Bank Of Baroda — Education loan subsidy, penal interest and rate of interest

Address:

387620

Hii Respected,
Sir/Mem,

Sir i have taken education loan from bank of baroda branch kapadwanj, -pin code 387620, dist:kheda, ta:kapadwanj, Gujarat
on 9/5/2011 after that i am suffer so many problem,
Acoount no: [protected]

* Sir penal intrest started from 1st day of taken my education loan
* sir education subsidy is not claimed by bank employees so that i have not received subsidy for 2.5 yr due to bank's Negligency
* sir rate of intrest of my loan is fix and its too high 13.65+2%
* sir i have remind this all the issue since staarting of my loan, after that i have given this complain for 3 times in a written & also given in writing in regional office of bob anand but sir...
no one from regional office and branch office bank employees going to help me for this problem and in all the time they are asking me that its not our fault and its not in our hand sir please kindly help me... I am tired since 4 yr none of is going to solve my problem and blam me you are responsible for all that things..
So sir please kindly help me for credit education loan subsidy, penal intrest which was debited in my account since 1st day of taken loan and do fluctuate and decrease my rate of intrest so that i can get benifit in rate of interest because sir my rate of intrest is 13.65+2% than what's diffrance is reman between personal loan and education loan...
Sir please help me...

Yours faithfully
Aatur Rajeshkumar Parekh,
Bhattwada, lambisheri
Kapadwanj-387620
aatur.[protected]@gmail.com