CIBIL — Incorrect enteries in CIBIL

CIBIL — Incorrect enteries in CIBIL

S Swapan Roy from Bengaluru, Karnataka

My report on CIBIL is incorrect, due to which many of my loan and credit card requests are rejected. This is happening since last 4 years and I am really suprised why this is against my entry. I duly accept my credit transaction in the period of 2002-03 was not appropriate but now i pay all my previousl loans on time. There should be some time period to impact the credit rating of a person. Please take duly action and delete enteries which is no longer valid for me from CIBIL. Was this information helpful? No (0) Yes (0)

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Comments

akash bidani

from Mumbai, Maharashtra

I agree with above, CIBIL doesnt verified the credientials/ details received from the bank and simply put the name and amt in defaulter list. If anyone taken loan/ credit BY FRAUD in your name ( AS IT IS QUITE COMMON NOWADAYS) and when bank approach to you for the payment and after verification it has been found that actual ADVANCE/ LOAN/ CREDIT CARD is not availed by you and it is by fraud. still BANK WILL PUT UP your name to CIBIL in defaulter list and it keeps on pending until and unless case of fraud has been resolved and for that YOU HAVE TO RUN FROM PILLAR TO POST for getting clearance because it is in YOUR NAME and to get clean chit you have to find out real culprit, produce him/ her in court of law and intimate bank for the further action AT YOUR OWN COST. what a system and regulation WE HAVE .. .. JAI HO...

arvind waghmare

from Pune, Maharashtra

Dear sir,

my name- arvind waghmare
adress- 149, dattatrya nager, nagpur 24
i apply for car loan in SBI, BUT THEY TOLD ME UR CIBIL REPORTS SHOWN CIVIL WRITTEN OFF BUT ICICI BANK ALREADY GIVE ME NO DUE CERTIFICATE AGAINST THAT CREDIT CARD BUT MY NAME SHOWN ON THAT CIBIL LIST PLS REMOVE MY NAME TO THAT LIST. ALL GIVE ME INFORMATION.

THX.

REGARDS

ARVIND [protected]

Kaushik

from Hyderabad, Telangana

I totally agree with the people above. To my horror I found my name in the list against a time period when I was not even owning a credit card!!! I tried reaching out to the authorities (have sent mails) with no avail. Still waiting to understand which is the bank that CIBIL has filed my name against.
We live in a country where the govt. sucks us clean of taxes month on month and then a governing (pvt ?) body that has absolutely no standards by which they validate names, creating immense pressure and harassment to individuals. And the govt. just sits back and watches the fun. JAI HO!