Can Fin Homes — House Loan No.[protected] | |||
Dear Sir/Madam, I took a house loan from Can Fin Homes Ltd, Hesaraghatta Branch, Bangalore for purchase land and construct a house on May 2016. The action loan amount is 28 lacs with a fixed interest rate of 9.95%. The initial sanctioned amount for land purchase was Rs. 20, 90, 000/-. I decide to repay the loan amount since the interest rate was very high compare to other banks. The bank did not provide home loan certificate when I approached the bank for the first financial year 2016-17 to claim IT tax benefit. I had constructed a small house with tiles roof within the same site within 2 years. Without verifying it or confirming with me bank is converted my home loan to site loan after 2 years with an increased interest rate to 12.75% and they included the additional amount Rs. 70000/- as arrears of increased interest in my loan account. When I informed the bank manager about the constructed house and he sent a third party agent to verify it. I have to pay Rs. 2000/- for this verification and sent a report. The agent sent the picture and details about the house. But, the bank manager (Mr Nandish, mobile [protected]) was not ready to revert back from site loan to house loan, the reason he saying that they (bank) will not consider tiles roof house for a home loan. The bank continues charging an interest rate of 12.75% till now. I feel I am not getting justice on this home loan and the bank is kept charging high-interest rate. Kindly request you to provide me with a justice on this matter where I should have the privilege to construct the house as per my choice to reduce the liabilities and additional burden. Regards, Jayaprakash [protected] Was this information helpful? | |||
Can Fin Homes customer support has been notified about the posted complaint. | |||
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No. 29/1, Sir M N Krishna Rao Road, Basavanagudi, Bangalore, Karnataka, India - 560004
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