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UCO Bank Complaints & Reviews

www.ucobank.com
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Updated: Apr 1, 2026
Complaints 947
Resolved
135
Unresolved
812
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UCO Bank reviews & complaints(947)

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S
shubham3600
from Sitapur, Chhattisgarh
Apr 1, 2026
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Money was not withdrawn

Address: MAHMUDABAD dist sitapur uttar pradesh

Yesterday while withdrawing money from atm. money was deducted from account but was not withdrawn. deducted amount was 2000. account holder name nirmala devi. account no. [protected]....
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A
Ataulla Khan
from Hyderabad, Telangana
Feb 25, 2026
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Payment Failed but Amount Debited

Payment done by UPI on 19-Feb-2026
it was failed but amount got debited and even after 6 days as of today
25-Feb-2026 not refund.

Payment Date: 19-Feb-2026
Transaction Id:[protected]
Paid using: [protected]@pz -- UCO Bank Saving
Paid to : Adhoc Choudhary filling Station...
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B
Bikash16
Nov 25, 2025
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Request to Correct CIBIL Status of Loan A/C no. 17720610003114

Respected Sir/Madam,

I am Mr. Bikash Kumar Behera was a customer o[censored]CO bank, Agrahat Branch Charbatia-754028, borrower of Term Loan under the PMEGP–MSME Scheme, Loan A/C No. [protected]. The loan was closed on 01.08.2023 through OTS, as confirmed in the loan closure certificate issued by the branch on 02.08.2023, which states that there is no liability on the borrower.

A copy of the NOC is attached for reference.br...
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M
Manpreet098
from Mahilpur, Punjab
Apr 30, 2025
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My bank account is leen marked

Address: Vill chak kataru teh garhshankar distt hoshiarpur punjab 146101

My bank account net banking is not working
I didnt do any Transaction . When i received money threw google pay etc. Money was deducted . Whyyy???...
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R
Ravikumar8229
from Kurnool, Andhra Pradesh
Nov 6, 2024
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Fake report showing in report

Hi team,
There is a due showing in cibil with uco bank, as consumer durable loan, till now I didn't apply for any loan with uco bank, but due was reflected in my cibil account,
Please find the below attachment for your reference. Please give an update asap on this.
Thank you in advance
Regards,
Ravi...
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M
mo,abbas
from Jaipur, Rajasthan
Feb 3, 2023
Jun 22, 2025
This thread was updated on Jun 22, 2025
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Debit card problem

Website: uco ,com

Sir i book my uco bank debit card on 22january on uco, com and he give me the my debit card refrence number [protected] but on 7working days he did not give me a another details and delivery details help me to give my debit card...
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K
Krish2212
from Bhubaneswar, Odisha
Nov 4, 2022
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Uco Bank Amount debited but not received the cash

Hello Team,

I wanted to withdraw 15000/- at sbi atm placed Gautam Nagar, Bhubaneswar But amount debited from my account but I haven’t receive any cash . So I immediately connected with customer care and informed them about it . Its urgent matter please look into it as soon as possible . I have attached some messages from bank about deduction of the amount from my account.

Rs. 10, 000.00 withdrawn on UCO Bank...
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$onali
from Angul, Odisha
Jul 26, 2022
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Unprocessed refund

My refund (Rs 949/-) has been initiated from Myntra on 4th july 2022, but it has not credited yet to my bank account
It's been 26th july today
RRN[protected]
IFSC- UCBA0001387
AC NO- [protected]
Please resolve this issue...
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D
Dedeh
from GWALIOR, Madhya Pradesh
Jun 29, 2022
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Cheque clearance

I submitted my cheque issued from SBI on 23rd but it has not cleared up to this moment
Same thing happened last time in February where I had to wait for 10 days for it to be cleared
I'm so confused why this is happening especially in this era, I know it has to take maximum 3 days to clear
This is such a poor service, I regret the decision I took...
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B
Bk Panthi
from Imphal, Manipur
Jun 13, 2022
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Penalty Changers being collected for even timely EMI payments.

Dear Sir/Ma'am,

I have two loan accounts in UCO Bank Tura, Meghalaya . I am aged 23.

IFSC:UCBA0002752

I have struggled too much to pay the loan EMI during recent years. As the business which I started by taking loan badly failed during CO-VID scenerio.

