[Resolved]  CIBIL — Wrong Credit Score

Address:

Kerala

Sir , I have shifted to Ernakulam just 4 months back & have never ever taken any kind of Loans . I have no credit card outstandings against any of the Banks .
Today i had applied for a car loan of 2 lakhs in SBI against car cost of 9 lakhs but was denied the loan saying that my Credit Score as per CIBIL is very bad and i have lot of outstandings to pay to banks/Financial Institution. The most alarming part is that the 3 addresses (Ernakulam Address) mentioned in the Credit score card is no way related to my stays as i have mentioned i shifted to Ernakulam 4 months back.
Request you to pls help me find out Is this any mistake of wrong entry or some has done some Fraud using my PAN Card/No. My pan card no. is ADTPJ2290D . My email id. is [protected]@yahoo.com.