[Resolved]  Capital First — regarding loan 17449727

Hi Team,

This is the first time I am with capital first. I faced very worst experience with you.

I have applied for loan as there is offer for women with interest 10.65, amount 3, 00, 000 with out insurance charges and tenure 24 months.
Capital First people process loan for 3, 07578 with insurance charges 6500 and tenure 60 months.

Whatever the amount I expected will get benefit through less interest rate, double amount I lost through this insurance charges and tenure long period interest. If I applied to my regular bank itself I might get better benefit than this. I repented to choose this now.

Regarding this I have called customer care [protected] multiple times, people are answering but disconnecting without giving any resolution. I spoken with teena, anand, Prashant etc..

Raised tickets – 22571574, 22534962, 22533361, 22526480 and 22526453.

No idea how many are in progress.. Max tickets are closed with out intimating me and without giving resolution.

Very careless and ridiculous response from customer care.

Hope to get resolution after sending this mail at least. Otherwise I will search for further process about this.

Losing amount and paying more interest is very worst experience with this.

Thanks & Regards,
Lalitha.J
[protected]
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Oct 22, 2018
Complaint marked as Resolved 
Capital First customer support has been notified about the posted complaint.
Verified Support
Sep 21, 2018
Capital First Customer Care's response
Dear Ms. Kumari,



This is with reference to your concerns regarding your loan account.



We regret the inconvenience caused. We would like to inform you that we are working towards your concern and will share the response on your mail id.



Assuring you of our best services always.



Regards,

Capital First Limited
Complaint comments 

Comments

Yes i got call from capital first, but they didnt provided any resolution till now. They are saying that it is our mistake with out confirming detail with customer, we blindly believed our executive.
Saying sorry cannot fill my loss, do the favour of closing loan with this bank with out any charges. or weave off insurance and reduce tenure...

do the needful... hope i will get postive repsonse for this.
Capital First Customer Care's response, Sep 25, 2018
Verified Support
Dear Ms. Javvadi,

This is with reference to your concerns regarding your loan account.

We wish to inform that we are looking into the concerns raised by you and we would send the final response on your email id shortly.

Assuring you of our best services always.

Regards,
Capital First Limited
Got call from capital first again with false commitment
1) force closure without any charges just what is the amount credited to ur account.
2) we will check to do best for you...

Again sent forceclosure statement for 328650 for loan amount 307875.

Without using your loan amount i have to lose around 30000 just for choosing capital first. This force closure charges + processing fee + insurance + admin fee...

is this way to resolve customer issue ???
Capital First Customer Care's response, Sep 26, 2018
Verified Support
Dear Ms. Javvadi,

This is with reference to your concerns regarding your loan account.

We wish to inform that we are looking into the concerns raised by you and we would send the final response on your email id shortly.

Assuring you of our best services always.

Regards,
Capital First Limited

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