Bajaj Finserv — ECS without intimation - Worst Company

Address:	Hyderabad, Andhra Pradesh
Website:	www.bajajfinserv.in/finance

Bajaj offered me EMI card at 250 rupees as one time charge. I have paid the amount online and received the card in 2014. Recently I see an ECS request for 99 on my bank account for annual fees on July 25 2016. There were no annual fees mentioned when i bought the card. suddenly without any intimation, they have sent the ECS request. Unfortunately i did not have proper balance as my account is zero balance account, it got rejected by my bank and my bank charged me 402.5 rupees. I am not worried about the charges, but it will also impact my CIBIL score. I am worried about that. I am planning to take legal action against this

This is the second issue that I faced with Bajaj.
The first issue was Bajaj did not close my loan properly. Loan Id : 4000CD00151719
The had 9402 rupess as out standing balance even though I completely paid all the installments. I had to file a request with CIBIL to update out standing amount by showing the NOC. Worst service

I request all not to take any loan/EMI card with Bajaj