Ranjeet Kumar Sales Manager from VM Finance Service the loan approved by Bajaj Finserv Ltd against loan A/c No 401BLF10940122 but as per email and lending letter received from Bajaj Finserv Ltd found the following :- 1) Loan amt. was Rs 2040000/-instead of 20 Lacs 2) Rate...

We bought two consumer durable product from shakti electronics-Ahmedabad and experience is worst ever we had. Bajaj person is not having process knowledge. He is representing this brand and i am having 4th Loan with this group. He talked with my sister on high tone with rude behavior which i will take it forward with police complaint. Being in service industry Bajaj finserve have asked us to visit customer care and response is not proper at all. It's very unprofessional approach and want executive from bajaj to resolve issue.(PENDING ECS MANDATE FORM) also company have given us threat to report issue in CIBIL...This is most powerful tool to use against loyal customers! Will meet their regional head soon and give another update on this!

I have bought a 32" LED TV on Nov 1St. I haven't asked for any extended warranty. But they are debiting for this from my account...

I got a call from below number and they offered me a loan (against life insurance policy )of 12 lakhs asking to pay Rs. 120000 premium annually. please confirm if this is a fraud. Contact person Mr. Sourabh tiwari No.Is [protected]. they also send me offer letter for the same.

Attention- Grievance Redressal Team, Bajaj Finserv This email is to inform you that I, PROSENJIT PODDER am holding Gold EMI Card ending no 0330 where validity period- 02/13 & valid thru 02/18. In the month of October'15, purchased SAMSUNG MOBILE A7, from Great Eastern, Nagerbazar, Kolkata & 1st loan amount of Rs 2230/- being credited on time, i.e 05/12/2015. In fact I have been taken many consumer durables from Bajaj Finserv & have paid them all on time. Their is no incident of defaulting history. I am planning to purchase SAMSUNG MOBILE A8, from Samsung Café, at Chandni Chawk, EMALL, but while log in load request for approval, they have inform my EMI Card has been temporary suspended & the reasons are best known to you. This is really frustrating & disappointing to me & failed to understand why the card has been blocked. However, request you to re-activate the said card at earliest. I expect a confirmatory mail on this in return mail & confirming the status on priority. Thanking you & awaiting you early response please. Prosenjit Podder

Sir, I Nagaraj S/o. Shankarappa, Arkasali, from Hubli, bearing account No.[protected], I had availed loan facility on one Onida TV from Bajaj Finserv, and meanwhile i had given 8 PDC, and 7 PDC was cleared on date, but one last PDC has been return, but while cheque has came to my bank i was maintaind sufficent balance in my account, after cheque return Bajaj Finserv people has contact me and adviced to pay cheque amount along with cheque bounce and other charges, and i requested them please let me know the cheque bounce reason also i asked return cheque also, after that till day nobady has not approcned to me. But today i received a call from Mumbai police station saying that, Bajaj Finserv people has filed 138 case against me, i was ready to pay cheque amount on that day itself and today also i am ready to pay cheque amount, several time i visited to your branch office but i didn't get proper responce, now i am readhy to pay my cheque amount please let me know wheare i have to pay and settle the account.

Hi I am raghul from chennai. I have a bajaj pusar Rs 200 Which i had a problem last week. So i gave it for service near my office in kln bajaj in ambattur because it was not starting. And they had my vehicle for a weeks time And charged me Re 401. it was perfctly fine ony for 20 kms. and after that same issue.

Hi Sir, As i have taken a Personal loan from bajaj finserve, along with that they issued a insurance policy which is not useful to me. as i raised many times to cancell the insurance policy, they are telling in way i.e. this is mandatory i need to continue policy for one year even though not interested. Bajaj is forcing me to continue the insurance policy. As i raised mails many times no response from them. Please take action against...

I am B Harikrishna from Warangal. I bought one LG Washing Machine from Anil Electronics, warangal Chowrasta, Warangal. For the products EMI amount is 1209 but my EMI amount deducted (thru ECS) per month is 1558/- which is more than the amount what it supposed to be. Initially I overlooked the issue for several months but one day when I went through the website of bajajfinservlending, found that an extra amount of 277/- being charged on every month because of BALIC PREMIUM CD LOAN (592BAL[protected]. I do not understand what it actually is? I was not told anything like this when I bought those products. Why this extra cost is being associated with my EMI amount also i have not got any document regarding this as well? Please clarify me why this extra amount is deducted on every month? I want the already deducted amount to be adjusted with all the upcoming EMIs. Please help! Regards, B Harikrishna [protected]

Bajaj Finserv Lending - EMI CARD BLOCKED

This email is to inform you that I am holding a platinum EMI Card no : [protected] with Bajajfinserv. Recently my loan amount was cleared and i have not been received any confirmation email or letter from you. Infact I have taken so many loans form Bajaj and have paid them all. I have had a very good history with Bajaj and have paid all my loans to date and that was the reason Bajaj gave me a platinum emi card.
Now my issue is my EMI Card has been blocked without any prior intimation. was not even aware about it that my card has been blocked. I have been always paying the ecs in time. And when one day few weeks back when i tried to purchase Consumer Durable, I was been informed that my card is blocked. I felt so annoyed and insulted at the shop, atleast they could have informed me over that they have blocked the card for such a small reason so I would not have gone to take any product only.
They have also suggested me to purchase the product by producing the documents, I even did that and my loan was rejected. Customer care is unable to give me the reason for it.

However I request you to please activate my EMI Card so that i can use your services and i also promise you that they wont be any bounce back from my end. I have been a loyal customer and I should be given a second chance.

