Bajaj Finserv — Bajaj finserv - charging foreclosure charges of 4.6%. Loan was approved and disbursed with 0 % foreclosure charge

Address:Chennai, Tamil Nadu, 600089
Website:www.bajajfinserv.in

I had taken loan from bajaj finance on 22nd April 2016. Loan account #4030PL21837900
It was given with 0% foreclosure and 0% part payment charges.
when I tried to foreclose the loan, they are charging me 4.6%.
Please let me know how to handle this.
I do have all the relevant documents which says, the loan was approved with 0% pre closure charges
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