[Resolved]  Bank Of India Master Card — Dispute in Bill that is reversed after almost 2 Yrs

I have been holding bank of India credit card since 1994, paying regularly, never ever carroed forward any Blanace or default in my account & never faced any major Problem till recently when i recieved my statement dtd 15th March 2008 with Credit reversal of Rs.Rs.8108.26 dtd 13.01.2006 & Rs.15393.24 dtd 18.04.2006.Immidiately i spoke to the Dept offocial & requested for detailed account ststement stsrting 6 months before the referred 1st reversal till date, followed by which I had sent a written complaint.There was no response from their end followed by the stsement of 15th April which had carried forward the above amount alongwith Service charge of Rs.14586.50 + Rs.1750.38 ( 12% Service Tax) + Rs.52.51 ( towards education Cess).I did send them another reminder dtd.26.4.2008
to which they have not yet responded, no ststement for month of May 2008 & in June I recieved another Letter & statement dtd.15th June 2008 with additional Charges of around RS.1200/- which was recieved on 28June 2008, with a letter threatening to report it to CIBIL incase we do not pay up within 15days .

Now I want to know how do i resolve this issue, by the inaction at the bankers end & fault at their end how can our credibility be at stake?

Aniruddha Mookherjee
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