Bajaj Finserv Complaints & Reviews

This is in reference to an OD Facility I have availed from Bajaj Finserv.
Reference No - 401SPF86750129.

Bajaj Finserv is a huge organization and should not have taken more than few attempts to resolve my concern(s). I have been following up for many months and there has been no resolution or even a useful attempt with a mind-set to resolve the problems I have been facing.

Its more than 20 months of continuing follow ups and changing timelines. I'm still not getting any resolution for any of the points as mentioned above. Rather, i have been patiently paying the amount they have asked for. Reiterating the issues via this platform once again

The agreement you are referring to does not carry my signatures. To check for the signatures your department also asked me to submit my PAN Card (carrying signatures) after which there was no answer. Therefore the below points including forged signatures were never agreed to (interest rate, converting OD to Loan/EMi system)

Further, there has been not one but many important issues which are never answered from your side.

1. I sincerely have requested earlier to not deduct any amount from my account, until the issue of "Wrong Commitment & Fraudulent Practices" gets resolved from your end. (but you keep trying to do so, why?)

2. It's not an OD facility. (Wrong Commitment)

3. Conversion of OD facility to Loan and EMI system, (Never agreed on this, instead i have repeatedly shouting and requesting on mails but my request is to fall on deaf ears.)

4. Insurance added while I denied it in the beginning (Against my will, fraud selling)

5. Form never signed and agreed on (your copy does not carry my real signatures, as I still have the blank form with me) - I guess this being the most extreme case of fraudulent activity.

6. Total amount I have availed using the facility is Rs - 3, 69, 000/- and the amount paid so far is Rs. 3, 62, 239/-.

I have no clue on how you calculate your EMI as there is very little left to be paid.

7. Very Important - ECS is stopped in the month of November' 2020 and you have been notified about the same (reference to my previous mails). I will not bear any charges pertaining to bounce / bank rejection.

Your ECS is stopped because you unauthorisedly have mentioned details like - Total Amount - Rs. 178, 632, 400/- and pending amount - Rs. 178, 632, 400/-

My only pending dues towards you are that of Rs. 6, 671/-. I'm willing to close the account by paying the mentioned amount only.

I have already sent you notification & notice respectively via the consumer complaint platform.

In case any of your collection team harasses me or my family, I will not hesitate in reporting the matter to local police and law authorities.

Thanks & Regards
Mayank
Mobile - [protected]

I got a call frum help line number to send me your adher pan and bank details
after sume time i receved a mail this

Bajaj Fineserve Ltd.
Attachments
3:54 PM (2 hours ago)
to [protected]@gmail.com

Date:[protected]

To,
MR. SARAVANAN S

Reference: BJFC027435/A143/2021

Dear Customer,
Thank you for considering “BAJAJ FINSERV LTD.” for facilitating your financing requirements. We are happy to inform you that in reference to your application for a loan of Rs 1, 00, 000.00/- on[protected], your application for credit facility has been sanctioned by Bajaj Finance. Your all documents has been successfully verified by our verification department and your loan amount 1, 00, 000.00/- for 02 Years is approved. EMI for this loan is 4, 387.14/- per month. Kindly make processing fee Rs 3, 500.00/- Our Concerned team will contact you soon.
If you want receive loan Deposit On
Account Holder Name- Bajaj Finserv Limited.
Account Number- [protected].
Bank Name- HDFC BANK, F C ROAD PUNE.
IFSC CODE-HDFC0000103.
Pay this amount online banking/NEFT/RTGS only. after 15 Minutes you got confirmation. For any Quires call Loan Providing Contact to our adviser on[protected]

then i paid 3, 500 as showen account by Gpay

then finilly this mail
Bajaj Fineserve Ltd.
4:26 PM (1 hour ago)
to [protected]@gmail.com

Dear SARAVANAN S A/C 13XXXXXXXXXX0372 has been transferred with Credit INR 1, 00, 000.00/- on[protected]:26:49 PM as a Loan amount through NEFT (Ref. No[protected] but due to SIGN & TDS TAX an error occurred (ERROR CODE-0798). For clearance of this error pay Rs 12, 860.00/-which is taken by TDS Department only for verification but it`s refundable with your amount. For any confirmation contact on[protected].

i dont know what to do now

see all mails came frum Bajaj Fineserve Ltd
accout name Bajaj Fineserve Ltd

I receive 4-5 calls daily from Bajaj. I do not need any loan, cards. So remove my number.

Hi team,
Please remove my number from your calling list and unsubscribe my contact no..
Daily 3-4 times I am getting calls. Please, its a request.
If in case I would require loan I will contact the nearest branch.
My contact no is - [protected]

While applying for loan was only informed about processing fees of 1% and one time fees of 4999

However I have now been charged credit vidya fees and 2 types insurance fees both of which I do not consent to.

As per the message from bajaj I have even replied to opting out of insurance within 3 days fo policy issuance but no acknowledgement.

Credit vidya fees is salt on burn wounds.

Request bajaj to solve my complaint and refund me both of these unnecessary fees which was not informed to me

I been using Bajaj EMI card since a year, my limit was also 1.10lakh, all my loan re payment was getting debit on time and none of my loans been overdue, slowly slowly i foreclosed all my loans, finally all my loan account was successfully closed from both the ends.Today when i went to purchase a gadget from vijay sales, that time i came to know my EMI card has been blocked because of my credit score, till the time i was using this card, i had never faced issue of credit score, as all my re payments were on time, i had closed all my loans 2-3months back, everytime i saw my card was showing active in status in baja finserv application, but blood this company without informing me they blocked my card, no text no mail, such a cheater company, i even mailed them, no proper customer care to contact them, worst company and cheater apparently.

