Capital First — 99 INR deducted without consent

4-5 years back I had a loan account. all paid up. Now I see a 99 INR charge on my statement (bank from where EMI used to be deducted) as some kind of maintenance charge. This is very unethical on part of IDFC to do so. plz revert the charge. i see so many complaints on this regard.
The charge is on May 27 as ACH-DR-TPCAPFRST IDFC FIRST-[protected]-U for 99 INR
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