Cholamandalam Investment And Finance Company Ltd — Foreclosure charges

Address:

Coimbatore, Tamil Nadu

I r.Nagarajan 1776 trichy road olyumpus ramanadhapuram coimbatore t.N.Has taken a home equity loan no xoheco[protected] .Dated, 28.03.2014 for 22000000 at rate 13.8.At a fourcloser of 4% if take over or 2% for own fund for purchasing a house in bangalore and i have paid 16 emi without any cheque bounce, bajaj finance offered at 11.75 takeovr of loan now chola has charged 4% as forecast charges rs 9583391.75.But as per rbi role rbi/2013_14/582, dbod direct. Bc no 110/13.03.00/2013_14 .And rbi /2014-15/121.Dnbs (Pd).Cc.No.399/03.10.42/[protected] july 14.2014 there is no forcloser charges for non banking financial companies on floating rate .So please advise me regarding this matter
Thanking you