Bank Of India Complaints & Reviews

I had taken loan from B.O.I for my higher studies.the bank manager forcing me to pay the loan with the interest,he is denying that central govt. is providing interest subsidy on Education Loans during moratorium for technical and professional courses(after class XII) for studies in India from recognized institutions in India under the IBA Model Education Loan Scheme for students from Economically Weaker Sections(EWS) with annual gross parental/family income up to Rs.4.50 lacs per annum from the academic year 2009-10.
I belong to a poor family.My loan amount is 3,53,000 Rs. The bank manager forcing me to pay loan with interest about 4,78,000 Rs.I have completed my study on October 2012.please help me.

Reduce my account balance in 1180 rs please refund mi on my account .
Account no:[protected]
ATM NO:[protected]

I HAVE TAKEN A CASH WITHDRAWAL OF RS.500/- FROM Axis ATM Date 27/7/2013 time 2.45pm From: nigdi . then give a sms in my mobile two more time reduce my balance 500rs and 500rs this Day. Please refund mi 1180re as soon as my account and im check my account in 29/7/2013 then shown my account balance nigetive -374rs .plz solve my complent
my mo no:[protected]

Hello Sir/Madam,

I am Rupal javiya, customer of Bank of india (Naroda branch).As I want I opened net banking account with Bank of India.

It was initially working fine but suddenly stopped staretd working and giving me application error as shown in attached screen shot. I tried to contact to boi.[protected]@bankofindia.co.in and call us at[protected] but both seems not reachable.

Also I went to my branch 5-6 times but no luck still, people at branch saying my net banking account display status "Active" so they cant do anything as the dont have access or cant access my password.

Now I forget my password but Forget password functionality https://starconnectcbs.bankofindia.com/BankAwayRetail/%28S%282uojuuvr1eznmg55k1o...⇄ is not working even.

I dont know what to do now,can anybody help me to recover password or else delete and recreate new account for me so I can use it again.

I urgently need it.Looking forward for your support and co-operation.

Regards,
Rupal javiya

Respected Sir,

We need your help immediately. It has been one month already and the issue is not solved. Please find following details about the issue.

I had withdrawn Rs 10000 on my first transaction from Bank of India ATM from Palanpur on 11th May 2013 (I have an account in Bank of India only) and I received Rs1900 (19 notes of 100Rs) + Rs2500 (5 notes of Rs500)= Rs4400. I did second transaction after the first one completed and I had withdrawn Rs5000 on the same day (Next transaction to the first one) but got only Rs900 (9notes of Rs100) + Rs2500 (5notes of Rs500)= Rs3400. So, in total I have received Rs7200 less.

I went to bank 5 times now and whenever I ask them about the complaint, they say that you will get the amount back once we have some money from other people who got extra on that date. They asked us to go to CMS people who uploads money to the bank account. I went to CMS people and they asked me to go to the Bank. I am stuck now and no one is helping me. It is my money so I should get it back.

Please see following bank details:-

Bank Name: Bank of India
Branch: Palanpur, Banaskantha
Bank account no: [protected]

I am really worried about this. For me this amount is very big. Please help.

Regards,
Hirabhai Parmar
[protected]

I have an account with Bank of India, Link Road, Malad West Branch since last 3 years, this being a convenient location to access. They also have an ATM next to the bank. However, since last 2-3 months most of the time, the ATM is out of service for some or the other reason. We have complained many times with no relief or solution to it. There has been cases where the ATM was out of services for 2-3 days in a row. This leads to lot of inconvenience. Plus, we have to pay extra charges when we withdraw from other banks, after completing 5 transactions.

It would be great if someone looks into it and solves this problem.

Sir, my e-mail address is [protected]@gmail.com. A mail named on reserve bank of india mailed my e-mail address that i have pending transaction.
Reserve Bank Of India <tsnaidu.[protected]@pondiuni.edu.in> is the sender of mail address. My bank advised me to complaint againt wrong e-mail on reg. with bank. So, that i complailnt against him.

i have lost my global debit cum atm card today 7:30 pm.So i request to you pls kindly block my atm card so that no further transaction can take place in future.Pls consider it as an urgent and take any possible action regarding this issue.

For this act i shall be ever greatful to you in future.

These are the atm card details as below;-

Name on card- JYOTI KUMAR SINGH
A/c no. : - [protected]
Exp Date :- 12/15
Branch :- Tatisilwai,Ranchi
Jharkhand-835103

FROM :
Gopal S. Shah
10, Jivan Prakash Society
Near Mira Society, Harni Road
BARODA – 390 022
April 3, 2013


To,
Chief Manager
Bank of India, Navrangpura,
Ahmedabad

SUB : WRONG DEDUCTION OF RS.10,000/- FROM MY ACCOUNT WITHOUT
RECEIPT OF CASH FROM BOI ATM MACHINE
[protected][protected][protected][protected][protected][protected]

Dear Sir,

I have my Saving Bank Account No. [protected] and ATM Card No.[protected] with your Bank. On 2nd April, 2013 at 19.15, 19.20 & 19.30 pm I have tried to withdraw cash of Rs.10,000/- from BOI ATM Machine of your New VIP Road Branch, Baroda. From the ATM Machine I have got three Receipts stating SYSTEM ERROR, have not received Cash, but at the same time I have received Message on my Mobile No. [protected] that Rs.10,000/- has been deducted from my Bank Account Balance. (Xerox copies of three Receipts are attached ) To day morning I checked in my Computer on line with Bank, which also shows deduction of Rs.10,000/- from my S/B A/c.

