[Resolved]  Bharti Axa — two-wheeler insurance claim denied

Address:BA2101, Birch BlocK, Salapuria Greenage, Bommanahalli, Bangalore - 560068, 560068

Hi,

I have raised a claim on feb 11th, 2018 and have given my two-wheeler in the service center (Sarram autocrafts, orr, mahadevapura, bangalore) on the same day for repair. I got a call from service center after two weeks that insurance survey has been completed and repair has been done. I got no call from insurance company so i have called the customer care and got the insurance handler details but the number was not working. Finally, i got a call from another handler in march asking for the claim details. Informed that survey has been done and am waiting for your call to claim the refund. Later, on 14th march, i had to pay the amount in full with the service provider and asked to collect the bike, else fine will be charged on parking. Now, insurance company told the bike has been repaired before the survey has been done, so they closed my claim request stating i accepted to close the request which i didn't. I have raised a complaint with the company, but to my failure, they are acting on it. I got a call from the insurance company in 1st week of march where my claim is raised on feb 11th which is completely not acceptable. When i tried to call, that also went in failure. I've raised a compliant on the service center as well as they told me insurance survey has been done but hasn't been as per the company.in between their incapability, i've lost lot of time and had to take the stress.
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May 21, 2019
Complaint marked as Resolved 
Company didn't take any steps at all. They just verified internally and closed it. I didn't get any call to discuss on the issue. Please escalate it.
Bharti AXA customer support has been notified about the posted complaint.
Apr 16, 2019
Updated by Priyatham K
Claim no: I9M05ZHS
Verified Support
Apr 16, 2019
Bharti AXA Customer Care's response
Dear Priyatham, we understand how inconvenient this could be and sincerely apologize for the same. Could you please share your policy number and contact details via message? It will help us address your concern on priority.
Apr 16, 2019
Updated by Priyatham K
Policy Number: I2564551
Claim Number: I9M05ZHS
Verified Support
Apr 16, 2019
Bharti AXA Customer Care's response
Dear Priyatham, thank you for sharing the details. We would like to assure you that your concern is being looked into on priority.
Verified Support
Apr 18, 2019
Bharti AXA Customer Care's response
Dear Priyatham, we sincerely apologize for the inconvenience caused. We have reviewed your complaint no. BHG048398. We note that the vehicle was repaired without inspection and approval of our surveyor and hence the claim is not payable as per policy T&C.
Apr 22, 2019
Updated by Priyatham K
what is the SLA on the response form your claims team? I have raised the claim on Feb 11th. I got a response call from you in March 1st week. I tried to connect in between with you but for no use of it. If you say that is fine, then you are agreeing indirectly that you can survey after a month from when the claim is raised, implying that all rejected claims stating the damages are old to any vehicle will have to approved. I'll check for such claims, if that is the case. Please confirm.
Apr 26, 2019
Updated by Priyatham K
I am still awaiting your response!
May 01, 2019
Updated by Priyatham K
High time. I'm taking your silence as a yes now. I'll share this complaint in social media so any one who are impacted by your policy might see this helpful. Thanks for your support.
Complaint comments 

Comments

what is the SLA on the response form your claims team? I have raised the claim on Feb 11th. I got a response call from you in March 1st week. I tried to connect in between with you but for no use of it. If you say that is fine, then you are agreeing indirectly that you can survey after a month from when the claim is raised, implying that all rejected claims stating the damages are old to any vehicle will have to approved. I'll check for such claims, if that is the case. Please confirm.
Plz I have not accept policy
No[protected] policy hokar name Mohd Tufail tanda badli rampur up plz cancel this policy creado card ending no 6600. Plz plz I don't want this policy plz plz cancel this policy universal production insurance policy

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