Comments
Hi This Bikiksh people are calling and Torturing me and my family.
I left dubai in 2010DEC and I made more than 6 Lacs INR as settlement.
Now they waited for 20 months to increase the interest and following up.
I dont want to pay anything to them.
WE came out of dubai because we lost JOB, so now from where you will pay.
Already we have enough loans in INDIA.
Police need to take action against these guys.
Regards
Satheesh
I left dubai in 2010DEC and I made more than 6 Lacs INR as settlement.
Now they waited for 20 months to increase the interest and following up.
I dont want to pay anything to them.
WE came out of dubai because we lost JOB, so now from where you will pay.
Already we have enough loans in INDIA.
Police need to take action against these guys.
Regards
Satheesh
there should be a collective movement against the harassments of these banks and this bilkish.
a friend of mine committed suicide in india because of them.
we are not criminals and we are just the victims of ill fated economy. so are we being treated like animals by these collection agencies whereas police don't even act like this?
a friend of mine committed suicide in india because of them.
we are not criminals and we are just the victims of ill fated economy. so are we being treated like animals by these collection agencies whereas police don't even act like this?
SUFYANB obviously works with Bilkish. Next time they call you, RECORD your conversation. Tell all your family members to do the same. If they go to your house or workplace, record and VIDEO the situation. Tell him that if he keeps on doing this you will file harassment case against him and Bilkish.
They harass and intimidate to be able to get their COMMISSION. But none of your payments go to your account. These debts have already been written off by the banks and considered unrecoverable. So STOP AND DON'T EVEN ATTEMPT TO PAY OR DEAL WITH THESE SCAMBAGS!
They harass and intimidate to be able to get their COMMISSION. But none of your payments go to your account. These debts have already been written off by the banks and considered unrecoverable. So STOP AND DON'T EVEN ATTEMPT TO PAY OR DEAL WITH THESE SCAMBAGS!
The credit card issuers are charging very high interest rates in UAE around 35- 41% annually. As per the bank these high charges are to accommodate the risk of lending money to the card holder. The personal loan interest rate is between 4.99 to 6.5% per annum. The risk they consider for the high interest rate for credit card is in line with percentage of expected default. even if the percentage of defaulters are high, banks must have received enough money from high interet rate to cover the default. These cards are issued as per banks credit check and verification only. In this world there are robbers, looters, etc... Do not consider the defaulters among them. Most of these defaulters wre paying regularly for many years and due to situations made them to move away from UAE without settling the debts. If they are given chance, they will surely pay. I suggest these collection agencies to start recruitment services to help these people back into job, so that they can pay off their debts, than harassment.
Regards,
A well wisher
Regards,
A well wisher
Bilkish Associates Pvt Ltd
249/250, 2nd Floor, Plot 9, Laxmi Plaza, Laxmi Industrial Estate, New Link Road, Andheri West, Mumbai - 400053
Call: +[protected], 26376153, 26376145, 26376152
This is the address which is available in Just dial .I had lost my job due to recession and came to India in Dec 2009. They had visited my home and harrased my parents when i was not there . Now they are harassing me by calling in my office .I dont know what to do .I didnt run away from UAE I came through proper way by cancelling my VISA . I am afraid that i will have to quit my job and search new job.I have 4 dependends one is my daughter who is only 15months old . I am really scared.Kindly help.
249/250, 2nd Floor, Plot 9, Laxmi Plaza, Laxmi Industrial Estate, New Link Road, Andheri West, Mumbai - 400053
Call: +[protected], 26376153, 26376145, 26376152
This is the address which is available in Just dial .I had lost my job due to recession and came to India in Dec 2009. They had visited my home and harrased my parents when i was not there . Now they are harassing me by calling in my office .I dont know what to do .I didnt run away from UAE I came through proper way by cancelling my VISA . I am afraid that i will have to quit my job and search new job.I have 4 dependends one is my daughter who is only 15months old . I am really scared.Kindly help.
