[Resolved]  CIBIL — Having my name and mobile number in the defaulter list

Dear Sir / Madam

In the end of 2007 and in the begining of 2008, due to some of my personal problems and financial crisis, I had a discussion with the credit card providers (SBI, ICICI, Citi) and have settled my total due amount in one single payment to them and I am having all the supporting documents for this settlement (settlement letter from bank and the receipt). Even though now in 2008 last and now in 2009, my name is in CIBIL's blacklist as my status mentioned as "Fraud" which is directly affecting my future and carrer as well as my goodwill in the society, this will also affect me from future loans. At present my financial status sounds good but because of this CIBIL report I am not able to avail any loan like car loan, housing loan and even credit cards. I don't know whether this CIBIL is an approved organization or not, and even don't know what this is. Kindly help to to resolve my issue and help to re-built my goodwill.

Thanks in advance for the truthfull justice provided to me.

Thanks & Regards
Prabhu