[Resolved] CIBIL — False CIBIL Report | |||
Recently i applied for Home loan at ICICI bank. They came back with CIBIL Report which says i have taken Gold loan of Rs. 2 Lacs and some outstanding payment in Credit card. First of all i have not taken any Loan and there is no outstanding payment in my Credit card. I was also shocked to see that the Credit card which is mentioned in CIBIL Report does not belong to me. When i ask CIBIL about this they mentioned me to go their website and complain in On-Line Dispute, when i did this now they are asking me to give details of the report (which is given by them) else i should purchase CIBIL Report. CIBIL person also mentioned it will take 25-30 days time to give feedback Now i want to ask why i should buy this report without my fault, Why i should wait for this false report, Who will pay for my emotional trauma & why RBI has given authority to CIBIL which has no credentials. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 4 Comments | |||
Comments
Yeah he is right. Even the same thing has happened to me also. Now i am writing this comment when looking to get a CIBIL Report. Actually i have been applied for a personal loan in HDFC, but they rejected just becoz of that wrong CIBIL report. In that report they have mentioned like Credit card repayment issue.The beauty is firtst of all i didnt apply for any credit cards, then how can i purchase goods by using it??? Not only credit card even i didnt apply for any loans before. This is the first time i am trying for a personal loan.
Reply
Hi,
We regret the problem caused to you. Please send us your contact details at [protected]@icicibank.com and we shall get in touch with you soon to resolve the matter.Kindly refer "1817972" in the subject line.
Regards,
ICICI Bank Customer Service Team.
We regret the problem caused to you. Please send us your contact details at [protected]@icicibank.com and we shall get in touch with you soon to resolve the matter.Kindly refer "1817972" in the subject line.
Regards,
ICICI Bank Customer Service Team.
Dear Girish,
With regards to your disputed details with CIBIL report ; i would suggest you that rather than waiting for 25-30 days ; Kindly put a mail to [protected]@icicibank.com and ask for the Control no. of the cibil report drawn for you during your credit appraisal.
Subsequently put a mail to [protected]@cibil.com alongwith the said control no. and your disputed details.
You will get the correct information accordingly.
You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.
Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com
" Apology donot mean that I am wrong and you are right...It means that I value the relationship more than my EGO. ''
With regards to your disputed details with CIBIL report ; i would suggest you that rather than waiting for 25-30 days ; Kindly put a mail to [protected]@icicibank.com and ask for the Control no. of the cibil report drawn for you during your credit appraisal.
Subsequently put a mail to [protected]@cibil.com alongwith the said control no. and your disputed details.
You will get the correct information accordingly.
You may feel free to write me on [protected]@indianconsultantgroup.com for any further assistance if required.
Warm Regards
Kumar Rajneesh
Head
INDIAN CONSULTANT GROUP
A Leading Finance, Legal & IT Consultancy Firm
[ Specialisation in Banking Disputes and Grievances ]
Visit us : www.indianconsultantgroup.com
" Apology donot mean that I am wrong and you are right...It means that I value the relationship more than my EGO. ''
Dear client,
Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com
NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
We are not providing any free services but advising professionally and result oriented.
Office:
VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004
Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]
Your Credit Information Bureau (Cibil) credit information report(CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand yourCibil CIR and what it takes to maintain a credit history, so that it is viewed favourably by lenders.
We providing assistance on behalf of the client to get CIBIL report.
Please not we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.
Our serivices includes
Assisting for applying CIBIL reports
Helping for CIBIL report correctoion
Assisting getting loans from nationalised or private banks or NBFCs
Representing CIBIL issues and other matters to client's bank
Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
Liasioning between Bank and Cleint to sort out the matter of credit cards or loans
or more information please visit at https://www.cibil.com
NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE
We are not providing any free services but advising professionally and result oriented.
Office:
VERITAS THE TEAM
914, Sahajanand Shopping Centre
Opp. Swaminarayan Temple
Shahibaug Ahmedabad 380004
Ph:[protected]
Fax :[protected]
SMS: [protected]
Mail : veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]
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![Credit Information Bureau India [CIBIL] Phone](/img/bn/phone.svg "Credit Information Bureau India [CIBIL] Phone"){kind=small}
+91 22 6140 4300 [Helpline]
+91 22 6638 4600 [Corp Office]
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Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai, Maharashtra, India - 400021