I (Ramesh Chandra Saxena, Rtd. Govt. Employee -Railways) was holding an FDR No. 934532 (Amount 50,000 dated 31.05.2010) in canara bank, Suraj Bhan Branch, Bareilly, UP. When I went to this bank for encashment of above said FDR on maturity, I was informed by this bank that this FDR is not valid and may be issued by fault which could not be understood by me.
In that circumstances, I have written to the bank manager for resolving above said undigestible problem because I am holding FDR issued by that branch on dated 04.06.2011 but I have noy got any response from that bank. When I went personally to that bank, manager insisted me to deposite the original FDR and said this is an faulty FDR and issues by mistake. He told me there is no record available in bank regarding the source of money for above said FDR. In response to that I have asked him to show complete records related to sourse of money for my other FDRs which I was carring with me but he failed to got any such records.
Therefore, if bank is lacking in any records, it is purely bank's responsibility. The bank should give my money back to me as I am having original FDR issued by this bank.
You are kindly requested to take appropriate action so that my benefits could not be overlooked as being a retired citizen.
Please acknowledge registration of complaint.
Encl: Attested photocopy of above said FDR.
Aug 13, 2020
Complaint marked as Resolved
Respected sir/madam,
With due respect I Puvan S/o of Mr.Vijayakumar would like to state that i am a student Of NEHRU INSTITUTE OF ENGINEERING & TECHNOLOGY [Approved by AICTE, New Delhi & Affliated to Anna University,Coimbatore]
I had applied for education loan of Rs.2 ,90,200[Two Lakh ninety thousand and two hundred rupees] in Canara Bank,Tondiarpet Branch,Chennai-600081,TamilNadu to pursue B.E.Aeronautical Engineering which is a 4yrs course and is approved by AICTE and my parents are not financially strong that they can afford my fees. My father is working abroad [saudhi Arabia] as a tailor earning Rs.13000 per month and my mother is a housewife. The senior authorities have denied to approve my loan stating the reason that my father have to stay in India to get the education loan inspite of submitting all the needed documents including my father’s income report.I had scored 87.5 % in my 12th HSC Board.I only had one hope that through this way i would be able to go for my Higher studies. I do not find the reason for denying my loan a genuine and the correct thing to do with a chid who really looks forward for financial assistance from bank and when i had a word regarding this matter the Canara Bank Manager said that a student whose father working abroad cant be guaranteed to repay the loan so cant be granted.This has really depressed me a lot.
I really need education loan assistance from your side because my LIFE and My CAREER is at stake.I hope you would understand my situation and would pay attention on a poor and needy boy’s plead and would take action reagarding this matter quickly and revert me back so that i can shape my career.
Looking forward for a quick reply from your side
Thanking You,
Yours Faithfully,
Puvan.V
No.12/2b,Grace Garden,
Royapuram,Chennai-13.
Tamilnadu.