Dear All,
Why can't we all form as a Association to fight them. We all didn't spent for luxuries like most of the big people do, we are middle class people who were played by our fate. UAE it self is a honey trap. first of all contracts for coming back to home country with out any troubles. Please we will open a page in Facebook and publish and submit our request to Ministry of home affairs. Please join with me [protected]@gmail.com for sharing suggestion for dealing with blood suckers
Why can't we all form as a Association to fight them. We all didn't spent for luxuries like most of the big people do, we are middle class people who were played by our fate. UAE it self is a honey trap. first of all contracts for coming back to home country with out any troubles. Please we will open a page in Facebook and publish and submit our request to Ministry of home affairs. Please join with me [protected]@gmail.com for sharing suggestion for dealing with blood suckers
hii..
instead of forming an association and fighting u can jst sit behind and try to settle ur dues..
Bilkish Associates help ppl to settle their dues..Bilkish Associates is a well authorised company..and for ur kind information the Indian government has given the permission to BILKISH PVT to follow the customer regarding his laibilty here in India...if at all u want to settle ur dues u can mail me at [protected]@ymail.com..Bilkish Associates has helped me in settling my dues..they r doing an outstanding job...Thank u Bilkish ...
instead of forming an association and fighting u can jst sit behind and try to settle ur dues..
Bilkish Associates help ppl to settle their dues..Bilkish Associates is a well authorised company..and for ur kind information the Indian government has given the permission to BILKISH PVT to follow the customer regarding his laibilty here in India...if at all u want to settle ur dues u can mail me at [protected]@ymail.com..Bilkish Associates has helped me in settling my dues..they r doing an outstanding job...Thank u Bilkish ...
hii anna,
i totally agree with wht u...bilkish as..is doing n outstanding job of helping the ppl...they have even helped me in paying back my dues..thank u bilkish ...
i totally agree with wht u...bilkish as..is doing n outstanding job of helping the ppl...they have even helped me in paying back my dues..thank u bilkish ...
If bilking is legal, then why should they threaten over phone. They can legally sue the defaulters. The court of law will decide. These are just for their commission on the defaulted amount. Do not be scared. Just change mobile no. If any one comes to your house catch him, beat his out and handover to police that he is trespassing into your property. My friend did this in Bangalore
Dear All,
I am also facing the same problem with these guys as i am ready to make the payment and ask them for some time to recover from my situation so i can start my payment regularly with out any fail... but these guys are not listening and they have started to harassment... i am from Hyderabad and presently i am out of country and they started to go to my home and threaten my parents... i have explained my situation to them and said i will not skip the amount which i have used and will pay to the bank but i need some time to settle down my financial situation at-least for another 6months..
Friends please suggest me how can i handle this situation and buy some time for settling this issue...
I am also facing the same problem with these guys as i am ready to make the payment and ask them for some time to recover from my situation so i can start my payment regularly with out any fail... but these guys are not listening and they have started to harassment... i am from Hyderabad and presently i am out of country and they started to go to my home and threaten my parents... i have explained my situation to them and said i will not skip the amount which i have used and will pay to the bank but i need some time to settle down my financial situation at-least for another 6months..
Friends please suggest me how can i handle this situation and buy some time for settling this issue...
Hai My Name Is K.Natarajan. I wrote this letter from UAE Abu Dhabi. I have Mashreq credit card amonunt pending Dhs. 9447/- in Mar 2010 after I was leave the job and rejoined in Aug 2010. In between this period Am I not paid But informed to concerned bank/Branch. Exactly in October credit collection agency from Coimbatore they try to call my family and torchere to them. I have been called to Head of the collection department in dubai for informed this message and promise to them regarding this pending payments will paid within two months. I was paid[protected] one payment Dhs. 10, 000(Ten Thousand) and its already been clear my side. Now yesterday same collection agency from coimbatore call and try to given the pressure to my family. Today when I check with Abudhabi Khalifa Street, Mashreq branch recovery department incharge Mr. Kashinath Puthran said my account nothing pending but collection department from UAE may be if this completion transaction details didn't sent to the collection agency .coimbatore. This is Bank will treat to the customer patience. Be aware of this . Last three years Am I present here with same contact no.[protected] but no one call and ask this matter. So please those are effected financially when cleared by any banks same time take the clearance from them otherwise we will face the same problems.