Recently I had availed an offer of Personal Loan (OD) viz. LAN: 456PTTHQ527174. However, no information was provided by the company representative regarding CPP LivAssist. The amount for CPP LivAssist was deducted and I came to know it only after disbursement.
I immediately sent an SMS (within 48 hours) from my registered mobile number to cancel LivAssist (Pic attached). However, it was not cancelled.
I request you to cancel LivAssist and refund the money to my bank account.

Dear Sir/Madam,

I am writing this in regards to my credit card bill payment. My credit card number is xxxx-xxxx-xxxx-5401. I recently received a bill of total amount Rs. 53570/-. I have been in discussion with one of the RBL Manager, Mr.Tapan (not aware of his last name)for my settlement procedure and he had assured me to offer help understanding my situation however I have not heard anything from him in the last 10 days.

I would like to inform that I will no longer be able to pay this amount as I have lost my job 3 months back and due to the current covid situation I am not getting any job. I was somehow paying the minimum dues of this card by lending money from parents but it is no longer possible for me to pay a penny hence I do want to settle this in a fair and just manner so that you can have the money you deserve and we can be relieved of the burden of owing you this debt.

I will be able to give rs. 20, 000 off my debts. If agree to settle with this amount, I shall be clearing the dues within the next 7-10 business days. Please understand that I will not be able to pay more than 20, 000 in this harsh situation.

I am ready to settle this as soon as I get the confirmation from your side.

I am highly obliged to you for your help and co operation.

Please reach me out at my number: [[protected]]

Thanks and Regards,
Nahid Akbar

Wallet plan main Mere 999 rupaye cut gaye hain 26/11/2021 aur Main isko cancel karvaya tha aur complaint bhi Dali Thi Fir Bhi Koi action Nahin liya Gaya is Waqt Mujhe Apne 999 return chahie is jald se jald

This is very disappointed, today I got msg my sbi account has been deducted with 999/- as CPM mandate which is done by bajaj finserve and now I am helpless to get back my amount. I am paying my emi on time and this fraud is doing with customer by bajaj finserve. If I'll not get my amount back so I ll not pay the next emi to them.

Without my knowledge and approval they have stolen my money from my bank account, It is a very worst finance company I have ever seen. People please be safe and stay away from this fraudulent Bajaj Finance and Finserv company.

Cancle my loan
R/sir
With humble submission I ankush jangral s/o sh dawarka nath r/o bari brahmana, Jammu i purchased mobile rendmi note 11 t 5 g on dated 08/12/2021 timing 5.28 pm order Id [protected] payment transaction ID cs[protected] on dated 8/12/2021 timing 5.32 pm
Amount will be deducted my Bajaj finserv loan ac/- Rs 17999/- But product order cancelled and amount will be deducted in my Bajaj EMI account and next EMI Date ready 2/1/2022 first emi and xaimoi company say Bajaj finserv solve this query . So I requested to pls cancle my loan .
Thanks & Regards

Hi this is PANDISELVAM from tamilnadu I am complaining bajaj finserve for debiting Rs.117 of emi card AMC in my account without my knowledge and aknowledgement. I sent email regarding this I didn't received any reply from them. Before 4 years back I purchased tv through bajaj finserve emi but I settled that amount for that I received NOC also. But suddenly after 4 years they debited emi AMC charge in my account. This is highly rediculous and I cannot tolerate this. I want the refund amount otherwise I will move to court or banking ombudsman regarding this issue

I never expressed any interest in Bajaj finserv but getting almost 50 calls everyday from them to buy products..please stop calling me for god's sake if you don't want your associate an abusive language.

Dear sir/madam,
We have taken home loan from bajaj finance around 1 and half year ago.

Since then me and my husband are getting number of calls in a day to offer some kind of loans.
We have denied many times to them not to call me again.
But they are different persons calling me every time from different number.
As the calls are extremely annoying and disturbing me a lot, I wish bajaj company to stop in any case.
mobile number [protected]
If such calls are coming next time, I will take serious steps against company

I buy new bike in bajaj finance 3 year i paid the emi nearly end balance only 2 months
now i am unable to pay 2 emi so that the collection agent and manger talking too bad words and taking un necessary talk to me and my parents son i talking the complainant regar collection agent [protected] he number he talk very very vad so tha i registered please take action

Daily i get 6 7 calls from different number of bajaj company please stop this spamming my phone number
My contact number:[protected]
Remove this number from the bajaj company very harrasing calls daily

O and I will be able

I was frastated about bajaj finserv calls. Daily I am getting 5 to 6 calls . Please stop and also most of the friend s daily receiving call. All are decided make consumer complaint.

My number is [protected] please stop calling me.

The amount was deducted from my bank to bajaj finance without any reason and I'm trying to call bajaj finance no response from them how they deducted my money without my permission and why they deducted I'll settle all the amount and the loan was closed.
The app display dirdbrtnchg ₹354.36 and₹590 ₹590 nearly 1500₹ without any reason
Please help me with this issue and plz mail me [protected]@gmail.com