[Resolved] CIBIL — PERSONAL CREDIT RATINGS | |||
From;Nirmal Kumar Pandey, Pan no.ADFPP4074R [protected]@yahoo.com Sub;Understand that loans not availed by me personally,are reflecting in my CIBIL Report-reg. Had applied for a housing loan,and was informed by the Bank that there are as many as 12 Automobile loans shown as outstanding in my name. The fact is there is only loan for my car,with Kotak Mahindra,hence I am surprised to know as to how the other loan details has been wrongly reflected in my PERSONAL CIBIL REPORT due to which my application has been delayed and put on hold over a month. Request you to clarify the same and rectify the mistake forthwith without any further delay and inform me immdly. Nirmal Kumar Pandey Legal Professional [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
2 Comments | |||
Comments
Dear Sanjay,
It is quite possible that there has been some erroneous updation in your account that has led to this wrong reporting. You need to go online to CIBIL website and apply for CIBIL report. Once you get this, you need to review and analyse where the problem is and approach the respective bank for resolution.
You may approach Proventure Debt Solutions, www.proventuredebtsolutions.com, who resolved my issue. They are quite professional and very effective.
all the best
Raja
It is quite possible that there has been some erroneous updation in your account that has led to this wrong reporting. You need to go online to CIBIL website and apply for CIBIL report. Once you get this, you need to review and analyse where the problem is and approach the respective bank for resolution.
You may approach Proventure Debt Solutions, www.proventuredebtsolutions.com, who resolved my issue. They are quite professional and very effective.
all the best
Raja
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Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
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