CIBIL — How my CIBIL Score is Zero(I Have NO any LOAN or NO Credit Card)

manindraagrawal

from Delhi, Delhi

Address:

Ghaziabad, Uttar Pradesh

Hello All, Greetings for the Day!!! I am Manindra Agrawal. Have Applied for Credit Card of SBI (Simply Save) After 10 days the SBI Executive Whatsapp me, Yours CC has decline due to yours CIBIL Score is 0. I don't know me much more about CIBIL but i surfed on Internet and known that CIBIL will score all yours financial transactions of Credit Cards and loans. I understand concerns of CIBIL. But I have Some following Points please consider it 1- I Have never Applied for ANY LOAN and I have no any LOAN 2- I Have no any Credit Card yet. As per my know CIBIL will give Score on basis of above 2 cases either you have any loan or credit card But in my case I HAVE NO ANY LOAN AND NO ANY CREDIT CARDS So How CIBIL has been awarded me ZERO(0) Score ???? Any person will Apply first time for any Loan or Credit Card so at first time how my CIBIL score is ZERO, As per CIBIL Rules, Person will born with CIBIL Score CARD very funny. So on above points kindly do positive and needful action. So that My Credit Card or Loan may be sanctioned. Thanks Manindra Agrawal Mobile No- [protected] DOB[protected] PAN Card No- AMBPA9812B Address:- Mahagun Mansion Flat No- 202, Osimo-1 Indirapuram Ghaziabad (UP)-201014

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Comments

Credit Information Bureau India [CIBIL] Customer Care

from Mumbai, Maharashtra

Verified Support

Dear Manindra,

If you have never taken any loan or credit card then there is no credit history available for you in the CIBIL database and therefore we cannot provide a credit score for you. For more information, you can visit the following link: http://bit.ly/1zvMsjJ

Thanks & Regards,
CIBIL Consumer Services

manindraagrawal

from Delhi, Delhi

But why my Credit Card Disapproved Due to Zero Score in CIBIL.
I have never requirement of loan so never applied for Loan

What is the solution of that so that I will get Credit Card.

If I will Apply for Loan than bank will check my CIBIL Score which is Zero and denial my Loan also.
Any person have Zero score in Initial Stage so As per Yours concern I will never get LOAN or Credit Card ??

Manindra

santosh45698

from Hyderabad, Telangana

Hi Team,

I am also facing the same issue as Mahindra. Could you please advise how can we I start getting CIBIL score.

Regards,
Santosh

subbaraju E V

from Bengaluru, Karnataka

Hi Mahindra,

i am also facing the same issue did u get any solution for this pls help me out

Soheb Jindani

from Hosur, Tamil Nadu

Hi Mahindra,

i am also facing the same issue did u get any solution for this.

Please share if you find anything regards this

ishunupur

from Hyderabad, Telangana

Here are the solutions for your CIBIL issues like Bad credit history, Errors in CIBIL Report, Days Past Due (DPD)
For more solutions visit https://www.creditseva.com/solution-cibil-report-problems