Cholamandalam Investments And Finance Company Ltd — Foreclosure charges

Address:	Pune, Maharashtra, 411038
Website:	chola.murugappa.com

Dear Sir, I Shyam Agarwal have taken a mortgage loan from CHOLAMANDALAM INVESTMENTS AND FINANCE COMPANY LTD. of Rs. 64, 00, 000/- & 25, 00, 000/- in 2011 & 2015. Sir i have been paying my Emi"s timely upto now but now i want to repay the balance amount & close the loan account. For that CHOLA is charging me 2% foreclosure charges on outstanding amount. As per RBI"s rule pre closing charges or foreclosure charges cant be taken but these people are not listening.
So i request you to kindly help me in this matter.

Sir i have attached copy of details provided to me by CHOLA.

Sir due to penalty of Rs. 2500/- per day i have already paid my balance amount with foreclosure charges to chola on 18/01/2016. I request you to kindly help me in getting my 2% amount i.e. Rs. 1, 35, 220/- back.

Thanks & Regards,
Shyam Agarwal
4/A-2/5, New Ajantha Avenue,
Paud Road, Kothrud, Maharashtra, Pune 411038
Enail- [protected]@gmail.com