[Resolved]  CIBIL India — Wrong Credit information

Address:

Pune, Maharashtra

I was trying to get loan from various banks from Nov 2012 till Feb 2013 and was not getting loans due to bad credit score, majorly due to False SCB home loan of Rs 12.9 Lacs on my name. I wasted too much of my time, money etc in making calls to SCB Bangalore, Pune etc and was frustrated, harassed due to no response from them. Also, money was needed badly at that time. All my application from various banks got rejected.Then I requested CIR report from CIBIL. After going through the CIBIL report, there were many credit information which doesn't belonged to me. There were approx 20 entries in my report which doesn't belong to me. It's a very serious concern. I have already raised my concerns with Principal Nodal officers, head officers Standard chartered bank, BANGALORE and asked for compensation of Rs 2 Lacs for all this glitch and posting wrong Home loan information on CIBIL. I have also informed Banking Ombudsman, Reserve Bank of India about this. Bank is not ready to give any compensation. CIBIL is not giving any thing and says they have mixed my credit information with some other person having same name as mine. This is not acceptable. May I know, from any body how to compliant against CIBIL to get the compensation.