This is really frustrating and disappointing to me I really dont understand that why my card has been blocked, when I have paid all my loans and I have no dues pending now, you would have activated my card instantly and which was not done yet.
Would request you to kindly check my history and records too with Bajaj which will clearly show my good record. Humble request to you to kindly re-activate my card again and in case if there is any error or mistake from my end again then you can immediately block the card. Also if activation of this card is not possible then kindly send me a new card.

I would be highly obliged.

Desperately looking for positive response from your end.
Thanks,

KOLLITI SURESH
[protected]

Dear Sir/ Madam. I have been with the bajaj Fiserv for quite long time. My EMI card has been suspended permanently without any prior notice. I have 4 loans and out of it 2 have been closed successfully and 2 are in active modes. I don’t know why my card has been suspended without any prior notification. Please activate my card as soon as possible. Below are my loan account details. Please contact me on [protected]. With regards, M. VIKRMA KUMAR Loan Details: EMI card number: [protected] EMI activation date: 25/09/2013 1. Consumer Durabale 4000CD00388338 Loan start date:[protected] loan end date :[protected] 2. CROSS SELL PERSONAL LOAN ---- 4100PL00637017 Loan start date:[protected] loan end date :[protected] 3. Consumer Durabale 4000CD00922184 Loan start date:[protected] loan end date :[protected] 4. Consumer Durabale 4000CD05661337 Loan start date:[protected] loan end date :[protected]

As said in the ref: Its been more than 14 days now, I had lodged a Complaint with Bajaj Finserv, but still it is not resolved. I have called the customer care several time but still the issue is not resolved. Case- Some fraud person has misused my card and purchased a Mobile worth 51500/- from one of the electronic shops (Spice Retail Limited, shop No.433/1, G.T.Road North, Mandirtala, Howrah Mobile No.[protected]) (Dealer code 40716) I was surprised to see the Bajaj Finserv- Loan a/c 410DPF17253351 has been generated and the EMI Due Date is showing[protected]Loan Account 410DPF17253351 Loan Amount 51, 500.00 EMI Amount 5, 150.00 Tenor(In Months 10 EMI Due Date start from[protected].) This is the WORST experience I have ever had in my life. This is mental harassment. I have wasted lot of time in talking with Bajaj Finserv executives. I had reported this issue immediately to Bajaj Finserve Saltlake Kolkata office for the Verification (against this purchase) on 27-Nov-2015. and the customer care assured me that don't worry the Loan account will NOT be generated because there is no verification call and no OTP or Product delivery message to my registered mobile from Bajaj Finserve, (This indicates some involvement of bajaj employee) They assured me that the matter will be resolved in 2 or 3 days i.e within 30th Nov'2015. I was assured that the issue will be resolved but when I recheck my Bajaj Finserv login portal on 01_Dec_2015, I was surprised to see the Loan a/c 410DPF17253351 has been generated and the EMI Due Date is showing[protected]. I have received call & message from Bank that cheque is appear for clearance but due to no balance in a/c, it was bounced and I have to deposit Rs. 5150/= ( Five Thousand One Hundred Fifty) immediately for EMI where as I have not purchased or booked the above said Mobile. I am not feeling well and going to depression as a result my job is very much effected due above reason.

I have purchased a Samsung LED TV 32" this month through your finance executive at Sathya. Your executive asked me to pay a down payment of Rs. 3400 and I did. I have the receipt for the payment with me. But when I logged in to my account it says that I have made a down payment of Rs.2900 and have to pay the remaining. I have complained to bajaj finserv regarding the issue and it's been five weeks now the issue is not yet resolved. they don't have a customer support number to talk to. even their email support is very lazy.

I want to ask if we purchase a ph one from bajaj emi cad and it was stolen then what willhappen we have to pay emi ??what is the team and condition

My loan a/c as state is 408BAL14148267. I have opted for a consumer durable (SONY 4K TV) loan which I have been paying regularly through ECS. But suddenly out of no where another "BALIC PREMIUM CD LOAN" is added without my prior permission and knowledge and EMIs for the same are being added to my existing loan. I have asked for the details of BALIC PREMIUM CD LOAN to your customer care team to CANCEL the same and they have not provided the same in spite of repeated mails. One day they have wrongly attached some one Else's details. I did not get valid reason for my problem and I am quite disappointed by the behavior and accessibility of your customer service. Kindly resolve at the earliest.

Dear Bajaj Team, this is to inform you that your employee (Mr. ABhishek From Puna) had use bad words regarding loan recovery this is very bad experience i have earn. i am your regular customer since i am taking mobile loan my every emi was perfectly taken from your side only the last emi having some technical issue thats the reason emi was not deduct and now i am ready to pay the same amount but i would to talk with your manager regarding the same after that i am going to pay the same amount. Personal Detailed Name : Bhalchandra Patil Mob NO: [protected] waiting for your reply its very urgent. Regards, Patil [protected]

I have recently purchased a T.V on Bajaj Finserv. I have completed all the process for the Emi part. Every month my ECS is also been deducted from my bank. Now its almost my 6th ECS will be deducted this month, but still i didn't recieved my Bajaj Finserv card. i tried calling the bajaj finserv customer care but they ask for customer id which i don't have with me. Please, help me out with this. I have to purchase my further things, for which i require the card.

Myself purnima das. I am working with bajaj finserv leading co. My Emp Id is :D3496. I require copy of june to november salary slip on my mail id on urgent basis. My Id is: [protected]@gmail.com Also I request you to register my Email Id and send me monthly salary slips on this Id in future also. Thanks & Regards purnima das m no: [protected]