K. Natarajan
E-Mail Id- [protected]@yahoo.com
Skype - ko.nataraj65
Contact No.[protected]
K. Natarajan
E-Mail Id- [protected]@yahoo.com
Skype - ko.nataraj65
Contact No.[protected]
Dear All
Bilkish associates may be authorized agent for UAE banks but legally they are not authorised to perform recovery in India please note as per legal process those banks who have 100% subsidiary unit in India only they are authorized to collect their default payment o[censored]AE in India through proper channel i.e. by filing court cases no other intermediaries or agent can represent or perform on their behalf it is illegal and if anyone does so you can approach to nearest police station to register complain they can be easily charged and booked U/S 420 and other charges as applicable
Bilkish associates may be authorized agent for UAE banks but legally they are not authorised to perform recovery in India please note as per legal process those banks who have 100% subsidiary unit in India only they are authorized to collect their default payment o[censored]AE in India through proper channel i.e. by filing court cases no other intermediaries or agent can represent or perform on their behalf it is illegal and if anyone does so you can approach to nearest police station to register complain they can be easily charged and booked U/S 420 and other charges as applicable
All my dear member on this issue of Bilkish Associates. Assalam wo alaykum..
I want to share my experience. I am sunny from Pakistan. 5 year ago i used credit card in Saudi Arabia and lost my job and come back to my home country in very bad situation. I am jobless person and can not clear the outstanding due on my credit card.
Now Bilkish branch in Pakistan is harassing me and my family. They are black mailer. I have discussed my matters with many lawyers in Pakistan. They said that the bank default money is already insured and they get it from insurance company. if they make calls and do harassment and if they visit your home. just beat them and handover to the police.
it is only the bank who can/may file a case of recovery against you. than you simply need to file a mercy petition to wave off the amount because you are jobless and with no business and assets.
Please do not make any commitment or agreement with Bilkish regarding your payment settlement without your first guidance from any Lawyer expert in Banking/Bankruptcy matters.
Please never visit their office, if they call you to come for meeting. they are blackmailer and record your every thing.
They just take heavy commission and it is their business to look for innocent people and than start doing blackmailing.
I want to share my experience. I am sunny from Pakistan. 5 year ago i used credit card in Saudi Arabia and lost my job and come back to my home country in very bad situation. I am jobless person and can not clear the outstanding due on my credit card.
Now Bilkish branch in Pakistan is harassing me and my family. They are black mailer. I have discussed my matters with many lawyers in Pakistan. They said that the bank default money is already insured and they get it from insurance company. if they make calls and do harassment and if they visit your home. just beat them and handover to the police.
it is only the bank who can/may file a case of recovery against you. than you simply need to file a mercy petition to wave off the amount because you are jobless and with no business and assets.
Please do not make any commitment or agreement with Bilkish regarding your payment settlement without your first guidance from any Lawyer expert in Banking/Bankruptcy matters.
Please never visit their office, if they call you to come for meeting. they are blackmailer and record your every thing.
They just take heavy commission and it is their business to look for innocent people and than start doing blackmailing.
Anybody who calls up and threatens people in India, are violating Indian Laws, and they do this brazenly, because on average Indians are legally illiterate. Under the law, they cannot contact anybody who has outstandings on foreign soil. It is a violation of law.
Facts:
1. For any outstanding in a Foreign Country, no individual or company has any jurisdiction to contact anyone here, to ask for their repayment. If anyone does so, it amounts to "EXTORTION"!
2. Impersonation of Police officials, lawyers, and Interpol officials and threatening with cases and imprisonment, is also a grave Criminal Offense!
So, what these crooks are doing is Extortion, legally speaking.
What to do:
1. Please keep a recorder handy, if and when any of these crooks call, record the entire conversation. Note down the Tel Nos on caller id., make note of the time of call.
2. If anybody visits your house, its even more grave offence. Please use mobile phone to record the person's face, ask for their identification, take pictures of those. Any advocate who visits you, ask for their identification, take pictures of their face, and any id card they provide, and their contact details.