Immediately I have approached to the Branch Manager of BOI New VIP Road Branch, Baroda, gave application to recover this amount of Rs.10,000/- ( Xerox copy of application attached).

Pl. check with your Bank official record and arrange to recover of Rs.10,000/- in my S/B A/c. No.[protected] immediately, which has been deducted wrongly without receipt of CASH.

Pl. treat this as most urgent and Acknowledge the receipt.

With regards,
Thanking you,

Yours faithfully,



( GOPAL SHAH )
CEPT University, Ahmedabad
(M) [protected]

Encl : xerox copies of three receipts received from ATM Machine
xerox copy of Application dt.2/4/2013 submitted at Baroda
xerox copy of ist page of Bank Pass Book

To
The Administrator,
Sir,
I used my debit card of Bank Of India to buy a food at a restaurant of Rs 200 at the Sudama Hotel Pune(MH) ,one swiping transaction was failed
again the second swiping also failed
and the third time also swiping failed
so,I swiped it again fourth and last time and Rs 800 on a total got deducted from my account on[protected], I asked the bank customer care about the refund of the failed transaction,he described that it will be refunded as early as possible but now it is around 80 days from the transaction date money is not yet refunded


My Bank Acc no [protected] and bank details BANK OF INDIA,SAGAR Branch,HOUSE NO.90,GUJARATI BAZAR.
my card no is [protected]
This is the Grievance Acknowledgement and Reference No. is : ANK02621296.


So, I request you to help in refunding of my money as early as possible
Thanking you
Yours truly,

Ankit Jain
91.[protected](Cell)

Sir/Madam

I, Sharwan Kumar Yadav my account no. is [protected] My ATM Card is not doing work. Because my ATM Pin No. has been blocked for Dec 2011. I have alread send an application for extra ATM Pin No. before 8 months. But I have not received any reply about my Pin No. If I get my Pin no, I will greatful to you . Otherwise I will have to think about anything. So it is your responsibility that I will always make a good custmur of your bank or anyother bank.


Sharwan Kumar Yadav

A/c-[protected]

Mob. No. [protected]

Dear Sir/Madam,
I am Naveen B Jadav , I have an Savings bank account in Hanumanthnagar branch , Bangalore
I have forgot my ATM cum debit card's password and I don't know the procedure to recover the password.
Please do Provide me a new password as i'm struck up without being able to transact

this is my mail id: naveenb.[protected]@gmail.com

Thank You

I availed mortgage loan of Rs. 2,25,000/- from BOI, Indorama Br. on 2007 & I closed it by paying all outstanding amount on 23.06.2012. As per bank record it is closed on 28.06.2012. Now I applied for housing loan from SBI Main Branch, Nagpur. They generate a CIBIL in which the above said loan account is still alive after 8 month. As it is alive in CIBIL SBI reject my proposal. I submit all the related documents regarding closer of above said loan account. But still they insist to close this account in CIBIL which is not in my control. What should I do?
So, it is my request to CIBIL department get the proper information & close it at the earliest in CIBIL so that my loan will be sanction immediately.
My Pan No. is ATMPS1686D
Name : Prashant Shrikhande
Loan A/C No. is [protected]
Email id : prashant.[protected]@indorama-ind.com & [protected]@gmail.com

Thanks

I am applying for Debit Card date[protected] and today date[protected] after 7 months I am not receiving my Debit card… my home branch told me that within 2 months you successfully receive your debit card but after 7 months not receive same and my home branch not responding for that so now what I have to do…


Account no. [protected]
Name. Raju Mandal
Branch Name. Manek Chowk
IFSC Code. BKID0002007



Regards,
Raju Mandal
+91 [protected]

HELLO SIR,
I'm studying in M.I.E.T college in Trichy,i am taking education loan in BANK OF INDIA in first year,and second year i am asking the loan in bank,but the will not given,i am boor family,i am not able to continue my study,please help me sir.
BY
Yours faithfully,
ARUL PRAKASH A
CONTACT NO:[protected].
Bank Address:BANK OF INDIA, ALAGAPURAM,UDAYARPALAIYAM,ARIYALUR,TAMILNADU-608901
My Address:ARUL PRAKASH,S/O RAJENDIRAN,AGARAM,ALAGAPURAM,UDAYARPALAIYAM,ARIYALUR,TAMILNADU-608901

