[Resolved]  CIBIL — let's fight against cibil

Dear Sir/Madam,
Thank you very much to give us your support for our stand.

Firstly I want to give u my information, I am Manubhai V Mehta, living in Mumbai, age of 65, For your kind information I m appointed as a joint Secretary in All Maharashtra Human Rights Welfare Association in Mumbai, i have taken this matter because of illegal activities and business of CIBIL, because CIBIL says that they are waiting for Certificate of Registration and Final Guidelines from R.B.I.
1) Activities of CIBIL are totally Illegal Under The Bank Act as below:
17. Act Name : THE CREDIT INFORMATION COMPANIES (REGULATION) ACT, 2005
Act title : NO. 30 OF 2005

Enactment date : [23rd June 2005.]



4. SECTION(CHAPTER II)
REGISTRATION OF CREDIT INFORMATION COMPANIES
5. SECTION(3.)
Prohibition to commence or carry on business of credit information.

3. Prohibition to commence or carry on business of credit information.-Save as otherwise provided in this Act, no company shall commence or carry on the business of credit information without obtaining a certificate of registration from the Reserve Bank under this Act.

2) CIBIL have committed the violation of our Constitution by taking away fundamental rights of Indian Citizen, because every Indian Citizen have right to get Justice, no body can declare any borrower as a Defaulter Debtor or Insolvent without any strict proof and any Judicial Court’s order.

3) We can also File the defamation case against CIBIL under The Indian Penal Code 1860 as below:

1. Act Name : THE INDIAN PENAL CODE, 1860
Act title : ACT NO. 45 OF 1860 1*

Enactment date : [6th October, 1860.]


36. SECTION(34.)
Acts done by several persons in futherance of common intention.

. 1*[34. Acts done by several persons in futherance of commonintention.--When a criminal act is done by several persons infurtherance of the common intention of all, each of such persons isliable for that act in the same manner as if it were done by himalone.]



37. SECTION(35.)
When such an act is criminal by reason of its being done with a criminal knowledge or intention.


35. When such an act is criminal by reason of its being done with a criminal knowledge or intention.--Whenever an act, which is criminal only by reason of its being done with a criminal knowledge or intention, is done by several persons, each of such persons who joins in the act with such knowledge or intention is liable for the act in the same manner as if the act were done by him alone with that knowledge or intention


38. SECTION(36.)
Effect caused partly by act and partly by omission.


36. Effect caused partly by act and partly by omission. Whereverthe causing of a certain effect, or an attempt to cause that effect, by an act or by an omission, is an offence, it is to be understoodthat the causing of that effect partly by an act and partly by anomission is the same offence. Illustration A intentionally causes Z's death, partly by illegally omitting togive Z food, and party by beating Z. A has committed murder.


26. SECTION(24.)
"Dishonestly

24. "Dishonestly".--Whoever does anything with the intention ofcausing wrongful gain to one person or wrongful loss to anotherperson, is said to do that thing "dishonestly".

39. SECTION(37.)
Co-operation by doing one of several acts constituting an offence.

37. Co-operation by doing one of several acts constituting an offence.--When an offence is committed by means of several acts, who ever intentionally co-operates in the commission of that offence by doing any one of those acts, either singly or jointly with any other person, commits that offence. Illustrations (a) A and B agree to murder Z by severally and at different times giving him small doses of poison. A and B administer the poison according to the agreement with intent to murder Z. Z dies from the effects the several doses of poison so administered to him. Here A and B intentionally co operate in the commission of murder and as each of them does an act by which the death is caused, they are both guilty of the offence though their acts are separate. (b) A and B are joint jailors, and as such have the charge of Z, a prisoner, alternatively for six hours at a time. A and B, intending to cause Z's death, knowingly co-operate in causing that effect by illegally omitting, each during the time of his attendance, to furnish Z with food supplied to them for that purpose. Z dues of hunger. Both A and B are guilty of the murder of Z.[protected][protected][protected][protected]. Subs. by Act 27 of 1870, s. 1, for the original section.108 (c) A, a jailor, has the charge of Z, a prisoner. A, intending to cause Z's death, illegally omits to supply Z with food; in consequence of which Z is much reduced in strength, but the starvation is not sufficient to cause his death. A is dismissed from his office, and B succeeds him. B, without collusion or co-operation with A, illegally omits to supply Z with food, knowing that he is likely thereby to cause Z's death. Z dies of hunger. B is guilty of murder, but, as A did not co-operate with B. A is guilty only of an attempt to commit murder.

46. SECTION(44.)
"Injury".
44. "Injury".--The word "injury" denotes any harm what ever illegally
caused to any person, in body, mind, reputation or property.


So CIBIL is doing their Business illegally, in cordinance with their Members like all Credit Institutes and Banks, The Business of CIBIL ruined the life of young and energetic Indian citizen, and the all Banks creating their wrong balance sheets by showing wrong and proof less out standings, false figures of Assets which effect and damage India’s economy. so we decide to fight against CIBIL, and all the members of CIBIL and R.B.I. though they are Dominating Authority even though they do not take any action against them, We desire to fight on humanity ground in public Interest, so we have to file PIL against all, CIBIL, Members of CIBIL and R. B. I. In the interest of Natural Justice.
This is our first aim, so we want your help in way first you give us your full detail what happen with the you, by bank and CIBIL, tell us your problems. Please let us know how much time u can spend to fight . Please send your written complain address to Human Rights, at my e-mail I-D. We suggest you have to keep passion for getting justice, but we assure you that we will fight together for our Right and to get justice. You may circulate this message to other Victims Of CIBIL to those who are known to you.
Manubhai V Mehta
B/605 Lucky Tower,
Behind Patel nagar,
M.G.Cross Road No.4
Kandivali (West),
Mumbai Pin :400067 Phone:[protected]/[protected]/[protected]