[Resolved]  Bajaj Finserv Lending — Excess deduction of EMI

Address:

Ahmedabad, Gujarat

I have taken a consumer durable loan on 24/05/2010 vide their Agreement Number 4180CD00038433 for 12 month equal EMI. On begining I have paid Rs. 5500 as advance EMI i.e. for 4 months. Remaining EMIs I have given the ECS form signed to collect from my bank AXIS bank. Everymonth the ECS date is 5th. After paying 5 EMIs on 5th of every month starting 5th July 2010, I have paid the remaining 3 EMIs on 30th November 2010 through online by debit card. In spite of this they have still continuing tthe sumission of ECS witdrawal 5th Dec. and now on 5th Jan. 2011also. In spite of showing the loan have closed in my loan account on their wepage.

Whle enquiring with their Accountant Mr. Happy of Ahmedabad branch office, he is threatening me over phone that he will sunmit the ECS for every month untill the actual closure of EMI preapproved. After they will think about returning my excess money whatever available. Request your help. Sidharthan