Dear Sir,
My name is Kunal Kashyap, I am writing to make a formal complaint against Bank Of India on behalf of my mother Mrs. Anita Dutta. My complaint is that the bank failed to provide a satisfactory resolution to my mother.
She is a customer of Bank Of India, Hirapur Branch, Dhanbad, Jharkhand since 2nd April 1985. Her Savings Bank A/C no. is [protected]. On her account statement it shows a debit of Rs. 1000 which she has never authorized and the description says “FVG ECS UTI Mutual Fund” from 1st Feb 2010. She has given written complaint to the Branch Manager several time then only they refund the amount to her account.
Due to this automatic deduction sometimes absence of required minimum balance they have charged fine (minimum balance charge) and had never given interest for those deduction which they have made. Last week when she again went to the Branch Manager for the complaint he was very rude to my mother and asked her to close her account. It was very humiliating as knew other customers present in the branch at that point of time. I think it is against law. He is asking a vintage customer to close her account. I request you for some compensation against it.
I understand that you are required to respond formally to my complaint. I shall follow up
this letter if I do not hear back from you in 7 working days. In the meantime, if you need any further information or document as a proof from me, please let me know through my email.
Thanking You
Kunal Kashyap
[protected]@yahoo.co.in

I am an account holder of this nonsense bank of jamshedpur.
I have already know the system of this bank from my senior students but due to my scholarship , i opened my account in this bank due to the college condition for filling up the scholarship form for diploma.
My college name is Al_kabir polytechnic jamshedpur.
And my branch is electronics and communication engineering.

At the 1st day of my admission in the college.
I applied for opening an account in college's local bank.
And they told me to come after 20 days to take your passbook.
But i regularly went after the time period but i got my passbook after 38 days.
But this is just one part of the fool and the poor bank.
Again i applied for Atm card and i got it in 3 months .
What a magic no !
They said me to come after 1 month but i got my atm in 3 month because i am i hindu boy.
And all the residents of the area and the bank staff's are muslim , even the manager.
I remember that my friend who is muslim have applied for opening account after 15 days when i have applied.
But he got his passbook in just 16 days.
He didn't applied for atm but he got atm in 38 days.
When we all hindu boys go to ask any question from bank. The only answer they know to say that come tuesday or friday.
Now can they tell us that how can we come to bank while our class going on.
And even when we go to bank without attending our class. Then they tell that no no today that staff is absent. Come tomorrow or 1 week later.
What is this ! The rascals.
All are the rascals.
I complaint this in the banks online complaint but i didn't get any answer and help.
Now i am just running to bank for atm pin but yet the dialogue is unchanged "come tomorrow "

Now can you pls tell me that how can i check my account balance to assure whether my scholarship has come or not.

Dear team,

we would like to pay your attention about misbehaviour with a aged lady on raising few queries, Bank of india (Vishnu garden, branch delhi 27) dont have manners to speak and this is not the first or second time we have faced it .

wordings of the staff " i am not afraid of the Branch manager compliant it where you want to )

but this time they have misbehaved with a female , do let me know the action you take on them .

regards
Deepshikha
[protected]

sir,
I was submitting my VIT , vellore form,and i was making online payment by my debit card on[protected] of Rs.934(nine hundred thirty four rupees only)
finally,the transaction got unsucessful but the money got deducted from my bank of india account at the very same time.
Also,the confirmation page of the VIT is showing unsucessful transaction.
I am in a very big trouble now.how can i get my money back?
help me.................please


thanking you!
shubham kumar singh

By your column I will like to bring the casual approach of bank authorities in which bank fails to refund my money from Disputed ATM transaction at Shastripuram AGRA ATM comes under new Agra office since 27/02/2011 despite moving into consumer court wherein bank fails to give appropriate answers to this problem. Since out of Rs 21000.00 attempted to withdraw from this ATM I was in receipt of Rs 13000.00.
After in lodging my complaint bank had initially paid me Rs 21000.00 and on the next day withdrawing full amount from my A/c Hence I want to know from Bank on which basis they have credited full amount first as this suggest that bank was not sure of its ATM that how much is excess amount was there. Again this ATM was faulty on this particular day as all the cash was received by me was in Rs 100.00 denomination and Rs 500.00 denomination was not there
The concerned bank is totally ignoring all these facts and fails to refund my money of Rs 8000.00 short which shows indifferent attitude of
BANK OF INDIA

SUNIL GUPTA
319 Sec 10 A V COLONY SIKANDRA AGRA
[protected]
[protected]

Dear Sir/Madam,

As per my CIBIL CONSUMER CREDIT INFORMATION REPORT taken on 31.12.2012 it is come to notice my accounts is updated up to 27.05.2011
Hence i request you to update my accounts up to date and also please correct mentioned "s/o of D.UNISHNA VENI" as "s/o of D.KRISHNA VENI".
Thanks you,
Regards
Purushotham s/o of D.Krishnaveni
card no.[protected]
mobile no.[protected]