[Resolved]  Barclay Credit Card — remove settlement word from cibil

Address:

Vadodara, Gujarat

TO,
CIBIL CONSUMER

SUBJECT : COMPLAIN REGARDING I AM NOT GETTING EDUCATION LOAN
WITH I AM NOT DEFAULTOR.

RESPECTED SIR,
I JYOTIPRAKASH TRIGUNAYAT holder of BARCLAY CREDIT CARD No: #[protected]. But since August 2008 I am being cheated from Bank. i.e In August 2008 my account balance was Rs 15774.70.Now on[protected] the late payment charge of RS 561 was charged on my account .Now because of this on[protected] my card limit amount had crossed Rs 16000.on which bank had charged again Rs 561 because of over limit amount. After that on[protected] late payment amount of Rs 561 was cancelled by bank but over limit amount i.e Rs 561 was not cancelled and was charged on my account by bank.
Bank had started language..then bank had started making extra charges on my account which leads to Rs 35000 and above without any default from my side.Instead that I was ready to pay actual amount with interest but they were not ready and want their full amount with their charges.
At last on[protected] again I tried to contact them and they were ready to accept due amount with interest i.e Rs 7047. So on[protected] I had paid amount of Rs 7047 with Interest and Service Tax which was not a SETTLEMENT AMOUNT .because I had paid whole amount with Interest .
They even had registered my name in CIBIL due to which I had suffered many problems and still suffering because still I am not getting EDUCATION LOAN for my children because they had used SETTLEMENT word . when I applied to SBI BANK KARELIBAUG BARODA they reject my file from[protected] by replying this words “CIBIL of Applicant is adverse”.
Instead I am not a defaultor why I and my childrens suffer so please as soon as possible cancel SETTLEMENT word from cibil and help me out.