[Resolved]  Cholamandalam Personal Loan — Ecs passed on wrong date without permission

I have purchased personal loan from cholamandalam bank in may 2008, my loan ac number is xseglus[protected], in march 2009 my esc had been bounce on 5 march 09, due to insufficiant bal in my act. for that i have given chq of another bank on 19th of march 09 for the same & at 21st march 09 ecs had been cleared from my bank, due to which my another chq got bounced, now i want answer why this thing has happen, because ecs cannot happen automaticaly in same month on another date, i made request at andheri branch of same bank for refund thay said 15-20 days will be taken for same why shold i wait for 15-20days and i have to go to andheri branch to collect refund why should i go to andheri, they have to send it to my address by post, untill i get my answer i will not pay further ecs of remaining loan. please reply me soon.. thank you.
Was this information helpful?
No (0)
Yes (0)
Aug 14, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

I have purchased personal loan from cholamandalam bank in july 2007, my loan ac number is xseglus[protected], in nov 2009 my esc had been bounce on 5 march 09, due to insufficiant bal in my act. For that i have given chq of another bank on 19th of nov 09 for the same & at 19th jan 2010 ecs had been cleared from my bank, due to which my another chq got bounced, now i want answer why this thing has happen, because ecs cannot happen automaticaly in same month on another date, i made request at andheri branch of same bank for refund thay said they will not clear the emi on feb 2010 but they have cleared and the balance was not sufficent due to some reason my bank has cut 221 rs for that this is not te first time it has happen 5 times to me... Please help...
I have purchased personal loan from cholamandalam bank my loan ac number is xsegkta[protected], my loan has been forclosed on 01 jan2010. But i not found my noc. Chq has been cleared on 06feb2010. Please refund my emi amount... Please help...
sir my loan a/c is XSEGJPR[protected] pl.send me repayment sedule very urgently.
My loan a/c no is XPRICOI[protected]. I wanted to foreclose my account and sending mails repeatedly for the past 6 months. I contacted coimbatore, salem office etc., but nobody has given clear figure to me. After asking all details, they used to say they will call back me in my mobile no. Cheques are presented in advance and getting bounced for a couple of times. I am planning to go for abroad for job shortly. If nobody calls me within this month, I may not be able to pay even a single EMI henceforth.
My loan a/c no. Xsegmlp[protected] i request you not to present ecs twice in a month for which i am getting deducting of rs.225/- every month for insufficient finds. I already spoken with your customer care that i will clear one month emi which was not paid by me due to insufficient funds. Any way you consider me to as regular payer of emi every month and kindly adjust my one month emi due after ending tenure of months. So, kindly look out this and see that in future dont present ecs twice in a month.
Note:see my payment track do the needful.

Raghavendra ([protected])
Respected sir,
myself, Dilip N Kharwar, have a loan through your finance facilities...my account no is XSEGLUS[protected]...2 months ago i had applied for the settlement of the loan payement(no. is 24282)..and got 2 dates for the respective payment..i payed the 1st installment of 20, 000 and rest 20, 000 was to pay by 30 sept..but due to personnel reasons i had to go to rajasthan on 27th sept..and was nt able to pay the amount..so i request u to give me some time...upto 5th oct i vl do the payment...kindly understand d situation n help...your early response vl b highly appreciated...thank you!!!
my loan a/c no. is XVFPJVF[protected] this a/c is closed.
Then please send me the noc & view of closing settlement
My loan A/c no is 133275TP this A/c is closed and i have not recieved any NOC and receipt of settlement. One of the customer executive called me and wanted to check on this. But she was very rude and asked me to put the phone down and she disconnected the call. The service i have recieved from your back is pathetic. Can this be looked and send me the NOC at the earliest.

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    Cholamandalam MS General Insurance
    customer care contact
    Customer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good a company is at responding and resolving complaints by granting from 1 to 5 stars for each complaint and then ultimately combining them all for an overall score.
    Read more
    18%
    Complaints
    109
    Pending
    0
    Resolved
    20
    Cholamandalam MS General Insurance Phone
    +91 44 3044 5400 [Local]
    +91 44 3098 5300 [Abroad]
    Cholamandalam MS General Insurance Address
    2nd Floor, "Dare House", No. 2, NSC Bose Road, Chennai, Tamil Nadu, India - 600001
    View all Cholamandalam MS General Insurance contact information