But recently I cleared each and every pendencies and now I am paying my EMI's every month. But still the bank is charging extra...
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A
aravinthg04
from Chennai, Tamil Nadu
Mar 28, 2022
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Loan Account showing incorrectly in my CIBIL Report

Dear Team,
Myself Aravinth G. Recently i was checking my cibil report and found that 1 GOLD Loan running with UCO bank which is not correct.
Still now i have not visited to UCO bank and not taken any GOLD loan. Please give me proper information on that how does it happened....
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R
Rajpalm
from Dausa, Rajasthan
Mar 25, 2022
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For Refund payment

Address: Branch : 0640 SAINTHAL PO SAINTHAL DIST. DAUSA

Transaction failed and deducted from payment account while doing online transaction with ATM card whose refund has not been received yet Seven days have completed.
Transaction details as follows:

1. Transaction Date :[protected]
Withdrawal Amount : 5, 000.00
Particulars : RECOM/PRCR/[protected]/[protected]:11:44/NPO

2.Transaction Date :[protected]
Withdrawal Amount : 10, 000.00br...
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V
Vishu@1
from Mumbai, Maharashtra
Oct 2, 2021
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Ipo amount still blocked.

Hello Sir/Mam. My name is Vishal Khol kare. I am bank customer since 8 years my account no. Is [protected]. And My UPI ID is [protected]@paytm. i was apply for Paras Defence IPO before some days but i didnt alloted any shares. I was applied two bids their application number is[protected] and[protected] and RRN Number is[protected][protected] my amount still blocked only one bid amount is unblocked another is not till now unblocked....
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H
Himkar Anand
Jul 21, 2021
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Regarding failed transaction and money also debited

Address: GARHIRAMPUR, NAWAGARHI, MUNGER,PIN-811211
Website: About ATM

Dear team, This is to inform You that my name is Satyam kumar, I have an account in your bank with acnt no-[protected], IFSC- UCBA0002772, Branch address- NAWAGARHI, MUNGER, PIN-811211, want to say that I have input to rs 2000 withdrawn on uco bank card ([protected]) on 19-07-21, 20:23:12, at LAL KOTHI OFFSITE, BHAGALPUR, ATM ID-NFUC0000. BUT transaction was failed by atm and my amount rs 2000 was also debited and didn't credited...
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R
Rahulsingh85399
Jul 8, 2021
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Unnecessary hold of amount in account

Address: UCO Bank moonidih post-moonidih ps-putki dis-dhanbad state-jharkhand

Today when I go to ATM for medical emergency to withdrawal 8000 rs my available bal-30000rs but the transaction was not done. Because of insufficient balance ... It was very shameful incident by the bank manager o[censored]CO bank moonidih branch
Dist- dhanbad state-jharkhand
Pin-828129
Bank code- 0871
Why my amount is in hold ???

Your faith fully
Kishan singh
Moonidih...
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J
jayeetadas
Jun 21, 2021
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Refund initiated by Zomato but not yet received

I placed an order on Zomato on 10th June but due to some technical issues my payment was not complete. I did the payment through UPI, 257 rupees was deducted from my account but I still not received yet the refund.
Zomato has been initiated my refund on 17th june, as they have provided me the refund reference number i.e RRN number.
KINDLY INITIATE MY REFUND, IT'S A HUMBLE REQUEST....
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R
Rishikesh Bhokare
Jun 2, 2021
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Amount debit but not Dispense Cash

I want withdrawn cash 2000 at sbi atm placed at mangalwar tale, satara 415002. But amount debit from account but cash not received.
This is the message I got from bank
Rs. 2, 000 withdrawn on UCO Bank Card XX0302 on 02-06-21, 20:16:45 at MANGALWAR PETH SATARA, SATARA ATM ID-NFUC0000.Avl Bal Rs. 3, 000.27.Report Dispute-https://bit.ly/2PZk2N5...
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J
jitu.1981
Nov 20, 2020
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Online fraud

Address: 167 krishna mandir, bhagat ki kothi, jodhpur

My complaint reference Id is[protected],
and[protected]
What is the status of my complaint
Pls reply...
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K
kunal Sinfh
from Mumbai, Maharashtra
Sep 22, 2019
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mere account mein paisa nahin aaya

Dear sir my name is kunal singh,
My uco bank account number[[protected] protected]
Ifsc code:ucba0000394
Mice code:[[protected]protected]
Branch: uco bank bhora dhanbad
I purchased a product from amazon but product is not working so i refund the product to amazon amazon refund the amount of this product on 13 september 2019 amazon refund reference id but amount is not add in my account so please check...
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S
Soruu
from Nilokheri, Haryana
Aug 28, 2019
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refund of failed transaction

I send 2200 rs through upi but transection failed and amount debited through mi pay app from uco bank to paytm payment bank please refund of my amount of transection as soon as possible otherwise i have to take action against uco bank so i request you to please refund the amount of my transection because i urgently need those amount to make transection somewhere but u debited this amount either my transection failed so i request you to please...
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