[Resolved]  Cholamandalam Personal Loan — EMI taken twice

Very poor service. I have paid EMI is cash payment, then they tried to take the emi amount from my account through ECS. I have spoken to them serveral times but no use.

i have taken personal loan in the year 2007 as i have sufficiant fund to repay myu loan i am not able to reach to you all. i am tired of trying ur andheri branch no. which is wrongly printed in the broceure.
pl get in touch with me or else i will stop the cheque payment coz its not fair if you all are not available to solve clients problems. please as soon as possible. my contact no is [protected]. very urgent.

Agreement Number: XSEGPUR[protected]

The above said is my agreement number for loan granted by Cholamandalam DBS. In the year 2007, I took a loan of Rs.50, 000 at a very high interest rate of 36%. I was in need of money very urgently and so i took the loan from them . But i informed them that i would do the preclosure of my loan within a year. They agreed to my statement. As i promised them i tried to do the preclosure of my loan but THEY DID NOT ALLOW ME TO DO THE PRECLOSURE. They gave me lame excuses and pulled my loan period for another year. I really got upset and met the bank manager (Mr. Srinivasan-Chetpat Branch Ph no: [protected]). Even then he did not respond me and was irresponsible. They were dragging the loan period and finally i fought for my rights and setlled my loan. I got the receipt as well as No-Due certificates after 2 years.
Now again they took my money from my bank saying that it was the EMI for my loan. i got frustated and asked Mr. Srinivasan about this . He yelled at me and disconnected my call and never answered my call till date. I kindly request you all not to take loan from Cholamandalam DBS.

Sujatha you shall go ahead and stop the cheque these dogs are worthless s**t. Even in my case i struggled for almost a year and finally got response from them only after stopping my EMI. Please read the above article...

I had taken a loan of Rs.50, 000/- on November 2007 and 2644/- as emi is presented on my ICICI bank every 5th of the month. First time on the Apil 2008 my installment got bounced due to unavoidable circumstances. So I go to Rajbhavan Branch same day i paid amount and I collected 2644/-- with receipt .I was out of station when after few days I checked my ICICI statement I saw that an amount of Rs 276/-has been taken from my ICICI a/c. I tried calling customer service on[protected] but there was no record found. After i paid the amount even though cheque represt. So that means you have no record of the rs 2644/- Cheque return has been taken twice in April.I have written several times in http://www.choladbs.com/contactus.asp but no reply. After one year recently october 2009 my installment got bounced due to insufficient fund. So I paid to local branch rajbhavan road 2644/- with receipt. even though 3 times cheque represent to bank and i saw tht an amount of rs 276/- three time has been taken from My ICICI a/c. I visit there branch once again I duscussed collection boy Mr.Madhu but there is no result. really this people is very neglate.I kindly request you all not to take loan from Cholamandalam DBS.

a have taken a personal loan from cholamandalam.in the month of january twice emi is taken from me.on 16/1/2010 i maked a payment to a person of rs3457 and my emi was debited from my acount on 15/01/2010 so please help me in this case
my loan acc.no. isxseggha[protected].and a recciept no.is1720964

Dear concerned,

Please note that ESC-TP Cholamandalam[protected] / [protected] of Rs 2584/- has been debited twice from my acount in the month of Jan 2010.
Request you to please reverse the amount to my acount ASAP.

Regards
Chetan
[protected]

A/C: XSEGAHM[protected]

I had taken a loan of Rs.6, 54, 0000.00 on Apr 2008 and 23973/- as emi is presented on my hdfc bank every 5th of the month. First time on the 5th Feb 2010 my installment got bounced due to unavoidable circumstances. So collection agent called and came to my house on 13/02/2010 and collected 23973+ 500 bank charge=24473/- with receipt no.[protected]. I was out of station when after few days I checked my HDFC statement I saw that on 16/02/2010 an amount of Rs 23973/- has been taken from my hdfc a/c. I tried calling customer service on[protected] but there was no record found. Also on 5th Feb the EMI of Rs 23973/- taken from my bank. So that means you have no record of the rs 23973/- emi has been taken twice in February. If this some sort of technical error or mismanagement please solve it and refund it to my HDFC bank a/c. I have written several times in http://www.choladbs.com/contactus.asp but no reply

FROM: MAHENDRAKUMAR D.PATEL
A/C NO.-XSEGAHM[protected]

Dear concerned,

Can i have the update on the below complaint.

Reagrds
Chetan

Dear concerned,

Please note that ESC-TP Cholamandalam[protected] / [protected] of Rs 2584/- has been debited twice from my acount in the month of Jan 2010.
Request you to please reverse the amount to my acount ASAP.

Regards
Chetan
[protected]

I started feeling heat of their non responsive behavior...That is too bad on their part. communication is the key policy rather than deducting EMI like a machine...

I have started feeling heat of their non responsive behavior...That is too bad on their part. communication is the key policy rather than deducting EMI like a machine...

TO WHOMSOEVER IT MAY CONCERN

Why the hell r u taking out money after the repayment of the loan in full.
Are you people bothered about all these complaints or just reading and enjoying. You do business but don't play with your customers. i re-payed the loan amount last month but i was billed for this month too.The EMI of rs 2584/- has been deducted from my account.I request u people to kindly respond for these type of complaints and take care of your reputation in the market.If not will proceed legally.

Vijay Chandra Anaparty

I want to apply for personal loan of Rs. 100000.00. Could you please provide me your contact details on my below mail id.

nilesh.[protected]@marsh.com

I am getting Rs. 15800 gross per month. My net salary is of Rs. 15094.

MUSTAK SHAIKH A/C NO. [protected]

I had taken a loan of Rs.18000.00 on 08 DEC 2007 and EMI IS 952.00 presented on my Bank of Baroda, Navayard Branch, Vadodara 390 002, on every 5th of the month. First time on the 5th Jan 2008 my installment got totaly complited.

Now i have not received any acknowledment of paying of personal loan, and NO DUE certificate for the same. for me it is important to got this certificate,
so that it is help to sent me the same above.

MUSTAK SHAIKH A/C NO. [protected]
Address:- New Narmada Colony, Block No. 7, Cat. D, Room No. 48, chhani Jakat Naka, Vadodara 390 002

Contact No. [protected], [protected]

Prakash Yadwadkar A/c No;[protected]
Appl No : XSEGPNA[protected]
•I had taken a loan of Rs.25000.00 on 01 Nov 2006 and EMI IS 2664.00 presented on my ICICI Branch, malleshwaram Bangalore on every month. It was paid regularly & last EMI was collected at my door step from the agent.
•Recently during my car loan request it is found highlighted in CIBIL.
•i have not received any acknowledgment of paying of personal loan, and NO DUE certificate for the same. For me it is important to got this certificate.
•Requesting your help for updating this status

Prakash [protected]

hareshbhai kalubhai munjani

h