Capital First — My capital first emi card is permanently blocked

Address:

Bhubaneshwar, odisha, india

My self saubhagya ranjan das. I was closed a cheq bounce loan with penalty and follow all the protocol as per guidelines and they told me that your can take another loan after (6 months )deposit your overdues.but i recently applied for a loan and found that my card is permanently blocked and my civil score is 550.

That was my last loan which is in 2018 -19.

I called customer care but they can't solve my issue and ans me that your card is permanently blocked and we can't do anything from ourside..

I.e- after clear my all outstanding i am unable to take another loan from this company or other company as my CIBIL score is also decrease.