2. Once you have credible evidence against these people, file a police complaint against them for Extortion, and impersonation of Police officials. Both are a non-bailable offence, and is also classified under "organised crime". Hence these crooks will fry once caught with evidence.
Facts:
1. For any outstanding in a Foreign Country, no individual or company has any jurisdiction to contact anyone here, to ask for their repayment. If anyone does so, it amounts to "EXTORTION"!
2. Impersonation of Police officials, lawyers, and Interpol officials and threatening with cases and imprisonment, is also a grave Criminal Offense!
So, what these crooks are doing is Extortion, legally speaking.
What to do:
1. Please keep a recorder handy, if and when any of these crooks call, record the entire conversation. Note down the Tel Nos on caller id., make note of the time of call.
2. If anybody visits your house, its even more grave offence. Please use mobile phone to record the person's face, ask for their identification, take pictures of those. Any advocate who visits you, ask for their identification, take pictures of their face, and any id card they provide, and their contact details.
2. Once you have credible evidence against these people, file a police complaint against them for Extortion, and impersonation of Police officials. Both are a non-bailable offence, and is also classified under "organised crime". Hence these crooks will fry once caught with evidence.
This matter has been sent to RBI for their action on this agency and no need to pay UAE debit if you lost the job as it could not be pay out from Indian earning .
Why UAE bank giving loan as more than the contract years.
They should inform to the company that this person has taken loan and the repayment period is like that and take company approval before disbursement of the loan amount to the candidate.
In that way no body will have UAE bank liability when he will out from Dubai.
This is only one who is creating this situation .
before giving any loan they should check the person already liability with other banks and accordingly has to take approval from the company before giving loan to any one.
They know the liability of the person with other bank and also selling their products and one day it is going beyond person monthly salary and there are interest accumulations from every side and one day the person has to left the country with these bull sit unpaid dues.
Why UAE bank giving loan as more than the contract years.
They should inform to the company that this person has taken loan and the repayment period is like that and take company approval before disbursement of the loan amount to the candidate.
In that way no body will have UAE bank liability when he will out from Dubai.
This is only one who is creating this situation .
before giving any loan they should check the person already liability with other banks and accordingly has to take approval from the company before giving loan to any one.
They know the liability of the person with other bank and also selling their products and one day it is going beyond person monthly salary and there are interest accumulations from every side and one day the person has to left the country with these bull sit unpaid dues.
Hi All
Bilkish Associates has been reported as to RBI with all exchanges comments by you all. Please do not keep hide in cave let come out and let make one agenda to all parties to stop illegal recover operation of agents on behalf o[censored]AE banks /KSA Banks/qatar Banks etc.
There are so many Bilkish in India who is running this kind of business and threatening the peoples and families and making them to get suicide
I am waiting all you on twitter or let us make a mail to RBI as I have already sent with all details about Bilkish .
Bilkish Associates has been reported as to RBI with all exchanges comments by you all. Please do not keep hide in cave let come out and let make one agenda to all parties to stop illegal recover operation of agents on behalf o[censored]AE banks /KSA Banks/qatar Banks etc.
There are so many Bilkish in India who is running this kind of business and threatening the peoples and families and making them to get suicide
I am waiting all you on twitter or let us make a mail to RBI as I have already sent with all details about Bilkish .
Secondly----let us assume for a moment that these people are legitimate collection agencies----a credit card or a loan default is a mere civil case and NO Police case can be registered against you for this. (There is a chance that they are using a policeman who might be in their payroll in which case you need to approach your lawyer and if you do so then this policeman fearing for his job will never call you again.)
Thirdly the correct procedure is to tell them to send you a debt validation notice with the correct relevant details.
Tell them that in India is not banana republic like the UAE and there are laws .
Please approach a lawyer and DO NOT Give in to these anti - social elements masquerading as collection agencies. Knowledge, Information and courage are the keys to fight this menace.
Even if you pay them, the money will be pocketed by these agencies and will not reach the bank .